Comparison

Navan Expense vs Soldo

No clear leader: Soldo (59.6) and Navan Expense (55.1) are within the 5-point margin; treat as a tie. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.

Machine formatsMarkdownJSONGraphQLMarkdown is open. JSON and GraphQL need a free key.
Navan Expense55
Soldo60
Score
vioscaleAI score
Navan Expense55 / 100low · 20%
Soldo60 / 100medium · 54%
Pricing
Free tier
Navan Expense–
Soldo✗
Model
Navan Expensecommercial
Price level
Navan Expense–
Soldomid
Starting price
Navan Expense–
Soldo£27
Transparent
Navan Expense–
Soldo✓
Integrations
Count
Navan Expense6
Soldo100
Security
Gdpr
Navan Expense✓
Soldo✓
Iso27001
Navan Expense✓
Soldo✓
Pci
Navan Expense✓
Soldo✓
Soc2
Navan Expense✓
Soldo–
Market
Availability
Content
Faq
Navan Expense5 items
Soldo7 items

Capabilities

Feature-by-feature on the axes that matter for spend management. “-” means undocumented, not absent.

Capabilities
Native corporate card issuing underwriting
Navan Expense✓
Soldo✓
Unlimited virtual merchant specific cards
Navan Expense-
Soldo-
Pre approval spend limit routing
Navan Expense-
Soldo✓
Automated receipt matching OCR
Navan Expense-
Soldo✓
Merchant category code mcc blocking
Navan Expense-
Soldo-
Ap invoice bill payment bundled
Navan Expense-
Soldo-
Netsuite sage intacct ERP sync
Navan Expense✓
Soldo✓
Slack teams receipt upload bot
Navan Expense-
Soldo-
Multi currency fx handling
Navan Expense-
Soldo✓
SOC2 type ii
Navan Expense✓
Soldo-
PCI DSS level 1 compliant
Navan Expense-
Soldo✓
Pricing model
Navan Expense-
Soldo-

What each one is

The product in its own terms, so the numbers below have context.

Navan Expense

A cloud-based solution that centralizes travel and expense management while enabling data exchange with enterprise resource planning and accounting systems for improved financial tracking and analysis.

Independently observed

Soldo

A spend management platform that issues prepaid Mastercard cards to employees and teams while providing real-time spending controls, automated expense matching via OCR, and integration with accounting systems for streamlined reconciliation.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Navan Expense

Pricing not documented yet.

Soldo

from £27/moSubscription30-day trial

From £27/month with 30-day free trial. No free tier.

  • Standard£27/month
    • Physical or virtual Soldo cards
    • Outbound bank transfers
    • User permissions and role management
    • Apple Pay and Google Pay support
    • Receipt capture via mobile app
    • +1 more
  • Plus£39/month
    • Multi-currency spending
    • Automated receipt capture with OCR
    • Temporary virtual cards
    • Fuel cards
    • Instant card issuance
    • +3 more
  • UnlimitedContact sales
    • Unlimited company wallets
    • Unlimited users
    • Unlimited Soldo cards
    • Unlimited outbound bank transfers
    • Role-based access and controls at scale
    • +2 more
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Navan Expense✓
Soldo✓
iOS
Navan Expense✗
Soldo✓
Android
Navan Expense✗
Soldo✓
Deployment
Cloud / SaaS
Navan Expense✓
Soldo✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

In common (4)
  • NetSuite
  • Xero
  • Sage Intacct
  • Datev

Navan Expense

8 total - 4 not shared
  • QuickBooks Online
  • Sherpa
  • Microsoft Dynamics
  • SAP
Independently observed

Soldo

26 total - 22 not shared
  • QuickBooks
  • Exact Online
  • ZTravel
  • SAP Concur
  • TravelPerk
  • Amazon Business
  • FreshBooks
  • Zoho Invoice
  • Microsoft Dynamics 365
  • Oracle e-business suite
  • Certinia
  • Odoo
  • Workday
  • Slack
  • Okta
  • Google Workspace
  • Oracle HCM Cloud
  • Egencia
  • BizAway
  • Sage
  • Microsoft Teams
  • Bamboo HR
Independently observed
Still deciding?

Navan Expense or Soldo: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.