Wave
Free small business accounting, invoicing, and payroll
- Also known as
- wave
Available in: US, CA · Popular in: US, CA
What is Wave?
Wave is free accounting software for small businesses, offering invoicing, expense tracking, receipts management, and optional payroll and hands-on bookkeeping services. Free tier includes unlimited invoicing and basic bookkeeping, with paid Pro tier adding bank feed automation and discounted payment processing.
Wave pricing
Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.
Free Starter plan with unlimited invoicing. Pro from $19/month USD or $190/year USD. Wave Advisors from $149/month USD.
Starter
FreeJust starting your business or looking for the basics
- Create unlimited estimates, invoices, bills, and bookkeeping records
- Option to accept online payments
- 2.9% + $0.60 per credit card transaction
- 3.4% + $0.60 per Amex transaction
- Invoice on-the-go with mobile app
- Manage cash flow and customers in one dashboard
Pro
Look polished, save time, conquer cash flow
- Everything in Starter, plus
- Online payments at discounted rate
- 2.9% + $0 per credit card transaction
- 3.4% + $0 per Amex transaction
- Auto-import bank transactions
- Auto-merge and categorize bank transactions
- Digitally capture unlimited receipts and track expenses
- Automate late payment reminders
Wave Advisors
Contact salesHands-off bookkeeping and financial guidance with in-house experts
- Includes Pro Plan features
- Dedicated bookkeeper
- Monthly financial statements prepared
- Expert bookkeeping support
- Onboarding assistance when switching from other software
- Optional one-on-one accounting coach packages
What Wave does
The capabilities that matter for accounting software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Double-entry GL
- -
- Multi-entity
- -
- Multi-currency
- -
- Bank feeds
- Aggregator
- AP automation
- -
- AR / invoicing
- ✓
- Inventory
- -
- Fixed assets
- -
- Project accounting
- -
- Tax compliance
- Tax-ready bookkeeping and tax season preparation
- Accountant collaboration
- ✓
- Payments capture
- ✓
- API access
- -
- Deployment
- Cloud
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Wave alternatives
Other accounting software we track, ranked by the same independent score.
The Vioscale score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Wave, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Price Level | 100 | 0.12 | 11.7 | ✓ |
| Pricing Transparency | 100 | 0.10 | 10.5 | ✓ |
| Capabilities | 58 | 0.15 | 8.8 | ✓ |
| Reliability | 50 | 0.07 | 3.5 | ✓ |
| Integrations | 0 | 0.09 | 0.0 | - |
| Security Posture | 0 | 0.05 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | {"bank_feeds":"aggregator","deployment":"cloud","ar_invoicing":true,"tax_compliance":"Tax-ready bookkeeping and tax season preparation","payments_capture":true,"accountant_collab":true} | mediumsource · 2026-08-05 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | {"primaryMarkets":["US","CA"],"availabilityScope":"regional","availableCountries":["US","CA"],"notAvailableCountries":[]} | highsource · 2026-08-05 · 75% |
Pricing
Reliability
| Attribute | Value | Evidence |
|---|---|---|
| Status page | Yes | mediumsource · 2026-08-05 · 60% |