Xero
Unified accounting platform for small businesses combining invoicing, payroll, and tax compliance
- Also known as
- xero
Available worldwide · Popular in: GB, CA
What is Xero?
A cloud accounting solution that consolidates invoicing, payroll management, tax compliance, and financial reporting in one place, with AI-assisted automation to minimize manual data entry.
Xero pricing
Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.
From £18/month. First month free.
Ignite
Basic invoicing and payment capabilities
- Send quotes and 20 invoices
- Accept online invoice payments
- MTD for Income Tax ready
- Make online bill and payroll payments
- Optional company accounts and tax
Grow
Includes automation and performance monitoring
- All Ignite features
- Send invoices and quotes
- Accept online invoice payments
- Reconcile transactions
- Smart document capture
- View real-time reports
- Automate bill entry
- Submit VAT returns
- Forecast cash flow
- Customise dashboards
- Auto-reconcile
Comprehensive
Ultimate
Add-ons
- Company accounts and tax£120/yr
- International bill payments
What Xero does
The capabilities that matter for accounting software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Double-entry GL
- -
- Multi-entity
- -
- Multi-currency
- ✓
- Bank feeds
- Direct feeds
- AP automation
- ✓
- AR / invoicing
- ✓
- Inventory
- -
- Fixed assets
- -
- Project accounting
- ✓
- Tax compliance
- VAT, MTD for Income Tax, CIS calculations
- Accountant collaboration
- ✓
- Payments capture
- ✓
- API access
- Full
- Deployment
- Cloud
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Integrations (6)
Independently observed- WhatsApp→•
- Hubdoc
- TaxCycle
- Countable
- Stripe
- GoCardless
Xero FAQ
Common questions about Xero, answered from independent, dated evidence.
What is Xero?
A cloud accounting solution that consolidates invoicing, payroll management, tax compliance, and financial reporting in one place, with AI-assisted automation to minimize manual data entry. It is indexed under Accounting Software.
Is Xero free?
Xero offers a free tier, so you can start without paying. Paid plans start at £18 per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.
What platforms does Xero support?
We have confirmed browser-based access to Xero. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.
Can Xero be self-hosted?
We have only confirmed a cloud / SaaS deployment for Xero, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.
What does Xero integrate with?
We have confirmed 6 integrations for Xero, including Hubdoc, TaxCycle, Countable, Stripe, GoCardless and WhatsApp. This is what we could verify from public sources, so the vendor may support others we have not indexed.
What security certifications does Xero have?
We have independently confirmed SOC 2, ISO 27001 and GDPR for Xero. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Xero not holding them. Always confirm compliance directly before you rely on it.
Source: https://www.xero.com/security
Where is Xero available?
Xero is available worldwide. Its primary markets are the United Kingdom and Canada.
Xero alternatives
Other accounting software we track, ranked by the same independent score.
- Zoho Booksmedium · 73%
- QuickBooks OnlineCloud-based accounting software that automates bookkeeping and manages business finances across all devicesmedium · 66%
- MoneybirdCloud-based accounting software with automated tax filing and business software integrationsmedium · 63%
- FreshBooksOnline invoicing and accounting software for small businesses and freelancershigh · 75%
- FreeAgentCloud-based accounting and tax management platform for small business ownersmedium · 64%
- MYOBCloud-based accounting and business management software designed to help small businesses handle finances, payroll, and tax compliancemedium · 73%
Compare Xero
Side by side against other accounting software, attribute by attribute, with a source on every value.
The vioscaleAI score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Xero, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Pricing transparency | 100 | 0.09 | 9.4 | ✓ |
| Price level | 50 | 0.10 | 5.3 | ✓ |
| Integrations | 86 | 0.05 | 4.2 | ✓ |
| Security posture | 90 | 0.04 | 3.8 | ✓ |
| Capabilities | 81 | 0.04 | 3.5 | ✓ |
| Reliability | 50 | 0.06 | 3.2 | ✓ |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Content
| Attribute | Value | Evidence |
|---|---|---|
| Faq | 7 items | mediumsource · 2026-09-10 · 64% |
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | Api access: full · Bank feeds: direct · Deployment: cloud · Ar invoicing: Yes · Ap automation: Yes · Multi currency: Yes | mediumsource · 2026-09-07 · 60% |
Integrations
| Attribute | Value | Evidence |
|---|---|---|
| Count | 1,000 | mediumsource · 2026-09-07 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | PrimaryMarkets: … · AvailabilityScope: global · AvailableCountries: … · NotAvailableCountries: … | highsource · 2026-09-07 · 75% |
Pricing
Reliability
| Attribute | Value | Evidence |
|---|---|---|
| Status page | Yes | mediumsource · 2026-08-05 · 60% |
Security
| Attribute | Value | Evidence |
|---|---|---|
| Disclosure policy | Yes | mediumsource · 2026-08-05 · 60% |
| Iso27001 | Yes | highsource · 2026-08-05 · 75% |
| Pci | Yes | highsource · 2026-08-05 · 75% |
| Soc2 | Yes | highsource · 2026-08-05 · 75% |
| Trust center | https://www.xero.com/media-releases/new-compliance-workflows-to-make-tax-season-less-taxing/ | mediumsource · 2026-09-07 · 60% |
| Gdpr | Yes | highsource · 2026-08-05 · 75% |
Is Xero the right choice for you?
Tell us the job, the constraints and what you weigh most, and we will rank Xero against the rest of the accounting software we index, using the same dated evidence weighted your way.
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