Available worldwide · Popular in: GB
What is Xero?
Cloud-based accounting software for small businesses. Manage finances in real time with invoicing, expense tracking, VAT returns, and payroll capabilities.
Xero pricing
Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.
From £3.20/mo (first 6 months). 1 month free trial.
Ignite
An easy financial foundation - track cash flow with the essentials.
- invoices
- 20
- Send quotes and 20 invoices
- Accept online invoice payments
- MTD for Income Tax ready
- Reconcile transactions (optional)
- Auto-reconcile transactions (optional)
Grow
Go beyond the basics - automate tasks and access performance dashboards.
- payroll_users
- 1
- payments_domestic
- 5
- expense_claim_users
- 1
- cash_flow_forecast_days
- 60
- Send invoices and quotes
- Accept online invoice payments
- MTD for Income Tax ready
- Reconcile transactions
- Auto-reconcile transactions (Beta)
- Smart document capture
- View real-time reports
- Automate bill entry and track bills
- Submit VAT returns to HMRC
- Automate subcontractor CIS calculations and reports
- Make online bill and payroll payments (domestic) for up to 5 payments
- Payroll for 1 person
- 60 day cash flow forecast
- Visualise performance with graphs
- Customise performance dashboards
- Claim expenses and mileage for 1 user
- Use multiple currencies
- Tailored financial health scorecards
Comprehensive
Optimise profitability - tailor your insights for greater control.
- payroll_users
- 5
- payments_domestic
- 10
- expense_claim_users
- 5
- cash_flow_forecast_days
- 90
- Send invoices and quotes
- Accept online invoice payments
- MTD for Income Tax ready
- Reconcile transactions
- Auto-reconcile transactions (Beta)
- Smart document capture
- View real-time reports
- Automate bill entry and track bills
- Submit VAT returns to HMRC
- Automate subcontractor CIS calculations and reports
- Make online bill and payroll payments (domestic) for up to 10 payments
- Payroll for 5 people
- 90 day cash flow forecast
- Visualise performance with graphs
- Customise performance dashboards
- Claim expenses and mileage for 5 users
- Use multiple currencies
- Tailored financial health scorecards
Ultimate
Future proof your scaling business - with advanced tools and analytics.
- payroll_users
- 10
- payments_domestic
- 15
- expense_claim_users
- 10
- project_tracking_users
- 10
- cash_flow_forecast_days
- 180
- Send invoices and quotes
- Accept online invoice payments
- MTD for Income Tax ready
- Reconcile transactions
- Auto-reconcile transactions (Beta)
- Smart document capture
- View real-time reports
- Automate bill entry and track bills
- Submit VAT returns to HMRC
- Automate subcontractor CIS calculations and reports
- Make online bill and payroll payments (domestic) for up to 15 payments
- Payroll for 10 people
- 180 day cash flow forecast
- Visualise performance with graphs
- Customise performance dashboards
- Claim expenses and mileage for 10 users
- Use multiple currencies
- Tailored financial health scorecards
- Track time and costs for projects for 10 users
- Analyse KPIs and ratios
- Benchmark against the industry
Add-ons
- Make online bill payments (International)
- Submit contractor CIS returns
What Xero does
The capabilities that matter for accounting software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Double-entry GL
- -
- Multi-entity
- -
- Multi-currency
- ✓
- Bank feeds
- -
- AP automation
- ✓
- AR / invoicing
- ✓
- Inventory
- -
- Fixed assets
- -
- Project accounting
- ✓
- Tax compliance
- VAT returns, MTD for Income Tax, subcontractor CIS calculations
- Accountant collaboration
- ✓
- Payments capture
- ✓
- API access
- -
- Deployment
- Cloud
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Xero alternatives
Other accounting software we track, ranked by the same independent score.
- AkauntingFree accounting software for small businesses and freelancerslow · 43%
- Odoo AccountingAccounting made effortlessmedium · 53%
- WaveFree small business accounting, invoicing, and payrolllow · 40%
- FreshBooksmedium · 54%
- MYOBBusiness software you'll never outgrowlow · 48%
- LedgerSMBOpen Source ERP: accounting, invoicing and morelow · 40%
The Vioscale score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Xero, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Capabilities | 81 | 0.15 | 12.3 | ✓ |
| Price Level | 80 | 0.12 | 9.4 | ✓ |
| Pricing Transparency | 75 | 0.10 | 7.9 | ✓ |
| Security Posture | 90 | 0.05 | 4.2 | ✓ |
| Reliability | 50 | 0.07 | 3.5 | ✓ |
| Integrations | 0 | 0.09 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | {"deployment":"cloud","ar_invoicing":true,"ap_automation":true,"multi_currency":true,"tax_compliance":"VAT returns, MTD for Income Tax, subcontractor CIS calculations","payments_capture":true,"accountant_collab":true,"project_accounting":true} | mediumsource · 2026-08-05 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | {"hqCountry":"GB","primaryMarkets":["GB"],"availabilityScope":"global","availableCountries":["GB"],"notAvailableCountries":[]} | highsource · 2026-08-05 · 75% |
Pricing
Reliability
| Attribute | Value | Evidence |
|---|---|---|
| Status page | Yes | mediumsource · 2026-08-05 · 60% |