Comparison

Xero vs Zoho Books

On the evidence we track, Zoho Books leads this comparison with a composite score of 70/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Machine formatsJSONMarkdownGraphQLor send Accept: application/json
Xero49
Zoho Books70
Score
Vioscale score
Xero49 / 100low · 46%
Zoho Books70 / 100medium · 73%
Pricing
Free tier
Xero
Zoho Books
Model
Zoho Booksfreemium
Price level
Zoho Bookslow
Transparent
Xero
Zoho Books
Integrations
Count
Xero1,000
Zoho Books16
Security
Disclosure policy
Xero
Zoho Books
Gdpr
Xero
Zoho Books
Iso27001
Xero
Zoho Books
Pci
Xero
Zoho Books
Soc2
Xero
Zoho Books
Reliability
Status page
Xero
Zoho Books

Capabilities

Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.

Core
Double-entry GL
Xero-
Zoho Books
Multi-entity
Xero-
Zoho BooksMulti-entity
Multi-currency
Xero-
Zoho Books
Bank feeds
XeroDirect feeds
Zoho BooksManual import
Modules
AP automation
Xero
Zoho Books-
AR / invoicing
Xero
Zoho Books
Inventory
Xero-
Zoho Books
Fixed assets
Xero-
Zoho Books-
Project accounting
Xero
Zoho Books
Compliance
Tax compliance
XeroVAT, MTD for Income Tax, CIS calculations
Zoho BooksUK MTD (Making Tax Digital)
Workflow
Accountant collaboration
Xero
Zoho Books
Payments
Payments capture
Xero
Zoho Books
Ecosystem
API access
XeroFull
Zoho BooksFull
Deployment
Deployment
XeroCloud
Zoho BooksCloud

What each one is

The product in its own terms, so the numbers below have context.

Xero

A cloud-based accounting platform for small businesses that integrates invoicing, bill tracking, payroll, expense management, and tax reporting to automate financial tasks and ensure compliance with UK tax requirements.

Independently observed

Zoho Books

Leader

Web-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Xero

Subscription
  • Grow-
    • Send invoices and quotes
    • Accept online invoice payments
    • Auto-reconcile transactions
    • Smart document capture with Hubdoc
    • View real-time reports and dashboards
    • +7 more
as of verify ↗

Zoho Books

Leader
SubscriptionFree tier

Free tier for sole traders and landlords; paid subscription plans available

as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Xero
Zoho Books
Deployment
Cloud / SaaS
Xero
Zoho Books

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Xero

5 total
  • Hubdoc
  • TaxCycle
  • Countable
  • Stripe
  • GoCardless
Independently observed

Zoho Books

Leader
16 total
  • Google APIs
  • YouTube APIs
  • Zoho Mail
  • Zoho Cliq
  • Zoho Projects
  • Zoho Inventory
  • Zoho Invoice
  • Zoho People
  • Zoho Checkout
  • Zoho Analytics
  • Zoho Sprints
  • Zoho Desk
  • Zoho WorkDrive
  • Zoho Meeting
  • Zoho Subscriptions
  • Zoho Expense
Independently observed

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.

Xero vs Zoho Books: an evidence-based comparison · Vioscale