Pleo vs Ramp
On the evidence we track, Ramp leads this comparison with a composite score of 72/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.
Capabilities
Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Pleo
Pleo streamlines business expense management by providing physical and virtual corporate cards with individual spending limits, automatic receipt capture, and real-time spend visibility. It eliminates manual expense reports and simplifies accounting by integrating with accounting software and automating approval workflows.
Ramp
LeaderAn integrated platform for managing company spending that combines physical and virtual corporate cards with automated expense capture, intelligent invoice processing, real-time spending controls, and streamlined approval workflows.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Pleo
From €4/month (Starter annual). Monthly and annual billing available for most plans.
- Starter€4/month (annual billing) + €5/user/month additional. Includes up to 3 users max.
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense notes
- Accounting integrations
- +3 more
- Essential€18/month (annual) or €20/month (monthly) + €11/user/month additional (annual)
- All Starter features
- Reimbursements
- Mileage tracking
- AI expense guidance
- Flexible card limits
- +4 more
- Advanced€99/month (annual) or €109/month (monthly) for 3 users + €15/user/month additional (annual)
- All Essential features
- Cashback (0.5% for qualifying users)
- Advanced card controls
- Up to 100 supplier cards
- Budget management
- +3 more
- BusinessContact sales
- All Advanced features
- Multi-entity management
- Premium integrations
- AI expense review
- Advanced supplier management
- +4 more
Ramp
LeaderFree tier available. Plus at $15/user/month. Enterprise plans available.
- FreeFree
- Unlimited physical and virtual corporate cards
- Card issuing controls
- Complete expenses via SMS or Slack
- Custom travel policy
- Book flights, hotels, and car rentals
- +15 more
- Plus$15/user/mo
- All Free features
- AI-driven expense reviews and policy insights
- Auto-lock cards when compliance is unmet
- 24/7 phone support for travel bookings
- Auto-coded line items
- +13 more
- EnterpriseContact sales
- All Plus features
- Workday and Oracle Fusion Cloud integrations
- Locally funded reimbursements
- Pay card payments in local currency
- Local currency card issuing in 30+ countries
- +9 more
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
Pleo
- Xero
- Exact Online
- Fetch
- TravelPerk
- Perk
- Gmail
- Outlook
- Microsoft 365
- Apple Pay
- Google Pay
- Mastercard
Ramp
Leader- Slack
- Microsoft Teams
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.