Ramp

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Also known as
ramp

What is Ramp?

An all-in-one spend management platform combining corporate cards, expense management, accounts payable, travel, procurement, and accounting automation.

Independently observed

Ramp pricing

Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.

Pricing as of verify at live pricing ↗Independently observed
from $15/moSubscriptionFree tier

Free tier available. Plus at $15/user/month. Enterprise plans available.

Free

Free
Free

Best for smaller teams who want to simplify finances.

  • Unlimited physical and virtual corporate cards
  • Card issuing controls
  • Complete expenses via SMS or Slack
  • Custom travel policy
  • Book flights, hotels, and car rentals
  • Auto-receipt collection and matching
  • Automated invoice extraction (OCR)
  • Configurable approval workflows
  • Automated fraud checks
  • Pay bills by ACH, card, check, wire, and more
  • Earn 4.31% in Ramp Investment Account
  • Earn 2% on FDIC-insured cash account
  • No fees or minimum deposits
  • Free wires and same-day ACH
  • Basic accounting rules
  • QuickBooks Online and Xero integrations
  • Custom reports and insights via AI
  • Custom report builder
  • Automated vendor tracking and contract extraction
  • Price intelligence

Plus

$15/user/mo

Perfect for teams who want to use AI-driven automation to eliminate busywork.

  • All Free features
  • AI-driven expense reviews and policy insights
  • Auto-lock cards when compliance is unmet
  • 24/7 phone support for travel bookings
  • Auto-coded line items
  • AI-driven approval recommendations
  • Automated batch payments
  • Payment release approvals
  • NetSuite, Sage Intacct, and more integrations
  • AI coding for every field
  • Automate approval and sync of routine spend
  • Multi-entity business support
  • Auto tax capture and coding
  • Share live reports and schedule exports
  • Track budgets vs. actuals in real time
  • Custom user roles
  • Multi-entity visibility restrictions
  • Audit log

Enterprise

Contact sales
Contact sales
annual

Made for teams who need full customization.

  • All Plus features
  • Workday and Oracle Fusion Cloud integrations
  • Locally funded reimbursements
  • Pay card payments in local currency
  • Local currency card issuing in 30+ countries
  • Dedicated account and customer success manager
  • Priority 24/7 global support
  • Custom implementation scoping and rollout plan
  • Integration setup and validation testing
  • Employee training and change management
  • Custom development
  • ERP extensions and configurations
  • Custom policy and workflow configuration
  • Advanced organization, role, and entity configuration

Add-ons

  • Procurement

What Ramp does

The capabilities that matter for expense & procurement software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.

Core
Expense reporting
Cards
Corporate cards
Both
Real-time spend controls
Payables
AP automation (bill capture + pay)
Receipt / invoice OCR
International payments (ACH/wire/FX)
Procurement
Procurement
Full P2P
Travel
Travel booking
Native
Integration
Accounting sync
One-way
SSO / SCIM
-
Commercial
Funding model
SaaS fee
Multi-entity / multi-currency
Platform
API access
-
Independently observed

Platform & deployment

Independently observed
Platforms
  • Web
Deployment
  • Cloud / SaaS

Integrations (8)

Independently observed
  • QuickBooks Online
  • Xero
  • NetSuite
  • Sage Intacct
  • Workday
  • Oracle Fusion Cloud
  • Slack
  • Microsoft Teams

Ramp alternatives

Other expense & procurement software we track, ranked by the same independent score.

Independent · unbought · dated

The Vioscale score: one lens on the evidence

Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Ramp, not the verdict.

Balanced composite 63 / 100
medium · 50%
Signal contributions to the composite score
SignalScoreWeightContributionEvidence
Pricing Transparency10016.001600.0
Capabilities8116.001298.4
Security Posture8514.001190.0
Integrations2730.00823.3
Price Level5010.00500.0
Reliability014.000.0-

Computed . Re-weight it by intent, or see the full method.

All data & sourcesshow ↓

Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.

Features

AttributeValueEvidence
Capabilities{"ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}mediumsource · 2026-08-01 · 60%

Integrations

AttributeValueEvidence
Count8mediumsource · 2026-08-01 · 60%

Pricing

AttributeValueEvidence
Free tierYesmediumsource · 2026-08-01 · 60%
Modelcommercialmediumsource · 2026-08-01 · 60%
Price levelmidmediumsource · 2026-08-01 · 60%
Starting gbp15mediumsource · 2026-08-01 · 60%
TransparentYesmediumsource · 2026-08-01 · 60%

Security

AttributeValueEvidence
Disclosure policyYesmediumsource · 2026-08-01 · 60%
FedrampYeshighsource · 2026-08-01 · 75%
Iso27001Yeshighsource · 2026-08-01 · 75%
PciYeshighsource · 2026-08-01 · 75%
Soc2Yeshighsource · 2026-08-01 · 75%