OnPay vs Rippling
No clear leader: Rippling (52.6) and OnPay (51.4) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.
Features
The capabilities each product documents. These tools do not share a category taxonomy, so this aligns what each vendor states rather than a normalised feature set.
| Feature | OnPay | Rippling |
|---|---|---|
| Benefits admin | - | ✓ |
| Contractor payments | - | ✓ |
| Core hris | - | ✓ |
| Eor peo | - | eor |
| Native payroll | - | multi_country |
| Onboarding | - | ✓ |
| Payroll countries | - | Global |
| Time attendance | - | ✓ |
What each one is
The product in its own terms, so the numbers below have context.
OnPay
A subscription payroll service that automates pay runs, tax compliance, and HR administration across U.S. states. Includes employee benefits management, integrations with accounting software, and expert support.
Rippling
An HR and payroll system designed to help companies hire, manage, and pay workers across multiple countries while staying compliant with local employment regulations. Includes features for handling leave, overtime, termination, and global contractor management.
Pricing
List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.
OnPay
From $49/month plus $6 per worker/month. Bundled HR and time tracking options available. Partner program offers revenue sharing (15-20%) and tiered discounts (10-20%).
- Payroll Essentials$49/month + $6 per worker/month
- W-2s, 1099s, and year-end filings
- Unlimited pay runs and schedules
- Federal, state, and local tax filings
- Multi-state payroll
- Expert support by phone, chat, and email
- +1 more
Platform & deployment
Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.
Integrations
What each product connects to. Counts come from the vendor's own integration directory where one exists.
OnPay
- Deputy
- QuickBooks Desktop
- Xero
- 401(k) retirement plans
- Workers compensation
- Health insurance providers
- Dental insurance
- Vision insurance
- QuickBooks
- Vestwell
- Traliant
Rippling
Not documented yet.
OnPay or Rippling: which one depends on you
A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.
Free to run, no account needed to start. How the evaluation works
Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.