Comparison

Ramp vs SAP Concur

On the evidence we track, Ramp leads this comparison with a composite score of 74/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
★Ramp74
SAP Concur53
Score
vioscaleAI score
Ramp74 / 100medium · 50%
SAP Concur53 / 100medium · 50%
Pricing
Free tier
Ramp✓
SAP Concur✗
Model
SAP Concurquote
Price level
Rampmid
SAP Concurlow
Starting price
Ramp–
SAP Concur$7
Transparent
Ramp✓
SAP Concur✗
Integrations
Count
Ramp200
SAP Concur300
Security
Disclosure policy
Ramp✓
SAP Concur✓
Fedramp
Ramp✓
SAP Concur–
Iso27001
Ramp✓
SAP Concur–
Pci
Ramp✓
SAP Concur–
Soc2
Ramp✓
SAP Concur–
Reliability
Status page
Ramp–
SAP Concur✓
Content
Faq
SAP Concur6 items

Capabilities

Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.

Core
Expense reporting
Ramp✓
SAP Concur✓
Cards
Corporate cards
RampBoth
SAP Concur-
Real-time spend controls
Ramp✓
SAP Concur✓
Payables
AP automation (bill capture + pay)
Ramp✓
SAP Concur✓
Receipt / invoice OCR
Ramp✓
SAP Concur✓
International payments (ACH/wire/FX)
Ramp✓
SAP Concur-
Procurement
Procurement
RampFull P2P
SAP Concur-
Travel
Travel booking
RampNative
SAP ConcurNative
Integration
Accounting sync
RampTwo-way
SAP ConcurOne-way
SSO / SCIM
Ramp-
SAP Concur-
Commercial
Funding model
Ramp-
SAP ConcurSaaS fee
Multi-entity / multi-currency
Ramp✓
SAP Concur✓
Platform
API access
Ramp-
SAP ConcurFull

What each one is

The product in its own terms, so the numbers below have context.

Ramp

Leader

Provides integrated corporate card issuance, automated expense tracking, bill payment processing, and accounts payable management with AI-driven workflows to streamline financial operations globally.

Independently observed

SAP Concur

AI-driven spend management software that consolidates expense reporting, travel management, and invoice processing, with built-in compliance controls and integration capabilities designed to support multinational organizations.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Ramp

Leader
from $15/moSubscriptionFree tier

Free tier available. Plus at $15/user/month. Enterprise plans available.

  • FreeFree
    • Unlimited physical and virtual corporate cards
    • Card issuing controls
    • Complete expenses via SMS or Slack
    • Custom travel policy
    • Book flights, hotels, and car rentals
    • +15 more
  • Plus$15/user/mo
    • All Free features
    • AI-driven expense reviews and policy insights
    • Auto-lock cards when compliance is unmet
    • 24/7 phone support for travel bookings
    • Auto-coded line items
    • +13 more
  • EnterpriseContact sales
    • All Plus features
    • Workday and Oracle Fusion Cloud integrations
    • Locally funded reimbursements
    • Pay card payments in local currency
    • Local currency card issuing in 30+ countries
    • +9 more
as of verify ↗

SAP Concur

from $7/reportQuote-based

From $7 per report. Custom pricing available for advanced plans.

  • Base$7 per report
    • Concur Expense
    • Unlimited users
  • Plus$11 per report
    • ExpenseIt
    • User Support Desk
    • Reporting
  • PremiumContact sales
    • Concur Travel
    • Intelligence
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Ramp✓
SAP Concur✓
Deployment
Cloud / SaaS
Ramp✓
SAP Concur✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Ramp

Leader
2 total
  • Slack
  • Microsoft Teams
Independently observed

SAP Concur

5 total
  • Xero
  • QuickBooks
  • Sage Intaact
  • NetSuite
  • ADP
Independently observed
Still deciding?

Ramp or SAP Concur: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.