# Modern Treasury

> Build Products That Move Money

- **Canonical URI:** https://www.vioscale.ai/software/modern-treasury
- **Category:** Fintech Infrastructure
- **Homepage:** https://www.moderntreasury.com
- **Also known as:** modern-treasury
- **Profile claimed by vendor:** no
- **Last updated:** 2026-08-03T11:59:10.356Z

## Vioscale score

**69.2 / 100**, confidence 43% (low).

Composite of weighted, independently-sourced signals (no user reviews, no vendor payment).

| Signal | Score | Weight | Contribution | Evidence present |
|---|--:|--:|--:|:--:|
| price_level | 0 | 8 | 0 | - |
| reliability | 99.5 | 16 | 1592 | ✓ |
| capabilities | 67.1 | 20 | 1342.4 | ✓ |
| integrations | 0 | 14 | 0 | - |
| security_posture | 60 | 30 | 1800 | ✓ |
| pricing_transparency | 55 | 12 | 660 | ✓ |

## Pricing

_As of 2026-08-03, [verify at source](https://www.moderntreasury.com). Independently observed._

Usage-based

> Usage-based pricing that scales with volume. Platform access, payment rails, and compliance included. Minimum commitment required. Contact sales for exact pricing.

## About

One API for multi-rail payments, programmable accounts, real-time reporting, and built-in compliance. Launch payment experiences in days rather than months.

_Independently observed._

## Platform & deployment

- **Platforms:** Web
- **Deployment:** Cloud / SaaS

## Capabilities

_The capabilities that matter for Fintech Infrastructure. "-" = undocumented, not absent._

| Capability | Supported |
|---|:--:|
| **Core** | |
| Primary capability | Payments/acquiring |
| **Capabilities** | |
| Payments / acquiring | ✓ |
| Card issuing | - |
| Banking-as-a-service / accounts | ✓ |
| Data aggregation / open banking | - |
| Payouts / disbursements | ✓ |
| Money movement rails (ACH, RTP, wire, card) | ACH, wires, RTP/FedNow, push-to-card, stablecoins |
| **Coverage** | |
| Multi-currency / cross-border | ✓ |
| Geographic coverage (countries / regions) | United States |
| **Compliance** | |
| PCI DSS Level 1 | - |
| SOC 1 / SOC 2 attestation | SOC 1 + SOC 2 |
| PSD2 / Open Banking licensed | - |
| **Developer** | |
| SDK language coverage (Node, Python, Ruby, Java, Go) | - |
| **Pricing** | |
| Pricing model | Usage / per API call |
| **Market** | |
| Target segment | Platform / marketplace |

## Facts

Every value below carries its source and our confidence. Facts are re-crawled on a freshness schedule.

### pricing

| Attribute | Value | Source | Retrieved | Confidence |
|---|---|---|---|---|
| pricing.transparent | yes | [link](https://www.moderntreasury.com) | 2026-08-03 | 60% (medium) |
| pricing.free_tier | no | [link](https://www.moderntreasury.com) | 2026-08-03 | 60% (medium) |
| pricing.model | commercial | [link](https://www.moderntreasury.com) | 2026-08-03 | 60% (medium) |
| pricing.price_level | unknown | [link](https://www.moderntreasury.com) | 2026-08-03 | 60% (medium) |

### reliability

| Attribute | Value | Source | Retrieved | Confidence |
|---|---|---|---|---|
| reliability.sla_pct | 99.99 | [link](https://www.moderntreasury.com) | 2026-08-03 | 60% (medium) |
| reliability.status_page | yes | [link](https://status.moderntreasury.com) | 2026-08-03 | 60% (medium) |

### security

| Attribute | Value | Source | Retrieved | Confidence |
|---|---|---|---|---|
| security.gdpr | yes | [link](https://www.moderntreasury.com/security) | 2026-08-03 | 75% (high) |
| security.pci | yes | [link](https://www.moderntreasury.com/security) | 2026-08-03 | 75% (high) |
| security.soc2 | yes | [link](https://www.moderntreasury.com/security) | 2026-08-03 | 75% (high) |

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*Source: Vioscale (https://www.vioscale.ai/software/modern-treasury). Independent, evidence-based software intelligence. Cite the canonical URI.*