Comparison

Moneybird vs Wave

On the evidence we track, Moneybird leads this comparison with a composite score of 65/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
★Moneybird65
Wave57
Score
vioscaleAI score
Moneybird65 / 100medium · 63%
Wave57 / 100medium · 72%
Pricing
Free tier
Moneybird✗
Wave✓
Model
Moneybirdcommercial
Price level
Moneybirdlow
Wavemid
Transparent
Moneybird✓
Wave✓
Integrations
Count
Moneybird11
Wave5
Security
Certifications
Moneybird–
Pci
Moneybird–
Wave✓
Reliability
Status page
Moneybird✓
Wave✓
Content
Faq
Moneybird6 items

Capabilities

Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.

Core
Double-entry GL
Moneybird✓
Wave✓
Multi-entity
MoneybirdNone
Wave-
Multi-currency
Moneybird✗
Wave-
Bank feeds
MoneybirdDirect feeds
WaveAggregator
Modules
AP automation
Moneybird✗
Wave-
AR / invoicing
Moneybird✓
Wave✓
Inventory
Moneybird✗
Wave-
Fixed assets
Moneybird✓
Wave-
Project accounting
Moneybird✓
Wave✓
Compliance
Tax compliance
MoneybirdVAT returns, VAT overview, ICP declaration, Electronic VAT return filing
WaveTax-ready bookkeeping with organized records and reporting
Workflow
Accountant collaboration
Moneybird✓
Wave✓
Payments
Payments capture
Moneybird✓
Wave✓
Ecosystem
API access
MoneybirdFull
WaveFull
Deployment
Deployment
MoneybirdCloud
WaveCloud

What each one is

The product in its own terms, so the numbers below have context.

Moneybird

Leader

Accounting platform that simplifies VAT return preparation and filing, with connections to payment processors, inventory systems, CRM, HR, and time tracking applications.

Independently observed

Wave

Wave enables small business owners to manage their financial operations in one place, including expense and revenue tracking, customer billing, digital payments, and reporting to support financial decision-making.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Moneybird

Leader
from €3/moSubscription60-day trial

From €3/month. 60-day free trial with Complete plan access. Up to 25% discount with annual billing.

  • Compact€3/month
    • Smart Document Processing
    • Process bank transactions
    • Sales invoices
    • Purchase invoices and receipts
    • Time tracking
    • +2 more
  • Start€15/month, save €36/year with annual billing
    • Smart Document Processing
    • Scan receipts with app
    • Electronic VAT return
    • API access
    • Accountant access
    • +16 more
  • Growth€29/month, save €72/year with annual billing
    • Everything from Start
    • 80% bookkeeping automation
    • Recurring invoices
  • Complete€41/month, save €96/year with annual billing
    • Everything from Growth
    • Unlimited bookkeeping
    • Unlimited linked bank accounts
    • Unlimited processed transactions
    • Unlimited users
as of verify ↗

Wave

from $16/moSubscriptionFree tier

Free Starter plan with unlimited invoicing and bookkeeping. Pro from $16/month includes bank automation. Wave Advisors from $149/month for managed bookkeeping. Payment processing fees: 2.9% + $0.60 per Visa/Mastercard transaction.

  • StarterFree
    • Unlimited invoices, estimates, bills
    • Unlimited bookkeeping records
    • Mobile app access
    • Dashboard and reports
    • Payment processing available
  • Pro$16/month billed monthly, or $190/year billed annually
    • Everything in Starter
    • Auto-import bank transactions via Plaid
    • Auto-merge and auto-categorize transactions
    • Unlimited receipt capture and tracking
    • Add multiple users/collaborators
    • +1 more
  • Wave Advisors$149/month or $199/month depending on tier
    • Everything in Pro
    • Dedicated bookkeeper management
    • Monthly financial statements
    • Expert bookkeeping support
    • Transition assistance from other software
    • +1 more
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Moneybird✓
Wave✓
iOS
Moneybird✗
Wave✓
Android
Moneybird✗
Wave✓
Deployment
Cloud / SaaS
Moneybird✓
Wave✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Moneybird

Leader
15 total
  • Mollie
  • Stripe
  • PayPal
  • MultiSafepay
  • CCV Pay
  • TransactieSysteem
  • Bol.com
  • Employes
  • Keeping
  • Picqer
  • PerfectView
  • CCV Salespos
  • Bouwportaal
  • Faillissementen.com
  • Planaday
Independently observed

Wave

8 total
  • Plaid
  • Zapier
  • Shopify
  • Square
  • ADP
  • RBC
  • Block Advisors
  • Apple Pay
Independently observed
Still deciding?

Moneybird or Wave: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.