# Navan vs Pleo

| Attribute | Navan | Pleo |
|---|---|---|
| **vioscaleAI score** | 50.7 (71% (medium)) | 55.2 (74% (medium)) |
| content.faq | `[{"answer":"A system for managing corporate travel bookings and expense submissions, with policy enforcement at the time of spending and automatic data transfer to accounting and ERP systems. It is indexed under Expense & Procurement Software.","source":"https://navan.com","question":"What is Navan?","confidence":0.6},{"answer":"Navan does not publish its prices. Pricing is quoted on request, across 2 plans (Navan Business and Navan Enterprise), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://navan.com","question":"How much does Navan cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Navan. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://navan.com","question":"What platforms does Navan support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Navan, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://navan.com","question":"Can Navan be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Navan, including Sherpa, NetSuite, Sage Intacct, QuickBooks Online, Microsoft Dynamics, SAP and Xero. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://navan.com","question":"What does Navan integrate with?","confidence":0.6},{"answer":"Navan is available in France, Germany, the Netherlands, Spain, the United Kingdom and the United States. Its primary markets are the United Kingdom and the United States.","source":"https://navan.com","question":"Where is Navan available?","confidence":0.75}]` | `[{"answer":"A platform for managing company spending through employee and vendor cards with real-time controls, automated expense tracking, and seamless accounting integration. It is indexed under Expense & Procurement Software.","source":"https://www.pleo.io/","question":"What is Pleo?","confidence":0.6},{"answer":"Pleo is a paid product; published pricing starts at €4 per month. It is sold across 4 plans (Starter, Essential, Advanced and Business). There is no free tier. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.pleo.io/es/pricing","question":"How much does Pleo cost?","confidence":0.6},{"answer":"Pleo supports the web, iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.pleo.io/es/pricing","question":"What platforms does Pleo support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Pleo, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.pleo.io/es/pricing","question":"Can Pleo be self-hosted?","confidence":0.6},{"answer":"We have confirmed 10 integrations for Pleo, including Xero, Exact Online, Fetch, TravelPerk, Gmail, Outlook, Microsoft 365 and Apple Pay, plus 2 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.pleo.io/","question":"What does Pleo integrate with?","confidence":0.6},{"answer":"We have independently confirmed GDPR for Pleo. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Pleo not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.pleo.io/es/trust-and-security","question":"What security certifications does Pleo have?","confidence":0.7},{"answer":"Pleo is available in Denmark, the United Kingdom, Sweden, Germany, Spain, Portugal, France and the Netherlands. Its primary markets are Denmark, the United Kingdom, Sweden, Germany and Spain. The vendor is headquartered in Denmark.","source":"https://www.pleo.io/es/pricing","question":"Where is Pleo available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows. | Pleo allows companies to issue employee and vendor cards, manage bill payments, automatically track expenses, and synchronize transactions with accounting software. Pricing scales with team size and includes real-time spend controls and approval workflows. |
| features.capabilities | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` | `{"sso_scim":true,"ocr_capture":true,"procurement":"intake","multi_entity":true,"ap_automation":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"integration","accounting_sync":"two_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` |
| integrations.count | 6 | 1 |
| integrations.list | `[{"name":"Sherpa"},{"name":"NetSuite","native":true,"category":"erp","direction":"outbound"},{"name":"Sage Intacct","native":true,"category":"erp","direction":"outbound"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Dynamics","native":true,"category":"erp","direction":"outbound"},{"name":"SAP","native":true,"category":"erp","direction":"outbound"},{"name":"Xero","native":true,"category":"accounting","direction":"outbound"}]` | `[{"name":"Xero"},{"name":"Exact Online"},{"name":"Fetch"},{"name":"TravelPerk"},{"name":"Perk"},{"name":"Gmail"},{"name":"Outlook"},{"name":"Microsoft 365"},{"name":"Apple Pay"},{"name":"Google Pay"},{"name":"Mastercard"}]` |
| market.availability | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` | `{"hqCountry":"DK","primaryMarkets":["DK","GB","SE","DE","ES"],"availabilityScope":"regional","availableCountries":["DK","GB","SE","DE","ES","PT","FR","NL"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` | `{"type":"subscription","plans":[{"free":false,"name":"Start","summary":"€8/user/month, €5 per receipt, €1.50 per payment, 2% FX","features":["Physical and virtual cards","Accounts payable","Real-time expense tracking","Automated expense reports","Accounting system integrations","Email support","1 subscription card"],"commitment":"monthly","components":[{"kind":"per_unit","unit":"user","amount":8,"period":"month","currency":"EUR"},{"per":{"qty":1,"unit":"receipt"},"kind":"metered","amount":5,"currency":"EUR"},{"per":{"qty":1,"unit":"payment"},"kind":"metered","amount":1.5,"currency":"EUR"},{"of":"fx_transaction","kind":"percentage","rate":2}],"contactSales":false,"includedLimits":{"credit_limit":"€5,000"}},{"free":false,"name":"Build","summary":"€14/user/month billed annually, €0.95 per payment after 10 free, 1.75% FX","features":["Flexible card limits","Up to 15 subscription cards","Approval workflows","Recurring vendor management","Cash management","Accounting automation","Organization management","10 free payments/month"],"commitment":"annual","components":[{"kind":"per_unit","unit":"user","amount":14,"period":"month","currency":"EUR"},{"per":{"qty":1,"unit":"payment"},"kind":"metered","amount":0.95,"currency":"EUR"},{"of":"fx_transaction","kind":"percentage","rate":1.75}],"contactSales":false,"includedLimits":{"credit_limit":"€20,000","subscription_cards":"15"}},{"free":false,"name":"Optimise","summary":"€18/user/month billed annually, €0.95 per payment after 20 free, 1.75% FX","features":["Spend insights","Advanced vendor management","Accounting automation","Organization management","20 free payments/month"],"commitment":"annual","components":[{"kind":"per_unit","unit":"user","amount":18,"period":"month","currency":"EUR"},{"per":{"qty":1,"unit":"payment"},"kind":"metered","amount":0.95,"currency":"EUR"},{"of":"fx_transaction","kind":"percentage","rate":1.75}],"contactSales":false,"includedLimits":{"credit_limit":"€100,000"}}],"summary":"From €8/user/month (monthly) or €14/user/month (annual). No free tier.","currency":"EUR","freeTier":false,"sourceUrl":"https://www.pleo.io/nl/pricing","retrievedAt":"2026-09-22T13:45:13.452Z","startingPrice":{"unit":"user","amount":8,"period":"month","currency":"EUR"},"billingPeriods":["month","year"]}` |
| pricing.free_tier | yes | no |
| pricing.model | commercial | commercial |
| pricing.price_level | low | low |
| pricing.starting_price | - | `{"amount":8,"currency":"EUR"}` |
| pricing.transparent | yes | yes |
| reliability.status_page | yes | yes |
| security.disclosure_policy | - | yes |
| security.gdpr | - | yes |
| security.pci | yes | yes |
| security.trust_center | https://navan.com/blog/expense-policy-compliance | - |

## Capabilities (Expense & Procurement Software)

| Capability | Navan | Pleo |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | - | ✓ |
| International payments (ACH/wire/FX) | - | ✓ |
| **Procurement** |  |  |
| Procurement | - | Intake |
| **Travel** |  |  |
| Travel booking | Native | Integration |
| **Integration** |  |  |
| Accounting sync | One-way | Two-way |
| SSO / SCIM | - | ✓ |
| **Commercial** |  |  |
| Funding model | - | Hybrid |
| Multi-entity / multi-currency | - | ✓ |
| **Platform** |  |  |
| API access | - | - |

*Source: vioscaleAI. Generated 2026-10-16T20:53:41.397Z. "-" = undocumented, not absent.*