Comparison

Envestnet | Yodlee vs Plaid

No leader: the top candidate Envestnet | Yodlee has only 0.08 confidence (low), below the 0.35 needed to declare a winner. The attribute-by-attribute breakdown below, with a source and date on every value, is the honest way to compare them.

Envestnet | Yodlee full profile →Plaid full profile →

Machine formatsJSON Markdown GraphQLor send Accept: application/json

Envestnet | Yodlee74

Plaid58

Attribute comparison across 2 tools
Attribute	Envestnet \| Yodlee	Plaid
Vioscale score	74 / 100low · 8%	58 / 100medium · 74%
Pricing
Free tierpricing.free_tier	-	✓
Modelpricing.model	commercial	commercial
Price levelpricing.price_level	-	low
Transparentpricing.transparent	-	✗
Integrations
Countintegrations.count	19,000	7,000
Security
Iso27001security.iso27001	-	✓
Soc2security.soc2	-	✓
Reliability
Status pagereliability.status_page	-	✓
Market
Availabilitymarket.availability	-	Available in US, CA · Popular in US, CA

Score

Vioscale score

Envestnet | Yodlee74 / 100low · 8%

Plaid58 / 100medium · 74%

Pricing

Free tier

Envestnet | Yodlee–

Plaid✓

Model

Envestnet | Yodleecommercial

Plaidcommercial

Price level

Envestnet | Yodlee–

Plaidlow

Transparent

Envestnet | Yodlee–

Plaid✗

Integrations

Count

Envestnet | Yodlee19,000

Plaid7,000

Security

Iso27001

Envestnet | Yodlee–

Plaid✓

Soc2

Envestnet | Yodlee–

Plaid✓

Reliability

Status page

Envestnet | Yodlee–

Plaid✓

Market

Availability

Envestnet | Yodlee–

PlaidAvailable in US, CA · Popular in US, CA

Capabilities

Feature-by-feature on the axes that matter for fintech infrastructure. “-” means undocumented, not absent.

Capability comparison for Fintech Infrastructure
Capability	Envestnet \| Yodlee	Plaid
Core
Primary capability	Data aggregation	Data aggregation
Capabilities
Payments / acquiring	✓	-
Card issuing	-	-
Banking-as-a-service / accounts	-	-
Data aggregation / open banking	✓	✓
Payouts / disbursements	-	-
Money movement rails (ACH, RTP, wire, card)	-	ACH
Coverage
Multi-currency / cross-border	-	-
Geographic coverage (countries / regions)	North America	North America (US, Canada)
Compliance
PCI DSS Level 1	-	-
SOC 1 / SOC 2 attestation	-	-
PSD2 / Open Banking licensed	-	-
Developer
SDK language coverage (Node, Python, Ruby, Java, Go)	-	-
Pricing
Pricing model	-	-
Market
Target segment	Enterprise	Platform / marketplace

Core

Primary capability

Envestnet | YodleeData aggregation

PlaidData aggregation

Capabilities

Payments / acquiring

Envestnet | Yodlee✓

Plaid-

Card issuing

Envestnet | Yodlee-

Plaid-

Banking-as-a-service / accounts

Envestnet | Yodlee-

Plaid-

Data aggregation / open banking

Envestnet | Yodlee✓

Plaid✓

Payouts / disbursements

Envestnet | Yodlee-

Plaid-

Money movement rails (ACH, RTP, wire, card)

Envestnet | Yodlee-

PlaidACH

Coverage

Multi-currency / cross-border

Envestnet | Yodlee-

Plaid-

Geographic coverage (countries / regions)

Envestnet | YodleeNorth America

PlaidNorth America (US, Canada)

Compliance

PCI DSS Level 1

Envestnet | Yodlee-

Plaid-

SOC 1 / SOC 2 attestation

Envestnet | Yodlee-

Plaid-

PSD2 / Open Banking licensed

Envestnet | Yodlee-

Plaid-

Developer

SDK language coverage (Node, Python, Ruby, Java, Go)

Envestnet | Yodlee-

Plaid-

Pricing

Pricing model

Envestnet | Yodlee-

Plaid-

Market

Target segment

Envestnet | YodleeEnterprise

PlaidPlatform / marketplace

What each one is

The product in its own terms, so the numbers below have context.

Envestnet | Yodlee

Yodlee is an enterprise data aggregation platform that powers financial institutions with connections to 19K+ data sources covering 601M+ consumer accounts.

Independently observed

Plaid

A financial data connectivity platform that enables developers to securely connect user bank accounts to fintech applications through API-based integrations with financial institutions.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Envestnet | Yodlee

Pricing not documented yet.

Plaid

HybridFree tier

Three pricing models: one-time, subscription, and per-request. Limited Production free tier with 200 API calls per product.

Pay as You GoPay only for what you use
- Access to GA products
- Unlimited live API calls
- Link customization
- Standard pricing
Growth12-month commitment with volume discounts
- Everything in Pay as You Go
- Discounted product rates
- Platform support package
- Single Sign-On for Plaid Dashboard
- Account management
CustomContact sales
- Everything in Growth
- Access to beta products
- Volume discounts
- Integration assistance
- Premium support
- +1 more

as of 2026-08-03verify ↗

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platform and deployment support comparison
Supports	Envestnet \| Yodlee	Plaid
WebPlatforms	-	✓
iOSPlatforms	-	✓
AndroidPlatforms	-	✓
Cloud / SaaSDeployment	-	✓

Platforms

Web

Envestnet | Yodlee–

Plaid✓

iOS

Envestnet | Yodlee–

Plaid✓

Android

Envestnet | Yodlee–

Plaid✓

Deployment

Cloud / SaaS

Envestnet | Yodlee–

Plaid✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

Envestnet | Yodlee

3 total

Advisor360°
IGG Software
PayPal

Independently observed

Plaid

21 total

Dwolla
Truebill
Jack Henry
Alkami
Finastra
Q2
Wise
Chime
Varo
Michigan State University Federal Credit Union
TAB Bank
LendingTree
You Need a Budget
Lunch Money
Capital One
JPMorgan Chase
USAA
Wells Fargo
RBC
Citibank
M&T

Independently observed

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.