Payhawk vs Pleo
On the evidence we track, Pleo leads this comparison with a composite score of 58/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.
Capabilities
Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Payhawk
A comprehensive financial management system that handles employee expense submission, corporate card issuance, accounts payable automation with invoice capture and routing, procure-to-pay workflows, travel booking, budgeting, and multi-entity operations.
Pleo
LeaderA platform for managing company spending through employee and vendor cards with real-time controls, automated expense tracking, and seamless accounting integration.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Pleo
LeaderFrom €4/month (Starter annual). Monthly and annual billing available for most plans.
- Starter€4/month (annual billing) + €5/user/month additional. Includes up to 3 users max.
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense notes
- Accounting integrations
- +3 more
- Essential€18/month (annual) or €20/month (monthly) + €11/user/month additional (annual)
- All Starter features
- Reimbursements
- Mileage tracking
- AI expense guidance
- Flexible card limits
- +4 more
- Advanced€99/month (annual) or €109/month (monthly) for 3 users + €15/user/month additional (annual)
- All Essential features
- Cashback (0.5% for qualifying users)
- Advanced card controls
- Up to 100 supplier cards
- Budget management
- +3 more
- BusinessContact sales
- All Advanced features
- Multi-entity management
- Premium integrations
- AI expense review
- Advanced supplier management
- +4 more
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
Payhawk
- Egencia
- NetSuite
- Slack
- Microsoft Teams
- Peppol
- SAP S/4HANA
Pleo
Leader- Xero
- Exact Online
- Fetch
- TravelPerk
- Perk
- Gmail
- Outlook
- Microsoft 365
- Apple Pay
- Google Pay
- Mastercard
Payhawk or Pleo: which one depends on you
A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.
Free to run, no account needed to start. How the evaluation works
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.