Navan vs Pleo
No clear leader: Pleo (55.2) and Navan (50.7) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.
Capabilities
Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.
What each one is
The product in its own terms, so the numbers below have context.
Navan
A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows.
Pleo
Pleo allows companies to issue employee and vendor cards, manage bill payments, automatically track expenses, and synchronize transactions with accounting software. Pricing scales with team size and includes real-time spend controls and approval workflows.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
Navan
Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.
- Navan BusinessFree
- Global travel inventory and exclusive rates
- Unlimited policy and approval workflows
- Self-serve changes and 24/7 travel support agents
- Navan Rewards program
- Customizable reports
- +5 more
- Navan EnterpriseContact sales
- Full suite of Navan Travel
- Full suite of Navan Expense
- Unlimited travelers and expensing users
- Global program coverage
- Designated Account Executive
- +5 more
Pleo
From €8/user/month (monthly) or €14/user/month (annual). No free tier.
- Start€8/user/month, €5 per receipt, €1.50 per payment, 2% FX
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- +2 more
- Build€14/user/month billed annually, €0.95 per payment after 10 free, 1.75% FX
- Flexible card limits
- Up to 15 subscription cards
- Approval workflows
- Recurring vendor management
- Cash management
- +3 more
- Optimise€18/user/month billed annually, €0.95 per payment after 20 free, 1.75% FX
- Spend insights
- Advanced vendor management
- Accounting automation
- Organization management
- 20 free payments/month
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
- Xero
Navan
- Sherpa
- NetSuite
- Sage Intacct
- QuickBooks Online
- Microsoft Dynamics
- SAP
Pleo
- Exact Online
- Fetch
- TravelPerk
- Perk
- Gmail
- Outlook
- Microsoft 365
- Apple Pay
- Google Pay
- Mastercard
Navan or Pleo: which one depends on you
A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.
Free to run, no account needed to start. How the evaluation works
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.