Payhawk vs Pleo
No clear leader: Pleo (55.2) and Payhawk (51.8) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.
Capabilities
Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Payhawk
A spend management platform that automates expense capture, invoice processing, travel booking, and payment workflows while providing real-time visibility through integrations with accounting and ERP systems across multiple entities and currencies.
Pleo
Pleo allows companies to issue employee and vendor cards, manage bill payments, automatically track expenses, and synchronize transactions with accounting software. Pricing scales with team size and includes real-time spend controls and approval workflows.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Payhawk
From £149/mo (Growth); custom quotes for modular enterprise plans
- Growth£149/mo
- AI-native expense platform
- Automated data extraction
- Basic ERP integrations
- Expense capture and coding
- Real-time reconciliation
Pleo
From €8/user/month (monthly) or €14/user/month (annual). No free tier.
- Start€8/user/month, €5 per receipt, €1.50 per payment, 2% FX
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- +2 more
- Build€14/user/month billed annually, €0.95 per payment after 10 free, 1.75% FX
- Flexible card limits
- Up to 15 subscription cards
- Approval workflows
- Recurring vendor management
- Cash management
- +3 more
- Optimise€18/user/month billed annually, €0.95 per payment after 20 free, 1.75% FX
- Spend insights
- Advanced vendor management
- Accounting automation
- Organization management
- 20 free payments/month
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
- Xero
- Exact Online
- TravelPerk
Payhawk
- Egencia
- NetSuite
- Slack
- Microsoft Teams
- Peppol
- SAP S/4HANA
- Dynamics 365
- QuickBooks Online
- Rillet
- Campfire
- Okta
- Microsoft Entra
- Google Workspace
- Deel
- Paycor
- Claude
- ChatGPT
- Odoo
- DualEntry
Pleo
- Fetch
- Perk
- Gmail
- Outlook
- Microsoft 365
- Apple Pay
- Google Pay
- Mastercard
Payhawk or Pleo: which one depends on you
A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.
Free to run, no account needed to start. How the evaluation works
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.