Moneybird vs Xero
On the evidence we track, Xero leads this comparison with a composite score of 74/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.
Capabilities
Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Moneybird
Accounting platform that simplifies VAT return preparation and filing, with connections to payment processors, inventory systems, CRM, HR, and time tracking applications.
Xero
LeaderA cloud accounting solution that consolidates invoicing, payroll management, tax compliance, and financial reporting in one place, with AI-assisted automation to minimize manual data entry.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Moneybird
From €3/month. 60-day free trial with Complete plan access. Up to 25% discount with annual billing.
- Compact€3/month
- Smart Document Processing
- Process bank transactions
- Sales invoices
- Purchase invoices and receipts
- Time tracking
- +2 more
- Start€15/month, save €36/year with annual billing
- Smart Document Processing
- Scan receipts with app
- Electronic VAT return
- API access
- Accountant access
- +16 more
- Growth€29/month, save €72/year with annual billing
- Everything from Start
- 80% bookkeeping automation
- Recurring invoices
- Complete€41/month, save €96/year with annual billing
- Everything from Growth
- Unlimited bookkeeping
- Unlimited linked bank accounts
- Unlimited processed transactions
- Unlimited users
Xero
LeaderFrom £18/month. First month free.
- Ignite£18/month
- Send quotes and 20 invoices
- Accept online invoice payments
- MTD for Income Tax ready
- Make online bill and payroll payments
- Optional company accounts and tax
- Grow£39/month
- All Ignite features
- Send invoices and quotes
- Accept online invoice payments
- Reconcile transactions
- Smart document capture
- +6 more
- Comprehensive£55/month
- Ultimate£70/month
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
- Stripe
Moneybird
- Mollie
- PayPal
- MultiSafepay
- CCV Pay
- TransactieSysteem
- Bol.com
- Employes
- Keeping
- Picqer
- PerfectView
- CCV Salespos
- Bouwportaal
- Faillissementen.com
- Planaday
Xero
Leader- Hubdoc
- TaxCycle
- Countable
- GoCardless
Moneybird or Xero: which one depends on you
A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.
Free to run, no account needed to start. How the evaluation works
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.