# Navan vs SAP Concur

| Attribute | Navan | SAP Concur |
|---|---|---|
| **vioscaleAI score** | 50.7 (71% (medium)) | 53 (50% (medium)) |
| content.faq | `[{"answer":"A system for managing corporate travel bookings and expense submissions, with policy enforcement at the time of spending and automatic data transfer to accounting and ERP systems. It is indexed under Expense & Procurement Software.","source":"https://navan.com","question":"What is Navan?","confidence":0.6},{"answer":"Navan does not publish its prices. Pricing is quoted on request, across 2 plans (Navan Business and Navan Enterprise), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://navan.com","question":"How much does Navan cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Navan. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://navan.com","question":"What platforms does Navan support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Navan, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://navan.com","question":"Can Navan be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Navan, including Sherpa, NetSuite, Sage Intacct, QuickBooks Online, Microsoft Dynamics, SAP and Xero. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://navan.com","question":"What does Navan integrate with?","confidence":0.6},{"answer":"Navan is available in France, Germany, the Netherlands, Spain, the United Kingdom and the United States. Its primary markets are the United Kingdom and the United States.","source":"https://navan.com","question":"Where is Navan available?","confidence":0.75}]` | `[{"answer":"A cloud-based platform that automates expense reporting, travel booking and management, and accounts payable processes. It leverages artificial intelligence to enforce spending policies, detect fraud, and provide visibility into organizational spending patterns. It is indexed under Expense & Procurement Software.","source":"https://www.concur.com/about/pricing","question":"What is SAP Concur?","confidence":0.6},{"answer":"SAP Concur does not publish its prices. Pricing is quoted on request, across 3 plans (Base, Plus and Premium), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://www.concur.com/about/pricing","question":"How much does SAP Concur cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to SAP Concur. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.concur.com/about/pricing","question":"What platforms does SAP Concur support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for SAP Concur, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.concur.com/about/pricing","question":"Can SAP Concur be self-hosted?","confidence":0.6},{"answer":"We have confirmed 5 integrations for SAP Concur, including Xero, QuickBooks, Sage Intaact, NetSuite and ADP. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.concur.com/about/pricing","question":"What does SAP Concur integrate with?","confidence":0.6},{"answer":"SAP Concur is available worldwide. Its primary market is the United States.","source":"https://www.concur.com/about/pricing","question":"Where is SAP Concur available?","confidence":0.5}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows. | AI-driven spend management software that consolidates expense reporting, travel management, and invoice processing, with built-in compliance controls and integration capabilities designed to support multinational organizations. |
| features.capabilities | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` | `{"api_access":"full","ocr_capture":true,"multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","expense_reporting":true}` |
| integrations.count | 6 | 300 |
| integrations.list | `[{"name":"Sherpa"},{"name":"NetSuite","native":true,"category":"erp","direction":"outbound"},{"name":"Sage Intacct","native":true,"category":"erp","direction":"outbound"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Dynamics","native":true,"category":"erp","direction":"outbound"},{"name":"SAP","native":true,"category":"erp","direction":"outbound"},{"name":"Xero","native":true,"category":"accounting","direction":"outbound"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intaact"},{"name":"NetSuite"},{"name":"ADP"}]` |
| market.availability | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` | `{"primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` | `{"type":"quote","plans":[{"free":false,"name":"Base","summary":"$7 per report","features":["Concur Expense","Unlimited users"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"per_unit","amount":7,"currency":"USD"}],"description":"Basic expense reporting for smaller businesses","contactSales":false},{"free":false,"name":"Plus","summary":"$11 per report","features":["ExpenseIt","User Support Desk","Reporting"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"per_unit","amount":11,"currency":"USD"}],"description":"AI-powered features with enhanced support and reporting","contactSales":false},{"free":false,"name":"Premium","summary":"Custom pricing","features":["Concur Travel","Intelligence"],"description":"Advanced capabilities including travel management and intelligence tools","contactSales":true}],"summary":"From $7 per report. Custom pricing available for advanced plans.","currency":"USD","freeTier":false,"sourceUrl":"https://www.concur.com/about/pricing","retrievedAt":"2026-09-04T13:24:35.862Z","startingPrice":{"unit":"report","amount":7,"currency":"USD"},"billingPeriods":["month"]}` |
| pricing.free_tier | yes | no |
| pricing.model | commercial | quote |
| pricing.price_level | low | low |
| pricing.starting_price | - | `{"amount":7,"currency":"USD"}` |
| pricing.transparent | yes | no |
| reliability.status_page | yes | yes |
| security.disclosure_policy | - | yes |
| security.pci | yes | - |
| security.trust_center | https://navan.com/blog/expense-policy-compliance | https://www.concur.com/campaigns/compliance-fraud |

## Capabilities (Expense & Procurement Software)

| Capability | Navan | SAP Concur |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | - |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | - | ✓ |
| International payments (ACH/wire/FX) | - | - |
| **Procurement** |  |  |
| Procurement | - | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | - | SaaS fee |
| Multi-entity / multi-currency | - | ✓ |
| **Platform** |  |  |
| API access | - | Full |

*Source: vioscaleAI. Generated 2026-10-16T20:13:10.629Z. "-" = undocumented, not absent.*