# Expensify vs Navan

| Attribute | Expensify | Navan |
|---|---|---|
| **vioscaleAI score** | 49.2 (55% (medium)) | 50.7 (71% (medium)) |
| content.faq | `[{"answer":"A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows. It is indexed under Expense & Procurement Software.","source":"https://www.expensify.com","question":"What is Expensify?","confidence":0.6},{"answer":"Expensify is a paid product; published pricing starts at £5 per member per month. It is sold across 2 plans (Collect and Control). There is no free tier. Pricing changes often, so verify at source before relying on it.","source":"https://www.expensify.com","question":"How much does Expensify cost?","confidence":0.6},{"answer":"Expensify supports the web, iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.expensify.com","question":"What platforms does Expensify support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Expensify, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.expensify.com","question":"Can Expensify be self-hosted?","confidence":0.6},{"answer":"We have confirmed 9 integrations for Expensify, including QuickBooks Online, QuickBooks Desktop, NetSuite, Xero, Sage Intacct, FinancialForce, Salesforce and Workday, plus 1 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.expensify.com/pricing","question":"What does Expensify integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2 and GDPR for Expensify. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Expensify not holding them. Always confirm compliance directly before you rely on it.","source":"https://trust.expensify.com","question":"What security certifications does Expensify have?","confidence":0.7}]` | `[{"answer":"A system for managing corporate travel bookings and expense submissions, with policy enforcement at the time of spending and automatic data transfer to accounting and ERP systems. It is indexed under Expense & Procurement Software.","source":"https://navan.com","question":"What is Navan?","confidence":0.6},{"answer":"Navan does not publish its prices. Pricing is quoted on request, across 2 plans (Navan Business and Navan Enterprise), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://navan.com","question":"How much does Navan cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Navan. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://navan.com","question":"What platforms does Navan support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Navan, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://navan.com","question":"Can Navan be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Navan, including Sherpa, NetSuite, Sage Intacct, QuickBooks Online, Microsoft Dynamics, SAP and Xero. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://navan.com","question":"What does Navan integrate with?","confidence":0.6},{"answer":"Navan is available in France, Germany, the Netherlands, Spain, the United Kingdom and the United States. Its primary markets are the United Kingdom and the United States.","source":"https://navan.com","question":"Where is Navan available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows. | A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows. |
| features.capabilities | `{"ocr_capture":true,"multi_entity":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` |
| integrations.count | 45 | 6 |
| integrations.list | `[{"name":"QuickBooks Online"},{"name":"QuickBooks Desktop"},{"name":"NetSuite"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"FinancialForce"},{"name":"Salesforce"},{"name":"Workday"},{"name":"Gusto"},{"name":"OpenAI"}]` | `[{"name":"Sherpa"},{"name":"NetSuite","native":true,"category":"erp","direction":"outbound"},{"name":"Sage Intacct","native":true,"category":"erp","direction":"outbound"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Dynamics","native":true,"category":"erp","direction":"outbound"},{"name":"SAP","native":true,"category":"erp","direction":"outbound"},{"name":"Xero","native":true,"category":"accounting","direction":"outbound"}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Collect","summary":"£5 per member/month","features":["Unlimited SmartScans","Receipt scanning","Reimbursements","Corporate card management","Expense and travel approvals","Travel booking and rules","QuickBooks/Xero integrations","Chat on expenses, reports, and rooms","AI and human support","Distance tracking","Expense categories and tags","ACH reimbursement","Third-party card feeds and reconciliation","In-product reporting"],"components":[{"kind":"per_unit","unit":"member","amount":5,"period":"month","currency":"GBP"}],"description":"Small business plan with expense, travel, and chat","contactSales":false},{"free":false,"name":"Control","summary":"Custom pricing from £14 per active member/month","features":["Everything in Collect","Multiple approval flows","Custom expense rules","ERP integration (NetSuite, Sage Intacct)","HR integrations (Workday, Certinia)","SAML/SSO","Custom insights and reporting","Budgeting","QuickBooks Desktop support","Gusto and Zenefits integrations","Admin-enforced controls"],"components":[{"kind":"per_unit","unit":"active member","amount":14,"period":"month","currency":"GBP"}],"description":"Enterprise plan for larger businesses","contactSales":true}],"summary":"From £5 per member/month. Free tier available for individuals.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.expensify.com","retrievedAt":"2026-08-01T14:21:02.453Z","startingPrice":{"amount":5,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` |
| pricing.free_tier | no | yes |
| pricing.model | commercial | commercial |
| pricing.price_level | unknown | low |
| pricing.transparent | no | yes |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | - |
| security.gdpr | yes | - |
| security.pci | yes | yes |
| security.soc2 | yes | - |
| security.trust_center | https://www.expensify.com/privacy | https://navan.com/blog/expense-policy-compliance |

## Capabilities (Expense & Procurement Software)

| Capability | Expensify | Navan |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | - |
| Receipt / invoice OCR | ✓ | - |
| International payments (ACH/wire/FX) | ✓ | - |
| **Procurement** |  |  |
| Procurement | - | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | Hybrid | - |
| Multi-entity / multi-currency | ✓ | - |
| **Platform** |  |  |
| API access | - | - |

*Source: vioscaleAI. Generated 2026-10-16T20:08:26.343Z. "-" = undocumented, not absent.*