Comparison

Expensify vs Ramp

On the evidence we track, Ramp leads this comparison with a composite score of 74/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
Expensify49
★Ramp74
Score
vioscaleAI score
Expensify49 / 100medium · 55%
Ramp74 / 100medium · 50%
Pricing
Free tier
Expensify✗
Ramp✓
Model
Price level
Expensifyunknown
Rampmid
Transparent
Expensify✗
Ramp✓
Integrations
Count
Expensify45
Ramp200
Security
Disclosure policy
Expensify✓
Ramp✓
Fedramp
Expensify–
Ramp✓
Gdpr
Expensify✓
Ramp–
Iso27001
Expensify–
Ramp✓
Pci
Expensify✓
Ramp✓
Soc2
Expensify✓
Ramp✓
Trust center
Reliability
Status page
Expensify✓
Ramp–
Market
Content
Faq
Expensify6 items

Capabilities

Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.

Core
Expense reporting
Expensify✓
Ramp✓
Cards
Corporate cards
ExpensifyBoth
RampBoth
Real-time spend controls
Expensify✓
Ramp✓
Payables
AP automation (bill capture + pay)
Expensify-
Ramp✓
Receipt / invoice OCR
Expensify✓
Ramp✓
International payments (ACH/wire/FX)
Expensify✓
Ramp✓
Procurement
Procurement
Expensify-
RampFull P2P
Travel
Travel booking
ExpensifyNative
RampNative
Integration
Accounting sync
ExpensifyOne-way
RampTwo-way
SSO / SCIM
Expensify-
Ramp-
Commercial
Funding model
ExpensifyHybrid
Ramp-
Multi-entity / multi-currency
Expensify✓
Ramp✓
Platform
API access
Expensify-
Ramp-

What each one is

The product in its own terms, so the numbers below have context.

Expensify

A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows.

Independently observed

Ramp

Leader

Provides integrated corporate card issuance, automated expense tracking, bill payment processing, and accounts payable management with AI-driven workflows to streamline financial operations globally.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Expensify

from £5/moSubscriptionFree tier

From £5 per member/month. Free tier available for individuals.

  • Collect£5 per member/month
    • Unlimited SmartScans
    • Receipt scanning
    • Reimbursements
    • Corporate card management
    • Expense and travel approvals
    • +9 more
  • ControlContact sales
    • Everything in Collect
    • Multiple approval flows
    • Custom expense rules
    • ERP integration (NetSuite, Sage Intacct)
    • HR integrations (Workday, Certinia)
    • +6 more
as of verify ↗

Ramp

Leader
from $15/moSubscriptionFree tier

Free tier available. Plus at $15/user/month. Enterprise plans available.

  • FreeFree
    • Unlimited physical and virtual corporate cards
    • Card issuing controls
    • Complete expenses via SMS or Slack
    • Custom travel policy
    • Book flights, hotels, and car rentals
    • +15 more
  • Plus$15/user/mo
    • All Free features
    • AI-driven expense reviews and policy insights
    • Auto-lock cards when compliance is unmet
    • 24/7 phone support for travel bookings
    • Auto-coded line items
    • +13 more
  • EnterpriseContact sales
    • All Plus features
    • Workday and Oracle Fusion Cloud integrations
    • Locally funded reimbursements
    • Pay card payments in local currency
    • Local currency card issuing in 30+ countries
    • +9 more
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Expensify✓
Ramp✓
iOS
Expensify✓
Ramp✗
Android
Expensify✓
Ramp✗
Deployment
Cloud / SaaS
Expensify✓
Ramp✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Expensify

10 total
  • QuickBooks Online
  • QuickBooks Desktop
  • NetSuite
  • Xero
  • Sage Intacct
  • FinancialForce
  • Salesforce
  • Workday
  • Gusto
  • OpenAI
Independently observed

Ramp

Leader
2 total
  • Slack
  • Microsoft Teams
Independently observed
Still deciding?

Expensify or Ramp: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.