Moneybird vs Wave
No clear leader: Moneybird (65.8) and Wave (63.2) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.
Capabilities
Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Moneybird
Cloud-based accounting software designed for freelancers and SMEs, featuring invoice automation, bookkeeping, VAT management, time tracking, and integration with 1,700+ European banks and payment processors.
Wave
A unified platform combining bookkeeping, invoicing, payment processing, and reporting in one dashboard. Helps small business owners track income and expenses, manage cash flow, and maintain organized financial records year-round.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Moneybird
From €3/month. 60-day free trial with Complete plan access. Up to 25% discount with annual billing.
- Compact€3/month
- Smart Document Processing
- Process bank transactions
- Sales invoices
- Purchase invoices and receipts
- Time tracking
- +2 more
- Start€15/month, save €36/year with annual billing
- Smart Document Processing
- Scan receipts with app
- Electronic VAT return
- API access
- Accountant access
- +16 more
- Growth€29/month, save €72/year with annual billing
- Everything from Start
- 80% bookkeeping automation
- Recurring invoices
- Complete€41/month, save €96/year with annual billing
- Everything from Growth
- Unlimited bookkeeping
- Unlimited linked bank accounts
- Unlimited processed transactions
- Unlimited users
Wave
Free Starter plan with unlimited invoicing and bookkeeping. Pro from $16/month includes bank automation. Wave Advisors from $149/month for managed bookkeeping. Payment processing fees: 2.9% + $0.60 per Visa/Mastercard transaction.
- StarterFree
- Unlimited invoices, estimates, bills
- Unlimited bookkeeping records
- Mobile app access
- Dashboard and reports
- Payment processing available
- Pro$16/month billed monthly, or $190/year billed annually
- Everything in Starter
- Auto-import bank transactions via Plaid
- Auto-merge and auto-categorize transactions
- Unlimited receipt capture and tracking
- Add multiple users/collaborators
- +1 more
- Wave Advisors$149/month or $199/month depending on tier
- Everything in Pro
- Dedicated bookkeeper management
- Monthly financial statements
- Expert bookkeeping support
- Transition assistance from other software
- +1 more
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
Moneybird
- Mollie
- Stripe
- PayPal
- MultiSafepay
- CCV Pay
- TransactieSysteem
Wave
- Plaid
- Zapier
- Shopify
- Square
- ADP
- RBC
- Block Advisors
- Apple Pay
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.