Comparison

FreshBooks vs Xero

No clear leader: Xero (74.0) and FreshBooks (70.8) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
FreshBooks71
Xero74
Score
vioscaleAI score
FreshBooks71 / 100medium · 73%
Xero74 / 100medium · 74%
Pricing
Free tier
FreshBooks✓
Xero✓
Model
FreshBooksfreemium
Price level
FreshBookslow
Xeromid
Starting price
FreshBooks$2.30
Xero£18
Transparent
FreshBooks✓
Xero✓
Integrations
Count
FreshBooks100
Xero1,000
Security
Disclosure policy
FreshBooks✓
Xero✓
Gdpr
FreshBooks✓
Xero✓
Iso27001
FreshBooks–
Xero✓
Pci
FreshBooks✓
Xero✓
Soc2
FreshBooks–
Xero✓
Reliability
Status page
FreshBooks✓
Xero✓
Content
Faq
FreshBooks6 items

Capabilities

Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.

Core
Double-entry GL
FreshBooks✓
Xero-
Multi-entity
FreshBooks-
Xero-
Multi-currency
FreshBooks-
Xero✓
Bank feeds
FreshBooksManual import
XeroDirect feeds
Modules
AP automation
FreshBooks-
Xero✓
AR / invoicing
FreshBooks✓
Xero✓
Inventory
FreshBooks-
Xero-
Fixed assets
FreshBooks-
Xero-
Project accounting
FreshBooks✓
Xero✓
Compliance
Tax compliance
FreshBooksAutomatic tax calculation on invoices and payroll
XeroVAT, MTD for Income Tax, CIS calculations
Workflow
Accountant collaboration
FreshBooks✓
Xero✓
Payments
Payments capture
FreshBooks✓
Xero✓
Ecosystem
API access
FreshBooksFull
XeroFull
Deployment
Deployment
FreshBooksCloud
XeroCloud

What each one is

The product in its own terms, so the numbers below have context.

FreshBooks

A comprehensive accounting solution for small businesses and freelancers offering invoicing, expense tracking, time logging, and online payment acceptance combined with double-entry bookkeeping and project profitability analysis.

Independently observed

Xero

A cloud accounting solution that consolidates invoicing, payroll management, tax compliance, and financial reporting in one place, with AI-assisted automation to minimize manual data entry.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

FreshBooks

from $2.30/moSubscription30-day trial

From $2.30/mo (introductory) or $23.00/mo (regular). Free 30-day trial.

  • Lite$2.30/mo (promotional: 90% off for 3 months, regular $23.00/mo)
    • Track and organize client info
    • 5 billable clients
    • Automated recurring invoices
  • Plus$4.30/mo (regular price $43.00/mo)
    • Track and organize client info
    • 50 billable clients
    • Automated recurring invoices
    • Client payment options
    • Email receipts to account
  • Premium$7.00/mo (regular price $70.00/mo)
    • Track and organize client info
    • Unlimited billable clients
    • Automated recurring invoices
    • Client payment options
    • Email receipts to account
as of verify ↗

Xero

from £18/moSubscriptionFree tier30-day trial

From £18/month. First month free.

  • Ignite£18/month
    • Send quotes and 20 invoices
    • Accept online invoice payments
    • MTD for Income Tax ready
    • Make online bill and payroll payments
    • Optional company accounts and tax
  • Grow£39/month
    • All Ignite features
    • Send invoices and quotes
    • Accept online invoice payments
    • Reconcile transactions
    • Smart document capture
    • +6 more
  • Comprehensive£55/month
  • Ultimate£70/month
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
FreshBooks✓
Xero✓
iOS
FreshBooks✓
Xero✗
Android
FreshBooks✓
Xero✗
Deployment
Cloud / SaaS
FreshBooks✓
Xero✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

FreshBooks

9 total
  • Pidj
  • NiceJob
  • Acuity Scheduling
  • ReviewNudger
  • EasyCSV
  • AvaTax
  • Trophy Jar
  • Paystorm: Chase Late Payments
  • InvoiceSherpa
Independently observed

Xero

6 total
  • Hubdoc
  • TaxCycle
  • Countable
  • Stripe
  • GoCardless
  • WhatsApp
Independently observed
Still deciding?

FreshBooks or Xero: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.