BILL Spend & Expense (Divvy)
Corporate card and expense management platform with AI-driven automation
- Also known as
- bill-spend-expense-divvy
Available worldwide · Popular in: US
What is BILL Spend & Expense (Divvy)?
A business expense management solution that provides corporate cards with automated receipt capture, AI-powered expense coding, and approval workflows while integrating seamlessly with accounting systems.
BILL Spend & Expense (Divvy) pricing
Plans, per-tier features and add-ons, dated and linked to live pricing. Pricing changes often; always verify at source before you rely on it.
Free Spend & Expense tier ($0/user/month); AP/AR subscriptions from Essentials tier (per-user monthly); additional per-transaction fees for checks, ACH, instant transfers, and international payments
Spend & Expense
FreeCorporate cards with budgets, expense tracking, and credit line access
- credit_lines
- $1,000–$5M
- physical and virtual cards
- budget management
- expense tracking
- credit lines
Accountant Console
Multi-client management with AP/AR resale and NASBA-certified training
- manage multiple clients
- resell AP/AR services
- NASBA-certified CPE training
Essentials
AP/AR subscription
Team
AP/AR subscription
Corporate
AP/AR subscription with tiered user roles
- full feature users
- lower-cost approver-only users
Enterprise
Contact salesCustom pricing for large, complex organizations
- multi-entity support
- custom configuration
Add-ons
- Payment processing fees
What BILL Spend & Expense (Divvy) does
The capabilities that matter for spend management, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Native corporate card issuing underwriting
- ✓
- Unlimited virtual merchant specific cards
- -
- Pre approval spend limit routing
- ✓
- Automated receipt matching OCR
- ✓
- Merchant category code mcc blocking
- -
- Ap invoice bill payment bundled
- ✓
- Netsuite sage intacct ERP sync
- ✓
- Slack teams receipt upload bot
- -
- Multi currency fx handling
- ✓
- SOC2 type ii
- -
- PCI DSS level 1 compliant
- -
- Pricing model
- Per user monthly
Platform & deployment
Independently observed- Web
- Cloud / SaaS
Integrations (13)
Independently observed- NetSuite⇄•
- Sage Intacct⇄•
- QuickBooks⇄•
- Microsoft Dynamics⇄•
- QuickBooks Online
- Oracle NetSuite
- Xero
- Box
- Microsoft
- G Suite←
- Okta←
- Centrify←
- AuthO←
BILL Spend & Expense (Divvy) FAQ
Common questions about BILL Spend & Expense (Divvy), answered from independent, dated evidence.
What is BILL Spend & Expense (Divvy)?
A platform combining corporate cards with AI-based expense categorization to automate spending management and financial compliance for businesses. It is indexed under Spend Management.
What platforms does BILL Spend & Expense (Divvy) support?
We have confirmed browser-based access to BILL Spend & Expense (Divvy). That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.
Can BILL Spend & Expense (Divvy) be self-hosted?
We have only confirmed a cloud / SaaS deployment for BILL Spend & Expense (Divvy), so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.
What does BILL Spend & Expense (Divvy) integrate with?
We have confirmed 10 integrations for BILL Spend & Expense (Divvy), including QuickBooks Online, Oracle NetSuite, Xero, Box, Sage Intacct, Microsoft, G Suite and Okta, plus 2 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.
What security certifications does BILL Spend & Expense (Divvy) have?
We have independently confirmed SOC 2 and HIPAA for BILL Spend & Expense (Divvy). Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as BILL Spend & Expense (Divvy) not holding them. Always confirm compliance directly before you rely on it.
Where is BILL Spend & Expense (Divvy) available?
BILL Spend & Expense (Divvy) is available worldwide. Its primary market is the United States.
Source: https://www.bill.com/dl/pricing-for-growth-worksheet
BILL Spend & Expense (Divvy) alternatives
Other spend management we track, ranked by the same independent score.
- RhoIntegrated financial management platform combining banking, cards, and payments with 24/7 supportlow · 34%
- SoldoSpend management platform that balances employee payment autonomy with centralized finance team control and visibilitymedium · 54%
- Navan ExpenseA comprehensive platform to manage corporate travel and spendinglow · 20%
- TeampayAutomated expense management that eliminates manual receipt chasing, coding, and policy enforcement through conversational interfaces in Slack and Teamslow · 19%
- Mesh PaymentsTravel and expense management that operates seamlessly through existing business toolslow · 41%
Compare BILL Spend & Expense (Divvy)
Side by side against other spend management, attribute by attribute, with a source on every value.
The vioscaleAI score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for BILL Spend & Expense (Divvy), not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Pricing transparency | 100 | 0.08 | 8.4 | ✓ |
| Security posture | 65 | 0.07 | 4.7 | ✓ |
| Capabilities | 81 | 0.05 | 4.0 | ✓ |
| Price level | 50 | 0.05 | 2.6 | ✓ |
| Integrations | 22 | 0.04 | 0.9 | ✓ |
| Reliability | 0 | 0.07 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Content
| Attribute | Value | Evidence |
|---|---|---|
| Faq | 6 items | mediumsource · 2026-09-10 · 64% |
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | Pricing model: per_user_monthly · Multi currency fx handling: Yes · Automated receipt matching ocr: Yes · Netsuite sage intacct erp sync: Yes · Ap invoice bill payment bundled: Yes · Pre approval spend limit routing: Yes | mediumsource · 2026-09-29 · 60% |
Integrations
| Attribute | Value | Evidence |
|---|---|---|
| Count | 5 | mediumsource · 2026-09-29 · 60% |
Market
| Attribute | Value | Evidence |
|---|---|---|
| Availability | PrimaryMarkets: … · AvailabilityScope: global · AvailableCountries: … · NotAvailableCountries: … | mediumsource · 2026-09-29 · 50% |
Pricing
Security
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