Comparison

Navan vs SAP Concur

No clear leader: SAP Concur (53.0) and Navan (50.7) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
Navan51
SAP Concur53
Score
vioscaleAI score
Navan51 / 100medium · 71%
SAP Concur53 / 100medium · 50%
Pricing
Free tier
Navan✓
SAP Concur✗
Model
SAP Concurquote
Price level
Navanlow
SAP Concurlow
Starting price
Navan–
SAP Concur$7
Transparent
Navan✓
SAP Concur✗
Integrations
Count
Navan6
SAP Concur300
Security
Disclosure policy
Navan–
SAP Concur✓
Pci
Navan✓
SAP Concur–
Reliability
Status page
Navan✓
SAP Concur✓
Content
Faq
Navan6 items
SAP Concur6 items

Capabilities

Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.

Core
Expense reporting
Navan✓
SAP Concur✓
Cards
Corporate cards
NavanBoth
SAP Concur-
Real-time spend controls
Navan✓
SAP Concur✓
Payables
AP automation (bill capture + pay)
Navan-
SAP Concur✓
Receipt / invoice OCR
Navan-
SAP Concur✓
International payments (ACH/wire/FX)
Navan-
SAP Concur-
Procurement
Procurement
Navan-
SAP Concur-
Travel
Travel booking
NavanNative
SAP ConcurNative
Integration
Accounting sync
NavanOne-way
SAP ConcurOne-way
SSO / SCIM
Navan-
SAP Concur-
Commercial
Funding model
Navan-
SAP ConcurSaaS fee
Multi-entity / multi-currency
Navan-
SAP Concur✓
Platform
API access
Navan-
SAP ConcurFull

What each one is

The product in its own terms, so the numbers below have context.

Navan

A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows.

Independently observed

SAP Concur

AI-driven spend management software that consolidates expense reporting, travel management, and invoice processing, with built-in compliance controls and integration capabilities designed to support multinational organizations.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Navan

HybridFree tier

Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.

  • Navan BusinessFree
    • Global travel inventory and exclusive rates
    • Unlimited policy and approval workflows
    • Self-serve changes and 24/7 travel support agents
    • Navan Rewards program
    • Customizable reports
    • +5 more
  • Navan EnterpriseContact sales
    • Full suite of Navan Travel
    • Full suite of Navan Expense
    • Unlimited travelers and expensing users
    • Global program coverage
    • Designated Account Executive
    • +5 more
as of verify ↗

SAP Concur

from $7/reportQuote-based

From $7 per report. Custom pricing available for advanced plans.

  • Base$7 per report
    • Concur Expense
    • Unlimited users
  • Plus$11 per report
    • ExpenseIt
    • User Support Desk
    • Reporting
  • PremiumContact sales
    • Concur Travel
    • Intelligence
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Navan✓
SAP Concur✓
Deployment
Cloud / SaaS
Navan✓
SAP Concur✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

In common (2)
  • NetSuite
  • Xero

Navan

7 total - 5 not shared
  • Sherpa
  • Sage Intacct
  • QuickBooks Online
  • Microsoft Dynamics
  • SAP
Independently observed

SAP Concur

5 total - 3 not shared
  • QuickBooks
  • Sage Intaact
  • ADP
Independently observed
Still deciding?

Navan or SAP Concur: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.