Wave vs Zoho Books
On the evidence we track, Zoho Books leads this comparison with a composite score of 71/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.
Capabilities
Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Wave
Wave enables small business owners to manage their financial operations in one place, including expense and revenue tracking, customer billing, digital payments, and reporting to support financial decision-making.
Zoho Books
LeaderWeb-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Wave
Free Starter plan with unlimited invoicing and bookkeeping. Pro from $16/month includes bank automation. Wave Advisors from $149/month for managed bookkeeping. Payment processing fees: 2.9% + $0.60 per Visa/Mastercard transaction.
- StarterFree
- Unlimited invoices, estimates, bills
- Unlimited bookkeeping records
- Mobile app access
- Dashboard and reports
- Payment processing available
- Pro$16/month billed monthly, or $190/year billed annually
- Everything in Starter
- Auto-import bank transactions via Plaid
- Auto-merge and auto-categorize transactions
- Unlimited receipt capture and tracking
- Add multiple users/collaborators
- +1 more
- Wave Advisors$149/month or $199/month depending on tier
- Everything in Pro
- Dedicated bookkeeper management
- Monthly financial statements
- Expert bookkeeping support
- Transition assistance from other software
- +1 more
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
Wave
- Plaid
- Zapier
- Shopify
- Square
- ADP
- RBC
- Block Advisors
- Apple Pay
Zoho Books
Leader- Google APIs
- YouTube APIs
- Zoho Mail
- Zoho Cliq
- Zoho Projects
- Zoho Inventory
- Zoho Invoice
- Zoho People
- Zoho Checkout
- Zoho Analytics
- Zoho Sprints
- Zoho Desk
- Zoho WorkDrive
- Zoho Meeting
- Zoho Subscriptions
- Zoho Expense
Wave or Zoho Books: which one depends on you
A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.
Free to run, no account needed to start. How the evaluation works
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.