Comparison

Microsoft Dynamics 365 Business Central vs Xero

On the evidence we track, Xero leads this comparison with a composite score of 49/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Machine formatsJSONMarkdownGraphQLor send Accept: application/json
Microsoft Dynamics 365 Business Central27
Xero49
Score
Vioscale score
Microsoft Dynamics 365 Business Central27 / 100low · 3%
Xero49 / 100low · 46%
Pricing
Free tier
Microsoft Dynamics 365 Business Central
Xero
Model
Microsoft Dynamics 365 Business Centralcommercial
Price level
Microsoft Dynamics 365 Business Central
Transparent
Microsoft Dynamics 365 Business Central
Xero
Integrations
Count
Microsoft Dynamics 365 Business Central8
Xero1,000
Security
Disclosure policy
Microsoft Dynamics 365 Business Central
Xero
Gdpr
Microsoft Dynamics 365 Business Central
Xero
Iso27001
Microsoft Dynamics 365 Business Central
Xero
Pci
Microsoft Dynamics 365 Business Central
Xero
Soc2
Microsoft Dynamics 365 Business Central
Xero
Reliability
Status page
Microsoft Dynamics 365 Business Central
Xero
Market
Availability
Microsoft Dynamics 365 Business Central

Capabilities

Feature-by-feature on the axes that matter for accounting software. “-” means undocumented, not absent.

Core
Double-entry GL
Microsoft Dynamics 365 Business Central-
Xero-
Multi-entity
Microsoft Dynamics 365 Business Central-
Xero-
Multi-currency
Microsoft Dynamics 365 Business Central-
Xero-
Bank feeds
Microsoft Dynamics 365 Business Central-
XeroDirect feeds
Modules
AP automation
Microsoft Dynamics 365 Business Central-
Xero
AR / invoicing
Microsoft Dynamics 365 Business Central-
Xero
Inventory
Microsoft Dynamics 365 Business Central-
Xero-
Fixed assets
Microsoft Dynamics 365 Business Central-
Xero-
Project accounting
Microsoft Dynamics 365 Business Central-
Xero
Compliance
Tax compliance
Microsoft Dynamics 365 Business Central-
XeroVAT, MTD for Income Tax, CIS calculations
Workflow
Accountant collaboration
Microsoft Dynamics 365 Business Central-
Xero
Payments
Payments capture
Microsoft Dynamics 365 Business Central-
Xero
Ecosystem
API access
Microsoft Dynamics 365 Business Central-
XeroFull
Deployment
Deployment
Microsoft Dynamics 365 Business CentralCloud
XeroCloud

What each one is

The product in its own terms, so the numbers below have context.

Microsoft Dynamics 365 Business Central

An ERP system designed for SMBs that combines financial and operational management capabilities with AI-powered features, trusted by approximately 50,000 companies globally.

Independently observed

Xero

Leader

A cloud-based accounting platform for small businesses that integrates invoicing, bill tracking, payroll, expense management, and tax reporting to automate financial tasks and ensure compliance with UK tax requirements.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Microsoft Dynamics 365 Business Central

Pricing not documented yet.

Xero

Leader
Subscription
  • Grow-
    • Send invoices and quotes
    • Accept online invoice payments
    • Auto-reconcile transactions
    • Smart document capture with Hubdoc
    • View real-time reports and dashboards
    • +7 more
as of verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platforms
Web
Microsoft Dynamics 365 Business Central
Xero
Deployment
Cloud / SaaS
Microsoft Dynamics 365 Business Central
Xero
On-premise
Microsoft Dynamics 365 Business Central
Xero
Hybrid
Microsoft Dynamics 365 Business Central
Xero

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Microsoft Dynamics 365 Business Central

8 total
  • Microsoft Outlook
  • Microsoft Excel
  • Microsoft Teams
  • Microsoft Power BI
  • Dynamics 365 Sales
  • Dynamics 365 Customer Service
  • Dynamics 365 Field Service
  • Shopify
Independently observed

Xero

Leader
5 total
  • Hubdoc
  • TaxCycle
  • Countable
  • Stripe
  • GoCardless
Independently observed

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.