# Navan Expense vs Soldo

| Attribute | Navan Expense | Soldo |
|---|---|---|
| **vioscaleAI score** | 55.1 (20% (low)) | 59.6 (54% (medium)) |
| content.faq | `[{"answer":"An integrated travel and expense management system that automates policy enforcement, spending controls, and financial reporting while streamlining the reimbursement process. It is indexed under Spend Management.","source":"https://navan.com/expense-management","question":"What is Navan Expense?","confidence":0.6},{"answer":"We have confirmed browser-based access to Navan Expense. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://navan.com/expense-management","question":"What platforms does Navan Expense support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Navan Expense, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://navan.com/expense-management","question":"Can Navan Expense be self-hosted?","confidence":0.6},{"answer":"We have confirmed 8 integrations for Navan Expense, including NetSuite, QuickBooks Online, Xero, Sage Intacct, Datev, Sherpa, Microsoft Dynamics and SAP. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://navan.com/expense-management","question":"What does Navan Expense integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Navan Expense. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Navan Expense not holding them. Always confirm compliance directly before you rely on it.","source":"https://navan.com/blog/expense-policy-compliance","question":"What security certifications does Navan Expense have?","confidence":0.7}]` | `[{"answer":"Soldo issues Mastercard prepaid cards combined with spend management software, enabling businesses to control employee spending through pre-set limits, automate expense reconciliation, and reduce administrative overhead. It is indexed under Spend Management.","source":"https://www.soldo.com","question":"What is Soldo?","confidence":0.6},{"answer":"Soldo is a paid product; published pricing starts at £21 per month. It is sold across 3 plans (Standard, Plus and Enterprise). There is no free tier. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.soldo.com/en-gb/pricing/","question":"How much does Soldo cost?","confidence":0.6},{"answer":"Soldo supports iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.soldo.com","question":"What platforms does Soldo support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Soldo, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.soldo.com/en-gb/pricing/","question":"Can Soldo be self-hosted?","confidence":0.6},{"answer":"We have confirmed 23 integrations for Soldo, including Xero, QuickBooks, Sage Intacct, Exact Online, DATEV, NetSuite, ZTravel and SAP Concur, plus 15 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.soldo.com","question":"What does Soldo integrate with?","confidence":0.6},{"answer":"We have independently confirmed ISO 27001 and GDPR for Soldo. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Soldo not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.soldo.com","question":"What security certifications does Soldo have?","confidence":0.6},{"answer":"Soldo is available in the United Kingdom, Ireland and Italy. Its primary market is the United Kingdom. The vendor is headquartered in the United Kingdom.","source":"https://www.soldo.com","question":"Where is Soldo available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A cloud-based solution that centralizes travel and expense management while enabling data exchange with enterprise resource planning and accounting systems for improved financial tracking and analysis. | A spend management platform that issues prepaid Mastercard cards to employees and teams while providing real-time spending controls, automated expense matching via OCR, and integration with accounting systems for streamlined reconciliation. |
| features.capabilities | `{"soc2_type_ii":true,"netsuite_sage_intacct_erp_sync":true,"native_corporate_card_issuing_underwriting":true}` | `{"pci_dss_level_1_compliant":true,"multi_currency_fx_handling":true,"automated_receipt_matching_ocr":true,"netsuite_sage_intacct_erp_sync":true,"pre_approval_spend_limit_routing":true,"native_corporate_card_issuing_underwriting":true}` |
| integrations.count | 6 | 100 |
| integrations.list | `[{"name":"NetSuite"},{"name":"QuickBooks Online"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"Datev"},{"name":"Sherpa"},{"name":"Microsoft Dynamics","category":"erp"},{"name":"SAP","category":"erp"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intacct"},{"name":"Exact Online"},{"name":"DATEV"},{"name":"NetSuite"},{"name":"ZTravel"},{"name":"SAP Concur"},{"name":"TravelPerk"},{"name":"Amazon Business"},{"name":"FreshBooks"},{"name":"Zoho Invoice"},{"name":"Microsoft Dynamics 365"},{"name":"Oracle e-business suite"},{"name":"Certinia"},{"name":"Odoo"},{"name":"Workday"},{"name":"Slack"},{"name":"Okta"},{"name":"Google Workspace"},{"name":"Oracle HCM Cloud"},{"name":"Egencia"},{"name":"BizAway"},{"name":"Sage","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Teams","native":true,"category":"chat","direction":"outbound"},{"name":"Bamboo HR","native":true,"category":"hr","direction":"bidirectional"}]` |
| market.availability | - | `{"hqCountry":"GB","primaryMarkets":["GB"],"availabilityScope":"regional","availableCountries":["GB"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"ios":true,"web":true,"android":true}` |
| pricing | - | `{"type":"subscription","plans":[{"free":false,"name":"Standard","summary":"£27/month","features":["Physical or virtual Soldo cards","Outbound bank transfers","User permissions and role management","Apple Pay and Google Pay support","Receipt capture via mobile app","Business hours support"],"commitment":"monthly","components":[{"kind":"fixed","amount":27,"period":"month","currency":"GBP"}],"description":"Basic card issuance with receipt capture and user permissions","contactSales":false},{"free":false,"name":"Plus","summary":"£39/month","features":["Multi-currency spending","Automated receipt capture with OCR","Temporary virtual cards","Fuel cards","Instant card issuance","Receipt matching and verification","Expense review workflow builder","Reporting and analytics"],"commitment":"monthly","components":[{"kind":"fixed","amount":39,"period":"month","currency":"GBP"}],"description":"Enhanced management with multi-currency support and automated receipt matching","contactSales":false},{"free":false,"name":"Unlimited","summary":"Custom pricing","features":["Unlimited company wallets","Unlimited users","Unlimited Soldo cards","Unlimited outbound bank transfers","Role-based access and controls at scale","Custom expense approval workflows","Tailored integration setup support"],"description":"Enterprise-grade management with unlimited cards, users, and full customization","contactSales":true}],"summary":"From £27/month with 30-day free trial. No free tier.","currency":"GBP","freeTier":false,"sourceUrl":"https://www.soldo.com/en-gb/pricing/","retrievedAt":"2026-09-29T10:56:42.200Z","freeTrialDays":30,"startingPrice":{"amount":27,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` |
| pricing.free_tier | - | no |
| pricing.model | commercial | commercial |
| pricing.price_level | - | mid |
| pricing.starting_price | - | `{"amount":27,"currency":"GBP"}` |
| pricing.transparent | - | yes |
| security.certifications | - | `[{"name":"PCI DSS Level 1","level":"Level 1","status":"active","auditor":"PCI Security Standards Council"},{"name":"ISO/IEC 27001","status":"active"},{"name":"ISO/IEC 9001","status":"active"},{"name":"Cyber Essentials Plus","status":"active"}]` |
| security.gdpr | yes | yes |
| security.iso27001 | yes | yes |
| security.pci | yes | yes |
| security.soc2 | yes | - |
| security.trust_center | https://navan.com/blog/corporate-travel-compliance | https://www.soldo.com/en-gb/security/ |

## Capabilities (Spend Management)

| Capability | Navan Expense | Soldo |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Native corporate card issuing underwriting | ✓ | ✓ |
| Unlimited virtual merchant specific cards | - | - |
| Pre approval spend limit routing | - | ✓ |
| Automated receipt matching OCR | - | ✓ |
| Merchant category code mcc blocking | - | - |
| Ap invoice bill payment bundled | - | - |
| Netsuite sage intacct ERP sync | ✓ | ✓ |
| Slack teams receipt upload bot | - | - |
| Multi currency fx handling | - | ✓ |
| SOC2 type ii | ✓ | - |
| PCI DSS level 1 compliant | - | ✓ |
| Pricing model | - | - |

*Source: vioscaleAI. Generated 2026-10-16T21:30:02.283Z. "-" = undocumented, not absent.*