Ramp

Unified spend management platform that centralizes corporate cards, expense processing, bill payments, and procurement workflows

Also known as
ramp

Available worldwide

What is Ramp?

An integrated platform for managing company spending that combines physical and virtual corporate cards with automated expense capture, intelligent invoice processing, real-time spending controls, and streamlined approval workflows.

Independently observed

Ramp pricing

Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.

Pricing as of verify at live pricing ↗Independently observed
from $15/moSubscriptionFree tier

Free tier available. Plus at $15/user/month. Enterprise plans available.

Free

Free
Free

Best for smaller teams who want to simplify finances.

  • Unlimited physical and virtual corporate cards
  • Card issuing controls
  • Complete expenses via SMS or Slack
  • Custom travel policy
  • Book flights, hotels, and car rentals
  • Auto-receipt collection and matching
  • Automated invoice extraction (OCR)
  • Configurable approval workflows
  • Automated fraud checks
  • Pay bills by ACH, card, check, wire, and more
  • Earn 4.31% in Ramp Investment Account
  • Earn 2% on FDIC-insured cash account
  • No fees or minimum deposits
  • Free wires and same-day ACH
  • Basic accounting rules
  • QuickBooks Online and Xero integrations
  • Custom reports and insights via AI
  • Custom report builder
  • Automated vendor tracking and contract extraction
  • Price intelligence

Plus

$15/user/mo

Perfect for teams who want to use AI-driven automation to eliminate busywork.

  • All Free features
  • AI-driven expense reviews and policy insights
  • Auto-lock cards when compliance is unmet
  • 24/7 phone support for travel bookings
  • Auto-coded line items
  • AI-driven approval recommendations
  • Automated batch payments
  • Payment release approvals
  • NetSuite, Sage Intacct, and more integrations
  • AI coding for every field
  • Automate approval and sync of routine spend
  • Multi-entity business support
  • Auto tax capture and coding
  • Share live reports and schedule exports
  • Track budgets vs. actuals in real time
  • Custom user roles
  • Multi-entity visibility restrictions
  • Audit log

Enterprise

Contact sales
Contact sales
annual

Made for teams who need full customization.

  • All Plus features
  • Workday and Oracle Fusion Cloud integrations
  • Locally funded reimbursements
  • Pay card payments in local currency
  • Local currency card issuing in 30+ countries
  • Dedicated account and customer success manager
  • Priority 24/7 global support
  • Custom implementation scoping and rollout plan
  • Integration setup and validation testing
  • Employee training and change management
  • Custom development
  • ERP extensions and configurations
  • Custom policy and workflow configuration
  • Advanced organization, role, and entity configuration

Add-ons

  • Procurement

What Ramp does

The capabilities that matter for expense & procurement software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.

Core
Expense reporting
Cards
Corporate cards
Both
Real-time spend controls
Payables
AP automation (bill capture + pay)
Receipt / invoice OCR
International payments (ACH/wire/FX)
Procurement
Procurement
Full P2P
Travel
Travel booking
Native
Integration
Accounting sync
Two-way
SSO / SCIM
-
Commercial
Funding model
-
Multi-entity / multi-currency
-
Platform
API access
-
Independently observed

Platform & deployment

Independently observed
Platforms
  • Web
Deployment
  • Cloud / SaaS

Integrations (2)

Independently observed
  • Slack
  • Microsoft Teams

Ramp FAQ

Common questions about Ramp, answered from independent, dated evidence.

What is Ramp?

An integrated platform for managing company spending that combines physical and virtual corporate cards with automated expense capture, intelligent invoice processing, real-time spending controls, and streamlined approval workflows. It is indexed under Expense & Procurement Software.

Source: https://ramp.com

Is Ramp free?

Ramp offers a free tier, so you can start without paying. Paid plans start at $15 per user per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.

Source: https://ramp.com

What platforms does Ramp support?

We have confirmed browser-based access to Ramp. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.

Source: https://ramp.com

Can Ramp be self-hosted?

We have only confirmed a cloud / SaaS deployment for Ramp, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.

Source: https://ramp.com

What security certifications does Ramp have?

We have independently confirmed SOC 2 and ISO 27001 for Ramp. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Ramp not holding them. Always confirm compliance directly before you rely on it.

Source: https://trust.ramp.com

Ramp alternatives

Other expense & procurement software we track, ranked by the same independent score.

All Ramp alternatives, ranked →

Compare Ramp

Side by side against other expense & procurement software, attribute by attribute, with a source on every value.

Independent · unbought · dated

The vioscaleAI score: one lens on the evidence

Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Ramp, not the verdict.

Balanced composite 68 / 100
medium · 53%
Signal contributions to the composite score
SignalScoreWeightContributionEvidence
Pricing transparency1000.088.4
Security posture850.076.2
Capabilities750.053.6
Price level500.052.6
Integrations140.040.6
Reliability00.070.0-

Computed . Re-weight it by intent, or see the full method.

All data & sourcesshow ↓

Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.

Content

AttributeValueEvidence
Faq5 itemsmediumsource · 2026-09-10 · 62%

Features

AttributeValueEvidence
CapabilitiesOcr capture: Yes · Procurement: full_p2p · Ap automation: Yes · Spend controls: Yes · Travel booking: native · Accounting sync: two_waymediumsource · 2026-08-14 · 60%

Integrations

AttributeValueEvidence
Count2mediumsource · 2026-08-14 · 60%

Market

AttributeValueEvidence
AvailabilityPrimaryMarkets: … · AvailabilityScope: global · AvailableCountries: … · NotAvailableCountries: …highsource · 2026-08-14 · 75%

Pricing

AttributeValueEvidence
Free tierYesmediumsource · 2026-08-01 · 60%
Modelcommercialmediumsource · 2026-08-01 · 60%
Price levelmidmediumsource · 2026-08-01 · 60%
TransparentYesmediumsource · 2026-08-01 · 60%

Security

AttributeValueEvidence
Disclosure policyYesmediumsource · 2026-08-01 · 60%
FedrampYeshighsource · 2026-08-01 · 75%
Iso27001Yeshighsource · 2026-08-01 · 75%
PciYeshighsource · 2026-08-01 · 75%
Soc2Yeshighsource · 2026-08-01 · 75%
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