Modern Treasury
API infrastructure for building and managing payment operations
- Also known as
- modern-treasury
Available worldwide · Popular in: US
What is Modern Treasury?
A cloud-based platform that enables companies to collect and distribute money, manage customer and vendor accounts, and execute fund transfers across multiple payment methods with built-in compliance checks and accounting ledgers.
Modern Treasury pricing
We don't have Modern Treasury's full plan breakdown yet (its pricing page resisted automated reading). Here's what we could confirm. Always check live pricing for exact numbers.
Usage-based pricing that scales with platform volume
What Modern Treasury does
The capabilities that matter for fintech infrastructure, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Primary capability
- Money movement
- Payments / acquiring
- ✓
- Card issuing
- ✗
- Banking-as-a-service / accounts
- ✓
- Data aggregation / open banking
- ✓
- Payouts / disbursements
- ✓
- Money movement rails (ACH, RTP, wire, card)
- ACH, Wire, Check, FedNow, Stablecoins
- Multi-currency / cross-border
- ✓
- Geographic coverage (countries / regions)
- Global (cross-border and multi-currency)
- PCI DSS Level 1
- -
- SOC 1 / SOC 2 attestation
- -
- PSD2 / Open Banking licensed
- -
- SDK language coverage (Node, Python, Ruby, Java, Go)
- -
- Pricing model
- Usage / per API call
- Target segment
- Platform / marketplace
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Integrations (18)
Independently observed- Plaid⇄•
- BMO⇄•
- Commerce Bank⇄•
- Cross River⇄•
- First Pryority Bank⇄•
- Goldman Sachs⇄•
- Increase⇄•
- RBC Bank⇄•
- Regions Bank⇄•
- Silicon Valley Bank⇄•
- Texas Capital Bank⇄•
- US Bank⇄•
- Blue Ridge Bank
- ACH
- Wire
- Check
- FedNow
- Stablecoins
Modern Treasury FAQ
Common questions about Modern Treasury, answered from independent, dated evidence.
What is Modern Treasury?
A platform that integrates with your existing bank accounts to manage payments, automate reconciliation processes, maintain financial records, and handle regulatory compliance requirements at scale. It is indexed under Fintech Infrastructure.
Source: https://www.moderntreasury.com
What platforms does Modern Treasury support?
We have confirmed browser-based access to Modern Treasury. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.
Source: https://www.moderntreasury.com
Can Modern Treasury be self-hosted?
We have only confirmed a cloud / SaaS deployment for Modern Treasury, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.
Source: https://www.moderntreasury.com
What does Modern Treasury integrate with?
We have confirmed 17 integrations for Modern Treasury, including Blue Ridge Bank, ACH, Wire, Check, FedNow, Stablecoins, Plaid and BMO, plus 9 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.
Source: https://www.moderntreasury.com
What security certifications does Modern Treasury have?
We have independently confirmed SOC 2 and GDPR for Modern Treasury. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Modern Treasury not holding them. Always confirm compliance directly before you rely on it.
Where is Modern Treasury available?
Modern Treasury is available worldwide. Its primary market is the United States.
Source: https://www.moderntreasury.com
Modern Treasury alternatives
Other fintech infrastructure we track, ranked by the same independent score.
- AdyenEmbedded finance platform enabling SaaS companies to offer integrated payments, payouts, card issuance, and banking within their applicationsmedium · 72%
- AirwallexCloud-based platform for managing global payments, multi-currency accounts, and business treasurymedium · 52%
- TrueLayerA platform enabling direct bank payments and payouts across Europelow · 44%
- Plaidmedium · 68%
- Envestnet | YodleeConnect financial accounts and transform data into actionable intelligence for financial serviceslow · 8%
- SyncteraA platform for building and scaling banking and payment productslow · 13%
Compare Modern Treasury
Side by side against other fintech infrastructure, attribute by attribute, with a source on every value.
The vioscaleAI score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Modern Treasury, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Security posture | 60 | 0.16 | 9.4 | ✓ |
| Reliability | 100 | 0.08 | 8.4 | ✓ |
| Capabilities | 75 | 0.05 | 3.5 | ✓ |
| Pricing transparency | 55 | 0.06 | 3.5 | ✓ |
| Integrations | 32 | 0.05 | 1.6 | ✓ |
| Price level | 0 | 0.04 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Content
| Attribute | Value | Evidence |
|---|---|---|
| Faq | 6 items | mediumsource · 2026-09-10 · 64% |
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | Capability: money_movement · Money rails: ACH, Wire, Check, FedNow, Stablecoins · Card issuing: No · Geo coverage: Global (cross-border and multi-currency) · Baas accounts: Yes · Pricing model: usage | mediumsource · 2026-10-07 · 60% |
Integrations
| Attribute | Value | Evidence |
|---|---|---|
| Count | 12 | mediumsource · 2026-10-07 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | PrimaryMarkets: … · AvailabilityScope: global · AvailableCountries: … · NotAvailableCountries: … | highsource · 2026-09-03 · 75% |
Pricing
Reliability
Security
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