Yapily
Open banking API infrastructure providing payment initiation and financial data access across European markets
- Also known as
- yapily
Available in: GB, DE, FR, SE, NO, DK, FI, NL · Popular in: GB, DE, FR
What is Yapily?
Yapily is an open banking platform that enables businesses to initiate real-time account-to-account payments and access financial data from consumer and business bank accounts via APIs. The platform offers white-label customization and infrastructure-level support suitable for fintechs, payment providers, and financial institutions.
What Yapily does
The capabilities that matter for fintech infrastructure, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Primary capability
- Payments/acquiring
- Payments / acquiring
- ✓
- Card issuing
- ✗
- Banking-as-a-service / accounts
- ✗
- Data aggregation / open banking
- ✓
- Payouts / disbursements
- ✓
- Money movement rails (ACH, RTP, wire, card)
- Bank transfers, A2A payments, VRP
- Multi-currency / cross-border
- -
- Geographic coverage (countries / regions)
- 19+ European markets including UK, Germany, France, Nordic countries
- PCI DSS Level 1
- ✗
- SOC 1 / SOC 2 attestation
- None / unknown
- PSD2 / Open Banking licensed
- ✓
- SDK language coverage (Node, Python, Ruby, Java, Go)
- Python, Node.js, Java, Dart
- Pricing model
- -
- Target segment
- Enterprise
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Security & compliance
Independently observed- ISO 27001active
Yapily FAQ
Common questions about Yapily, answered from independent, dated evidence.
What is Yapily?
Yapily offers APIs and software development kits that enable applications to connect to Open Banking services and financial institutions. The platform provides libraries for multiple programming languages and supports Third Party Provider implementations. It is indexed under Fintech Infrastructure.
Source: https://www.yapily.com
What platforms does Yapily support?
We have confirmed browser-based access to Yapily. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.
Source: https://www.yapily.com
Can Yapily be self-hosted?
We have only confirmed a cloud / SaaS deployment for Yapily, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.
Source: https://www.yapily.com/pricing/
What security certifications does Yapily have?
We have independently confirmed ISO 27001 and GDPR for Yapily. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Yapily not holding them. Always confirm compliance directly before you rely on it.
Source: https://www.yapily.com/blog/how-yapily-approaches-compliance-in-open-banking/
Where is Yapily available?
Yapily is available in the United Kingdom, Germany, France, Sweden, Norway, Denmark and Finland. Its primary markets are the United Kingdom, Germany and France.
Source: https://www.yapily.com/pricing/
Yapily alternatives
Other fintech infrastructure we track, ranked by the same independent score.
- AdyenEmbedded payment processing platform for platforms and marketplacesmedium · 73%
- Modern TreasuryInfrastructure for automating money movement, reconciliation, and regulatory compliancemedium · 73%
- AirwallexCross-border payments and financial infrastructure for global businesses and marketplacesmedium · 53%
- TrueLayerA platform enabling direct bank payments and payouts across Europelow · 44%
- Plaidmedium · 73%
- Envestnet | YodleeAggregate and analyze financial data to inform business decisionslow · 8%
Compare Yapily
Side by side against other fintech infrastructure, attribute by attribute, with a source on every value.
The vioscaleAI score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Yapily, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Integrations | 95 | 0.05 | 4.8 | ✓ |
| Security posture | 30 | 0.16 | 4.7 | ✓ |
| Reliability | 50 | 0.08 | 4.2 | ✓ |
| Capabilities | 67 | 0.05 | 3.1 | ✓ |
| Price level | 0 | 0.04 | 0.0 | - |
| Pricing transparency | 0 | 0.06 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Content
| Attribute | Value | Evidence |
|---|---|---|
| Faq | 5 items | mediumsource · 2026-09-10 · 65% |
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | Capability: payments · Pci dss l1: No · Money rails: Bank transfers, A2A payments, VRP · Card issuing: No · Geo coverage: 19+ European markets including UK, Germany, France, Nordic countries · Baas accounts: No | mediumsource · 2026-09-18 · 60% |
Integrations
| Attribute | Value | Evidence |
|---|---|---|
| Count | 2,000 | mediumsource · 2026-08-03 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | PrimaryMarkets: … · AvailabilityScope: regional · AvailableCountries: … · NotAvailableCountries: … | highsource · 2026-09-18 · 75% |
Pricing
| Attribute | Value | Evidence |
|---|---|---|
| Model | commercial | mediumsource · 2026-08-03 · 70% |
Reliability
| Attribute | Value | Evidence |
|---|---|---|
| Status page | Yes | mediumsource · 2026-08-03 · 60% |
Security
Is Yapily the right choice for you?
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