vioscaleAI
Comparison

Adyen vs Yapily

On the evidence we track, Adyen leads this comparison with a composite score of 85/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Adyen full profile →Yapily full profile →
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★Adyen85
Yapily50
Score
vioscaleAI score
Adyen85 / 100medium · 73%
Yapily50 / 100medium · 55%
Pricing
Free tier
Adyen✗
Yapily–
Model
Price level
Adyenlow
Yapily–
Transparent
Adyen✓
Yapily–
Integrations
Count
Adyen200
Yapily2,000
Security
Certifications
Adyen–
YapilyISO 27001
Disclosure policy
Adyen✓
Yapily–
Gdpr
Adyen✓
Yapily✓
Iso27001
Adyen✓
Yapily✓
Pci
Adyen✓
Yapily–
Soc2
Adyen✓
Yapily–
Trust center
Reliability
Sla pct
Adyen99.999
Yapily–
Status page
Adyen✓
Yapily✓
Market
Availability
Content
Faq
Adyen7 items
Yapily5 items

Capabilities

Feature-by-feature on the axes that matter for fintech infrastructure. “-” means undocumented, not absent.

Core
Primary capability
AdyenPayments/acquiring
YapilyPayments/acquiring
Capabilities
Payments / acquiring
Adyen✓
Yapily✓
Card issuing
Adyen✓
Yapily✗
Banking-as-a-service / accounts
Adyen✓
Yapily✗
Data aggregation / open banking
Adyen✗
Yapily✓
Payouts / disbursements
Adyen✓
Yapily✓
Money movement rails (ACH, RTP, wire, card)
AdyenACH, SEPA Direct Debit, card networks, bank transfers, local payment methods
YapilyBank transfers, A2A payments, VRP
Coverage
Multi-currency / cross-border
Adyen✓
Yapily-
Geographic coverage (countries / regions)
AdyenGlobal, 200+ local payment methods, operations in 29 countries
Yapily19+ European markets including UK, Germany, France, Nordic countries
Compliance
PCI DSS Level 1
Adyen-
Yapily✗
SOC 1 / SOC 2 attestation
Adyen-
YapilyNone / unknown
PSD2 / Open Banking licensed
Adyen✓
Yapily✓
Developer
SDK language coverage (Node, Python, Ruby, Java, Go)
AdyenPython, TypeScript, Ruby, PHP, Java, .NET, Go
YapilyPython, Node.js, Java, Dart
Pricing
Pricing model
AdyenInterchange-plus
Yapily-
Market
Target segment
AdyenEnterprise
YapilyEnterprise

What each one is

The product in its own terms, so the numbers below have context.

Adyen

Leader

A cloud-based payment service provider that enables platforms and marketplaces to embed payment acceptance, card issuing, and seller payout capabilities within their software, while managing regulatory compliance globally.

Independently observed

Yapily

Yapily is an open banking platform that enables businesses to initiate real-time account-to-account payments and access financial data from consumer and business bank accounts via APIs. The platform offers white-label customization and infrastructure-level support suitable for fintechs, payment providers, and financial institutions.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Adyen

Leader
from $0.13/moUsage-based

$0.13 fixed fee + 2-5% per transaction (varies by payment method and geography). No setup or monthly fees.

  • Per-Transaction Pricing$0.13 + 2-5% per transaction, varies by payment method and region
    • No setup fees
    • Pay per transaction only
    • Single integration for 200+ payment methods
    • Flexible payouts in multiple currencies
as of verify ↗

Yapily

Pricing not documented yet.

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Adyen✓
Yapily✓
Deployment
Cloud / SaaS
Adyen✓
Yapily✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Adyen

Leader
21 total
  • Visa
  • Mastercard
  • American Express
  • Apple Pay
  • Google Pay
  • PayPal
  • Alipay
  • WeChat Pay
  • SEPA Direct Debit
  • ACH
  • Affirm
  • Klarna
  • iDEAL
  • Bancontact
  • Giropay
  • EPS
  • Przelewy24
  • OXXO
  • Boleto
  • Zenoti
  • Adobe
Independently observed

Yapily

Not documented yet.

Still deciding?

Adyen or Yapily: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.