Wave

Unified accounting and payment platform for small business owners

Also known as
wave

Available worldwide · Popular in: US, CA

What is Wave?

A unified platform combining bookkeeping, invoicing, payment processing, and reporting in one dashboard. Helps small business owners track income and expenses, manage cash flow, and maintain organized financial records year-round.

Independently observed

Wave pricing

Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.

Pricing as of verify at live pricing ↗Independently observed
from $16/moSubscriptionFree tier

Free Starter plan with unlimited invoicing and bookkeeping. Pro from $16/month includes bank automation. Wave Advisors from $149/month for managed bookkeeping. Payment processing fees: 2.9% + $0.60 per Visa/Mastercard transaction.

Starter

Free
Free

Basic accounting and invoicing for new businesses

  • Unlimited invoices, estimates, bills
  • Unlimited bookkeeping records
  • Mobile app access
  • Dashboard and reports
  • Payment processing available

Pro

$16/month billed monthly, or $190/year billed annually
monthly

Enhanced accounting with bank automation and transaction categorization

  • Everything in Starter
  • Auto-import bank transactions via Plaid
  • Auto-merge and auto-categorize transactions
  • Unlimited receipt capture and tracking
  • Add multiple users/collaborators
  • Payment processing at discounted rates

Wave Advisors

$149/month or $199/month depending on tier

Hands-off bookkeeping with dedicated bookkeeper and financial expert support

  • Everything in Pro
  • Dedicated bookkeeper management
  • Monthly financial statements
  • Expert bookkeeping support
  • Transition assistance from other software
  • Optional one-on-one accounting coaching

Add-ons

  • Payment Processing2.9% + 60¢ per transaction
  • Payroll
  • Receipts

What Wave does

The capabilities that matter for accounting software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.

Core
Double-entry GL
Multi-entity
-
Multi-currency
-
Bank feeds
Aggregator
Modules
AP automation
-
AR / invoicing
Inventory
-
Fixed assets
-
Project accounting
Compliance
Tax compliance
Tax-ready bookkeeping with organized records and reporting
Workflow
Accountant collaboration
Payments
Payments capture
Ecosystem
API access
Full
Deployment
Deployment
Cloud
Independently observed

Platform & deployment

Independently observed
Platforms
  • Web
Deployment
  • Cloud / SaaS

Integrations (8)

Independently observed
  • Plaid
  • Zapier
  • Shopify
  • Square
  • ADP
  • RBC
  • Block Advisors
  • Apple Pay

Wave FAQ

Common questions about Wave, answered from independent, dated evidence.

What is Wave?

A unified platform combining bookkeeping, invoicing, payment processing, and reporting in one dashboard. Helps small business owners track income and expenses, manage cash flow, and maintain organized financial records year-round. It is indexed under Accounting Software.

Source: https://www.waveapps.com

Is Wave free?

Wave offers a free tier, so you can start without paying. Paid plans start at $16 per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.

Source: https://www.waveapps.com/pricing

What platforms does Wave support?

We have confirmed browser-based access to Wave. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.

Source: https://www.waveapps.com

Can Wave be self-hosted?

We have only confirmed a cloud / SaaS deployment for Wave, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.

Source: https://www.waveapps.com

What does Wave integrate with?

We have confirmed 8 integrations for Wave, including Plaid, Zapier, Shopify, Square, ADP, RBC, Block Advisors and Apple Pay. This is what we could verify from public sources, so the vendor may support others we have not indexed.

Source: https://www.waveapps.com

Where is Wave available?

Wave is available worldwide. Its primary markets are the United States and Canada.

Source: https://www.waveapps.com

Wave alternatives

Other accounting software we track, ranked by the same independent score.

All Wave alternatives, ranked →

Compare Wave

Side by side against other accounting software, attribute by attribute, with a source on every value.

Independent · unbought · dated

The vioscaleAI score: one lens on the evidence

Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Wave, not the verdict.

Balanced composite 57 / 100
high · 75%
Signal contributions to the composite score
SignalScoreWeightContributionEvidence
Pricing transparency1000.099.4
Price level500.105.3
Reliability500.063.2
Capabilities750.043.2
Integrations220.051.1
Security posture150.040.6

Computed . Re-weight it by intent, or see the full method.

All data & sourcesshow ↓

Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.

Content

AttributeValueEvidence
Faq6 itemsmediumsource · 2026-09-10 · 63%

Features

AttributeValueEvidence
CapabilitiesApi access: full · Bank feeds: aggregator · Deployment: cloud · Ar invoicing: Yes · Tax compliance: Tax-ready bookkeeping with organized records and reporting · Double entry gl: Yesmediumsource · 2026-09-04 · 60%

Integrations

AttributeValueEvidence
Count5mediumsource · 2026-09-04 · 60%

Market

AttributeValueEvidence
AvailabilityPrimaryMarkets: … · AvailabilityScope: global · AvailableCountries: … · NotAvailableCountries: …highsource · 2026-09-04 · 75%

Pricing

AttributeValueEvidence
TransparentYesmediumsource · 2026-08-14 · 60%
Free tierYesmediumsource · 2026-08-14 · 60%
Modelfreemiummediumsource · 2026-08-14 · 60%
Price levelmidmediumsource · 2026-08-14 · 60%

Reliability

AttributeValueEvidence
Status pageYesmediumsource · 2026-08-05 · 60%

Security

AttributeValueEvidence
PciYesmediumsource · 2026-09-04 · 60%
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