Comparison

Expensify vs Navan

No clear leader: Navan (50.7) and Expensify (49.2) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
Expensify49
Navan51
Score
vioscaleAI score
Expensify49 / 100medium · 55%
Navan51 / 100medium · 71%
Pricing
Free tier
Expensify✗
Navan✓
Model
Expensifycommercial
Price level
Expensifyunknown
Navanlow
Transparent
Expensify✗
Navan✓
Integrations
Count
Expensify45
Navan6
Security
Disclosure policy
Expensify✓
Navan–
Gdpr
Expensify✓
Navan–
Pci
Expensify✓
Navan✓
Soc2
Expensify✓
Navan–
Reliability
Status page
Expensify✓
Navan✓
Content
Faq
Expensify6 items
Navan6 items

Capabilities

Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.

Core
Expense reporting
Expensify✓
Navan✓
Cards
Corporate cards
ExpensifyBoth
NavanBoth
Real-time spend controls
Expensify✓
Navan✓
Payables
AP automation (bill capture + pay)
Expensify-
Navan-
Receipt / invoice OCR
Expensify✓
Navan-
International payments (ACH/wire/FX)
Expensify✓
Navan-
Procurement
Procurement
Expensify-
Navan-
Travel
Travel booking
ExpensifyNative
NavanNative
Integration
Accounting sync
ExpensifyOne-way
NavanOne-way
SSO / SCIM
Expensify-
Navan-
Commercial
Funding model
ExpensifyHybrid
Navan-
Multi-entity / multi-currency
Expensify✓
Navan-
Platform
API access
Expensify-
Navan-

What each one is

The product in its own terms, so the numbers below have context.

Expensify

A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows.

Independently observed

Navan

A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Expensify

from £5/moSubscriptionFree tier

From £5 per member/month. Free tier available for individuals.

  • Collect£5 per member/month
    • Unlimited SmartScans
    • Receipt scanning
    • Reimbursements
    • Corporate card management
    • Expense and travel approvals
    • +9 more
  • ControlContact sales
    • Everything in Collect
    • Multiple approval flows
    • Custom expense rules
    • ERP integration (NetSuite, Sage Intacct)
    • HR integrations (Workday, Certinia)
    • +6 more
as of verify ↗

Navan

HybridFree tier

Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.

  • Navan BusinessFree
    • Global travel inventory and exclusive rates
    • Unlimited policy and approval workflows
    • Self-serve changes and 24/7 travel support agents
    • Navan Rewards program
    • Customizable reports
    • +5 more
  • Navan EnterpriseContact sales
    • Full suite of Navan Travel
    • Full suite of Navan Expense
    • Unlimited travelers and expensing users
    • Global program coverage
    • Designated Account Executive
    • +5 more
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Expensify✓
Navan✓
iOS
Expensify✓
Navan✗
Android
Expensify✓
Navan✗
Deployment
Cloud / SaaS
Expensify✓
Navan✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

In common (4)
  • QuickBooks Online
  • NetSuite
  • Xero
  • Sage Intacct

Expensify

10 total - 6 not shared
  • QuickBooks Desktop
  • FinancialForce
  • Salesforce
  • Workday
  • Gusto
  • OpenAI
Independently observed

Navan

7 total - 3 not shared
  • Sherpa
  • Microsoft Dynamics
  • SAP
Independently observed
Still deciding?

Expensify or Navan: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.