Comparison

Adyen vs Yapily

On the evidence we track, Adyen leads this comparison with a composite score of 84/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Adyen full profile →Yapily full profile →

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Attribute comparison across 2 tools
Attribute	AdyenLeader	Yapily
Vioscale score	84 / 100medium · 50%	69 / 100low · 22%
Optionsdeployment.options	{"cloud":true}	{"cloud":true}
Longdescription.long	Enterprise fintech platform for global payment processing, card issuing, payouts, and embedded financial products, built for scale with banking licenses.	Infrastructure platform for initiating payments and accessing financial data across consumer and business accounts through open banking APIs.
Capabilitiesfeatures.capabilities	{"capability":"payments","money_rails":"Cards, bank transfers, ACH, SEPA Direct Debit, digital wallets, local methods","card_issuing":true,"geo_coverage":"150+ currencies, 200+ local payment methods, 29 global offices","baas_accounts":true,"pricing_model":"usage","multi_currency":true,"target_segment":"enterprise","soc_attestation":"both","payments_acquiring":true,"payout_disbursement":true}	{"capability":"payments","money_rails":"Pay by Bank (VRP), Bulk Payments","geo_coverage":"19 countries: Belgium, Denmark, Estonia, Finland, UK, France, Portugal, Spain, I","target_segment":"platform","data_aggregation":true,"psd2_open_banking":true,"payments_acquiring":true,"payout_disbursement":true}
Countintegrations.count	-	2,000
Supportplatform.support	{"web":true}	{"web":true}
Pricingpricing	{"type":"usage","plans":[{"free":false,"name":"Standard","summary":"$0.13 + 3.95% per transaction","features":["All payment methods in single integration","200+ local payment methods","150+ currencies","Flexible payouts","Fraud reduction","Conversion optimization"],"components":[{"kind":"fixed","amount":0.13,"period":"transaction","currency":"USD"},{"of":"transaction","kind":"percentage","rate":3.95}],"description":"Pay per transaction with no setup or monthly fees","contactSales":false}],"summary":"$0.13 + 3.95% per transaction; Interchange++ available; no setup or monthly fees","currency":"USD","freeTier":false,"sourceUrl":"https://www.adyen.com","retrievedAt":"2026-08-04T08:41:00.715Z","startingPrice":{"amount":0.13,"period":"month","currency":"USD"}}	-
Free tierpricing.free_tier	No	-
Modelpricing.model	commercial	commercial
Price levelpricing.price_level	low	-
Starting gbppricing.starting_gbp	0.13	-
Transparentpricing.transparent	Yes	-
Sla pctreliability.sla_pct	99.999	-
Status pagereliability.status_page	Yes	Yes
Disclosure policysecurity.disclosure_policy	Yes	-
Iso27001security.iso27001	Yes	-
Pcisecurity.pci	Yes	-
Soc2security.soc2	Yes	-

Capabilities

Feature-by-feature on the axes that matter for fintech infrastructure. “-” means undocumented, not absent.

Capability comparison for Fintech Infrastructure
Capability	Adyen	Yapily
Core
Primary capability	Payments/acquiring	Payments/acquiring
Capabilities
Payments / acquiring	✓	✓
Card issuing	✓	-
Banking-as-a-service / accounts	✓	-
Data aggregation / open banking	-	✓
Payouts / disbursements	✓	✓
Money movement rails (ACH, RTP, wire, card)	Cards, bank transfers, ACH, SEPA Direct Debit, digital wallets, local methods	Pay by Bank (VRP), Bulk Payments
Coverage
Multi-currency / cross-border	✓	-
Geographic coverage (countries / regions)	150+ currencies, 200+ local payment methods, 29 global offices	19 countries: Belgium, Denmark, Estonia, Finland, UK, France, Portugal, Spain, I
Compliance
PCI DSS Level 1	-	-
SOC 1 / SOC 2 attestation	SOC 1 + SOC 2	-
PSD2 / Open Banking licensed	-	✓
Developer
SDK language coverage (Node, Python, Ruby, Java, Go)	-	-
Pricing
Pricing model	Usage / per API call	-
Market
Target segment	Enterprise	Platform / marketplace

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.