What is Apache Fineract?
A cloud-ready, open-source core banking platform that provides comprehensive financial technology solutions including client management, loan and savings tracking, accounting integration, and reporting capabilities.
Apache Fineract pricing
We don't have Apache Fineract's full plan breakdown yet (its pricing page resisted automated reading). Here's what we could confirm. Always check live pricing for exact numbers.
What Apache Fineract does
The capabilities that matter for lending software, normalised so it lines up with every alternative. “-” means we haven't confirmed it, not that it's missing.
- Deployment model
- Cloud web app
- Complex amortization simple interest rule of 78
- -
- Merchant cash advance mca daily sweeps
- -
- Auto loan gps kill switch integration
- -
- Ach and credit card payment processing
- -
- Metro 2 credit bureau reporting
- -
- Automated collections SMS and dunning waterfalls
- -
- Escrow and tax insurance disbursement tracking
- -
- Investor syndication and fractional payouts
- -
- Accounting quickbooks gl sync
- -
- SOC2 type ii
- -
- ISO 27001
- -
- Pricing model
- -
Platform & deployment
Independently observed- Web
- Cloud / SaaS
- On-premise
Security & compliance
Known vulnerabilities: 0 (0 in the last 12 months) sourcea count reflects scale & disclosure, not quality
Apache Fineract alternatives
Other lending software we track, ranked by the same independent score.
- TurnKey Lenderlow · 9%
- LoanProA scalable cloud platform for building and managing lending products and credit accountslow · 21%
- Peach FinanceBackend infrastructure for loan servicing and managementlow · 15%
- GOLDPoint SystemsEnd-to-end lending management platform accessed through a web browserlow · 21%
- MambuA composable, AI-ready cloud banking platform that enables financial institutions to innovate quickly and launch products fasterlow · 21%
- Nortridge Loan SoftwareCloud-based loan management software that scales with lending operations and portfolio complexityhigh · 76%
Compare Apache Fineract
Side by side against other lending software, attribute by attribute, with a source on every value.
The Vioscale score: one lens on the evidence
Not user reviews and not a paid placement: a confidence-weighted blend of the independent signals below (adoption, activity, security posture, and more), which you can sort and re-weight yourself. Vendors can correct their listing but can never move their rank, and stars are weighted low as a vanity metric. It is one way to read the evidence for Apache Fineract, not the verdict.
| Signal | Score | Weight | Contribution | Evidence |
|---|---|---|---|---|
| Development activity | 63 | 0.09 | 5.9 | ✓ |
| Release cadence | 58 | 0.05 | 3.0 | ✓ |
| Security score | 66 | 0.04 | 2.8 | ✓ |
| Stars | 64 | 0.03 | 1.7 | ✓ |
| Capabilities | 0 | 0.08 | 0.0 | - |
| Integrations | 0 | 0.07 | 0.0 | - |
| Dependent projects | 0 | 0.06 | 0.0 | ✓ |
| Security posture | 5 | 0.07 | 0.0 | - |
| Package downloads | 0 | 0.14 | 0.0 | - |
| Developer Q&A activity | 0 | 0.06 | 0.0 | - |
Computed . Re-weight it by intent, or see the full method.
All data & sourcesshow ↓
Every value we hold, with its source, retrieval date, and confidence. This is the evidence behind the score: don't trust it, verify it.
Activity
| Attribute | Value | Evidence |
|---|---|---|
| Commits last 30d | 100 | mediumsource · 2026-08-26 · 65% |
Adoption
Features
| Attribute | Value | Evidence |
|---|---|---|
| Capabilities | Deployment model: cloud_web_app | mediumsource · 2026-08-24 · 60% |
Language
| Attribute | Value | Evidence |
|---|---|---|
| Primary | Java | highsource · 2026-08-26 · 90% |
License
| Attribute | Value | Evidence |
|---|---|---|
| Spdx | Apache-2.0 | highsource · 2026-08-26 · 95% |
Pricing
Release
Security
| Attribute | Value | Evidence |
|---|---|---|
| Disclosure policy | Yes | mediumsource · 2026-08-24 · 60% |
| Scorecard | 6.6 | highsource · 2026-08-26 · 90% |
| Vulnerabilities | Count: 0 · Source: https://advisories.ecosyste.ms/api/v1/advisories?ecosystem=go&package_name=github.com%2Fapache%2Ffineract&per_page=100 · Last 12m: 0 | highsource · 2026-08-26 · 90% |