Comparison

Expensify vs Pleo

On the evidence we track, Pleo leads this comparison with a composite score of 55/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
Expensify49
★Pleo55
Score
vioscaleAI score
Expensify49 / 100medium · 55%
Pleo55 / 100medium · 74%
Pricing
Free tier
Expensify✗
Pleo✗
Model
Price level
Expensifyunknown
Pleolow
Starting price
Expensify–
Pleo€8
Transparent
Expensify✗
Pleo✓
Integrations
Count
Expensify45
Pleo1
Security
Disclosure policy
Expensify✓
Pleo✓
Gdpr
Expensify✓
Pleo✓
Pci
Expensify✓
Pleo✓
Soc2
Expensify✓
Pleo–
Trust center
Reliability
Status page
Expensify✓
Pleo✓
Content
Faq
Expensify6 items

Capabilities

Feature-by-feature on the axes that matter for expense & procurement software. “-” means undocumented, not absent.

Core
Expense reporting
Expensify✓
Pleo✓
Cards
Corporate cards
ExpensifyBoth
PleoBoth
Real-time spend controls
Expensify✓
Pleo✓
Payables
AP automation (bill capture + pay)
Expensify-
Pleo✓
Receipt / invoice OCR
Expensify✓
Pleo✓
International payments (ACH/wire/FX)
Expensify✓
Pleo✓
Procurement
Procurement
Expensify-
PleoIntake
Travel
Travel booking
ExpensifyNative
PleoIntegration
Integration
Accounting sync
ExpensifyOne-way
PleoTwo-way
SSO / SCIM
Expensify-
Pleo✓
Commercial
Funding model
ExpensifyHybrid
PleoHybrid
Multi-entity / multi-currency
Expensify✓
Pleo✓
Platform
API access
Expensify-
Pleo-

What each one is

The product in its own terms, so the numbers below have context.

Expensify

A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows.

Independently observed

Pleo

Leader

Pleo allows companies to issue employee and vendor cards, manage bill payments, automatically track expenses, and synchronize transactions with accounting software. Pricing scales with team size and includes real-time spend controls and approval workflows.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Expensify

from £5/moSubscriptionFree tier

From £5 per member/month. Free tier available for individuals.

  • Collect£5 per member/month
    • Unlimited SmartScans
    • Receipt scanning
    • Reimbursements
    • Corporate card management
    • Expense and travel approvals
    • +9 more
  • ControlContact sales
    • Everything in Collect
    • Multiple approval flows
    • Custom expense rules
    • ERP integration (NetSuite, Sage Intacct)
    • HR integrations (Workday, Certinia)
    • +6 more
as of verify ↗

Pleo

Leader
from €8/user/moSubscription

From €8/user/month (monthly) or €14/user/month (annual). No free tier.

  • Start€8/user/month, €5 per receipt, €1.50 per payment, 2% FX
    • Physical and virtual cards
    • Accounts payable
    • Real-time expense tracking
    • Automated expense reports
    • Accounting system integrations
    • +2 more
  • Build€14/user/month billed annually, €0.95 per payment after 10 free, 1.75% FX
    • Flexible card limits
    • Up to 15 subscription cards
    • Approval workflows
    • Recurring vendor management
    • Cash management
    • +3 more
  • Optimise€18/user/month billed annually, €0.95 per payment after 20 free, 1.75% FX
    • Spend insights
    • Advanced vendor management
    • Accounting automation
    • Organization management
    • 20 free payments/month
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Expensify✓
Pleo✓
iOS
Expensify✓
Pleo✗
Android
Expensify✓
Pleo✗
Deployment
Cloud / SaaS
Expensify✓
Pleo✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

In common (1)
  • Xero

Expensify

10 total - 9 not shared
  • QuickBooks Online
  • QuickBooks Desktop
  • NetSuite
  • Sage Intacct
  • FinancialForce
  • Salesforce
  • Workday
  • Gusto
  • OpenAI
Independently observed

Pleo

Leader
11 total - 10 not shared
  • Exact Online
  • Fetch
  • TravelPerk
  • Perk
  • Gmail
  • Outlook
  • Microsoft 365
  • Apple Pay
  • Google Pay
  • Mastercard
Independently observed
Still deciding?

Expensify or Pleo: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.