Wave
Comprehensive finance management system for independent and small business operators
- Also known as
- wave
Available worldwide · Popular in: US, CA
What is Wave?
Wave enables small business owners to manage their financial operations in one place, including expense and revenue tracking, customer billing, digital payments, and reporting to support financial decision-making.
Wave pricing
Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.
Free Starter plan with unlimited invoicing and bookkeeping. Pro from $16/month includes bank automation. Wave Advisors from $149/month for managed bookkeeping. Payment processing fees: 2.9% + $0.60 per Visa/Mastercard transaction.
Starter
FreeBasic accounting and invoicing for new businesses
- Unlimited invoices, estimates, bills
- Unlimited bookkeeping records
- Mobile app access
- Dashboard and reports
- Payment processing available
Pro
Enhanced accounting with bank automation and transaction categorization
- Everything in Starter
- Auto-import bank transactions via Plaid
- Auto-merge and auto-categorize transactions
- Unlimited receipt capture and tracking
- Add multiple users/collaborators
- Payment processing at discounted rates
Wave Advisors
Hands-off bookkeeping with dedicated bookkeeper and financial expert support
- Everything in Pro
- Dedicated bookkeeper management
- Monthly financial statements
- Expert bookkeeping support
- Transition assistance from other software
- Optional one-on-one accounting coaching
Add-ons
- Payment Processing2.9% + 60¢ per transaction
- Payroll
- Receipts
What Wave does
The capabilities that matter for accounting software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Double-entry GL
- ✓
- Multi-entity
- -
- Multi-currency
- -
- Bank feeds
- Aggregator
- AP automation
- -
- AR / invoicing
- ✓
- Inventory
- -
- Fixed assets
- -
- Project accounting
- ✓
- Tax compliance
- Tax-ready bookkeeping with organized records and reporting
- Accountant collaboration
- ✓
- Payments capture
- ✓
- API access
- Full
- Deployment
- Cloud
Platform & deployment
Independently observed- iOS
- Web
- Android
- Cloud / SaaS
Integrations (8)
Independently observed- Plaid
- Zapier
- Shopify
- Square
- ADP
- RBC
- Block Advisors
- Apple Pay
Security & compliance
Independently observed- PCI DSS Level 1 · Level 1active
Wave FAQ
Common questions about Wave, answered from independent, dated evidence.
What is Wave?
A unified platform combining bookkeeping, invoicing, payment processing, and reporting in one dashboard. Helps small business owners track income and expenses, manage cash flow, and maintain organized financial records year-round. It is indexed under Accounting Software.
Source: https://www.waveapps.com
Is Wave free?
Wave offers a free tier, so you can start without paying. Paid plans start at $16 per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.
Source: https://www.waveapps.com/pricing
What platforms does Wave support?
We have confirmed browser-based access to Wave. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.
Source: https://www.waveapps.com
Can Wave be self-hosted?
We have only confirmed a cloud / SaaS deployment for Wave, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.
Source: https://www.waveapps.com
What does Wave integrate with?
We have confirmed 8 integrations for Wave, including Plaid, Zapier, Shopify, Square, ADP, RBC, Block Advisors and Apple Pay. This is what we could verify from public sources, so the vendor may support others we have not indexed.
Source: https://www.waveapps.com
Where is Wave available?
Wave is available worldwide. Its primary markets are the United States and Canada.
Source: https://www.waveapps.com
Wave alternatives
Other accounting software we track, ranked by the same independent score.
- XeroUnified accounting platform for small businesses combining invoicing, payroll, and tax compliancemedium · 74%
- Zoho Booksmedium · 71%
- FreshBooksAccounting software that helps small businesses track finances and process invoicingmedium · 73%
- MoneybirdCloud-based accounting software with automated tax filing and business software integrationsmedium · 63%
- FreeAgentFinancial management platform for freelancers and contractors covering time tracking, invoicing, and accountingmedium · 62%
- QuickBooks Onlinemedium · 64%
Compare Wave
Side by side against other accounting software, attribute by attribute, with a source on every value.
The vioscaleAI score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Wave, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Pricing transparency | 100 | 0.09 | 9.4 | ✓ |
| Price level | 50 | 0.10 | 5.3 | ✓ |
| Reliability | 50 | 0.06 | 3.2 | ✓ |
| Capabilities | 75 | 0.04 | 3.2 | ✓ |
| Integrations | 22 | 0.05 | 1.1 | ✓ |
| Security posture | 15 | 0.04 | 0.6 | ✓ |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Content
| Attribute | Value | Evidence |
|---|---|---|
| Faq | 6 items | mediumsource · 2026-09-10 · 63% |
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | Api access: full · Bank feeds: aggregator · Deployment: cloud · Ar invoicing: Yes · Tax compliance: Tax-ready bookkeeping with organized records and reporting · Double entry gl: Yes | mediumsource · 2026-09-23 · 60% |
Integrations
| Attribute | Value | Evidence |
|---|---|---|
| Count | 5 | mediumsource · 2026-09-23 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | PrimaryMarkets: … · AvailabilityScope: global · AvailableCountries: … · NotAvailableCountries: … | highsource · 2026-09-23 · 75% |
Pricing
Reliability
| Attribute | Value | Evidence |
|---|---|---|
| Status page | Yes | mediumsource · 2026-08-05 · 60% |
Security
Is Wave the right choice for you?
Tell us the job, the constraints and what you weigh most, and we will rank Wave against the rest of the accounting software we index, using the same dated evidence weighted your way.
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