FreeAgent vs Xero
No clear leader: Xero (49.4) and FreeAgent (45.2) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.
Capabilities
Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
FreeAgent
FreeAgent is cloud-based accounting software for small businesses and landlords in the UK, with integrated Making Tax Digital (MTD) compliance, property management, automated bank feeds, and practice collaboration features.
Xero
A cloud-based accounting platform for small businesses that integrates invoicing, bill tracking, payroll, expense management, and tax reporting to automate financial tasks and ensure compliance with UK tax requirements.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
FreeAgent
Free Practice Dashboard for accountants; client licence pricing available on request. Discounted options available through Partner Programme.
Xero
- Grow-
- Send invoices and quotes
- Accept online invoice payments
- Auto-reconcile transactions
- Smart document capture with Hubdoc
- View real-time reports and dashboards
- +7 more
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
FreeAgent
- Syft
- Hiscox
- HMRC
Xero
- Hubdoc
- TaxCycle
- Countable
- Stripe
- GoCardless
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.