Rapyd

An API platform for integrating payment processing and local payment methods into applications

Also known as
rapyd

What is Rapyd?

Rapyd provides a developer-focused API for building payment acceptance and collection into applications. The platform supports multiple local and international payment methods, including card payments, bank transfers, and checkout functionality.

Independently observed

Rapyd pricing

Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.

Pricing as of verify at live pricing ↗Independently observed
from $30/moUsage-based

Usage-based pricing with per-transaction percentages (3.29%–3.49%) plus regional administrative fees. Interchange++ model.

Regional Processing

Transaction-based fees vary by country; administrative fees from USD 30/month if inactive
monthly

Per-transaction and administrative fees vary by country and payment method

  • Regional payment processing
  • Multi-currency support
  • Card acquiring
  • Payouts
  • Card issuing
  • Business accounts

What Rapyd does

The capabilities that matter for fintech infrastructure, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.

Core
Primary capability
Payments/acquiring
Capabilities
Payments / acquiring
Card issuing
Banking-as-a-service / accounts
Data aggregation / open banking
Payouts / disbursements
Money movement rails (ACH, RTP, wire, card)
Cards, bank transfers, local payment methods
Coverage
Multi-currency / cross-border
Geographic coverage (countries / regions)
International with local payment method support
Compliance
PCI DSS Level 1
SOC 1 / SOC 2 attestation
None / unknown
PSD2 / Open Banking licensed
Developer
SDK language coverage (Node, Python, Ruby, Java, Go)
JavaScript, TypeScript, Flutter, C#, PHP, Elixir
Pricing
Pricing model
Usage / per API call
Market
Target segment
Platform / marketplace
Independently observed

Platform & deployment

Independently observed
Platforms
  • CLI
  • Web
Deployment
  • Cloud / SaaS

Integrations (4)

Independently observed
  • WooCommerce
  • Next.js
  • Postman
  • Flutter

Rapyd alternatives

Other fintech infrastructure we track, ranked by the same independent score.

All Rapyd alternatives, ranked →

Independent · unbought · dated

The Vioscale score: one lens on the evidence

Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Rapyd, not the verdict.

Balanced composite 36 / 100
medium · 54%updating
Signal contributions to the composite score
SignalScoreWeightContributionEvidence
Pricing transparency750.064.7
Capabilities580.052.7
Security posture150.162.4
Price level500.042.1
Integrations200.051.0
Reliability00.080.0-

Computed . Re-weight it by intent, or see the full method.

All data & sourcesshow ↓

Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.

Features

AttributeValueEvidence
CapabilitiesCapability: payments · Pci dss l1: Yes · Money rails: Cards, bank transfers, local payment methods · Card issuing: No · Geo coverage: International with local payment method support · Baas accounts: Nomediumsource · 2026-08-16 · 60%

Integrations

AttributeValueEvidence
Count4mediumsource · 2026-08-16 · 60%

Pricing

AttributeValueEvidence
Free tierNomediumsource · 2026-08-03 · 60%
Modelcommercialmediumsource · 2026-08-03 · 70%
Price levelmidmediumsource · 2026-08-03 · 60%
TransparentYesmediumsource · 2026-08-03 · 60%

Security

AttributeValueEvidence
PciYesmediumsource · 2026-08-16 · 60%