Ramp
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- Also known as
- ramp
What is Ramp?
An all-in-one spend management platform combining corporate cards, expense management, accounts payable, travel, procurement, and accounting automation.
Ramp pricing
Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.
Free tier available. Plus at $15/user/month. Enterprise plans available.
Free
FreeBest for smaller teams who want to simplify finances.
- Unlimited physical and virtual corporate cards
- Card issuing controls
- Complete expenses via SMS or Slack
- Custom travel policy
- Book flights, hotels, and car rentals
- Auto-receipt collection and matching
- Automated invoice extraction (OCR)
- Configurable approval workflows
- Automated fraud checks
- Pay bills by ACH, card, check, wire, and more
- Earn 4.31% in Ramp Investment Account
- Earn 2% on FDIC-insured cash account
- No fees or minimum deposits
- Free wires and same-day ACH
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Custom reports and insights via AI
- Custom report builder
- Automated vendor tracking and contract extraction
- Price intelligence
Plus
Perfect for teams who want to use AI-driven automation to eliminate busywork.
- All Free features
- AI-driven expense reviews and policy insights
- Auto-lock cards when compliance is unmet
- 24/7 phone support for travel bookings
- Auto-coded line items
- AI-driven approval recommendations
- Automated batch payments
- Payment release approvals
- NetSuite, Sage Intacct, and more integrations
- AI coding for every field
- Automate approval and sync of routine spend
- Multi-entity business support
- Auto tax capture and coding
- Share live reports and schedule exports
- Track budgets vs. actuals in real time
- Custom user roles
- Multi-entity visibility restrictions
- Audit log
Enterprise
Contact salesMade for teams who need full customization.
- All Plus features
- Workday and Oracle Fusion Cloud integrations
- Locally funded reimbursements
- Pay card payments in local currency
- Local currency card issuing in 30+ countries
- Dedicated account and customer success manager
- Priority 24/7 global support
- Custom implementation scoping and rollout plan
- Integration setup and validation testing
- Employee training and change management
- Custom development
- ERP extensions and configurations
- Custom policy and workflow configuration
- Advanced organization, role, and entity configuration
Add-ons
- Procurement
What Ramp does
The capabilities that matter for expense & procurement software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Expense reporting
- ✓
- Corporate cards
- Both
- Real-time spend controls
- ✓
- AP automation (bill capture + pay)
- ✓
- Receipt / invoice OCR
- ✓
- International payments (ACH/wire/FX)
- ✓
- Procurement
- Full P2P
- Travel booking
- Native
- Accounting sync
- One-way
- SSO / SCIM
- -
- Funding model
- SaaS fee
- Multi-entity / multi-currency
- ✓
- API access
- -
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Integrations (8)
Independently observed- QuickBooks Online
- Xero
- NetSuite
- Sage Intacct
- Workday
- Oracle Fusion Cloud
- Slack
- Microsoft Teams
Ramp alternatives
Other expense & procurement software we track, ranked by the same independent score.
- NavanBusiness travel & expense management. Solved.low · 48%
- ExpensifyThe easiest way to do your expensesmedium · 63%
- PleoSpend management that takes care of businesslow · 48%
- BrexFinance built for speed and controlmedium · 62%
- Bill.comlow · 49%
- SAP ConcurAI-powered expense, travel, and invoice solutions that unify your data, simplify work, and drive your business forwardlow · 48%
The Vioscale score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Ramp, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Pricing Transparency | 100 | 16.00 | 1600.0 | ✓ |
| Capabilities | 81 | 16.00 | 1298.4 | ✓ |
| Security Posture | 85 | 14.00 | 1190.0 | ✓ |
| Integrations | 27 | 30.00 | 823.3 | ✓ |
| Price Level | 50 | 10.00 | 500.0 | ✓ |
| Reliability | 0 | 14.00 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | {"ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true} | mediumsource · 2026-08-01 · 60% |
Integrations
| Attribute | Value | Evidence |
|---|---|---|
| Count | 8 | mediumsource · 2026-08-01 · 60% |