Comparison

Adyen vs Envestnet | Yodlee

On the evidence we track, Adyen leads this comparison with a composite score of 85/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Adyen full profile →Envestnet | Yodlee full profile →

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★Adyen85

Envestnet | Yodlee74

Attribute comparison across 2 tools
Attribute	AdyenLeader	Envestnet \| Yodlee
Vioscale score	85 / 100medium · 72%	74 / 100low · 8%
Pricing
Free tierpricing.free_tier	✗	-
Modelpricing.model	commercial	commercial
Price levelpricing.price_level	low	-
Transparentpricing.transparent	✓	-
Integrations
Countintegrations.count	200	19,000
Security
Disclosure policysecurity.disclosure_policy	✓	-
Gdprsecurity.gdpr	✓	-
Iso27001security.iso27001	✓	-
Pcisecurity.pci	✓	-
Soc2security.soc2	✓	-
Reliability
Sla pctreliability.sla_pct	99.999	-
Status pagereliability.status_page	✓	-
Market
Availabilitymarket.availability	Available worldwide · Popular in US, GB, EU · HQ NL	-

Score

Vioscale score

Adyen85 / 100medium · 72%

Envestnet | Yodlee74 / 100low · 8%

Pricing

Free tier

Adyen✗

Envestnet | Yodlee–

Model

Adyencommercial

Envestnet | Yodleecommercial

Price level

Adyenlow

Envestnet | Yodlee–

Transparent

Adyen✓

Envestnet | Yodlee–

Integrations

Count

Adyen200

Envestnet | Yodlee19,000

Security

Disclosure policy

Adyen✓

Envestnet | Yodlee–

Gdpr

Adyen✓

Envestnet | Yodlee–

Iso27001

Adyen✓

Envestnet | Yodlee–

Pci

Adyen✓

Envestnet | Yodlee–

Soc2

Adyen✓

Envestnet | Yodlee–

Reliability

Sla pct

Adyen99.999

Envestnet | Yodlee–

Status page

Adyen✓

Envestnet | Yodlee–

Market

Availability

AdyenAvailable worldwide · Popular in US, GB, EU · HQ NL

Envestnet | Yodlee–

Capabilities

Feature-by-feature on the axes that matter for fintech infrastructure. “-” means undocumented, not absent.

Capability comparison for Fintech Infrastructure
Capability	Adyen	Envestnet \| Yodlee
Core
Primary capability	Payments/acquiring	Data aggregation
Capabilities
Payments / acquiring	✓	✓
Card issuing	✓	-
Banking-as-a-service / accounts	✓	-
Data aggregation / open banking	✗	✓
Payouts / disbursements	✓	-
Money movement rails (ACH, RTP, wire, card)	ACH, SEPA Direct Debit, card networks, bank transfers, local payment methods	-
Coverage
Multi-currency / cross-border	✓	-
Geographic coverage (countries / regions)	Global, 200+ local payment methods, operations in 29 countries	North America
Compliance
PCI DSS Level 1	-	-
SOC 1 / SOC 2 attestation	-	-
PSD2 / Open Banking licensed	-	-
Developer
SDK language coverage (Node, Python, Ruby, Java, Go)	Python, TypeScript, Ruby, PHP, Java, .NET, Go	-
Pricing
Pricing model	Interchange-plus	-
Market
Target segment	Enterprise	Enterprise

Core

Primary capability

AdyenPayments/acquiring

Envestnet | YodleeData aggregation

Capabilities

Payments / acquiring

Adyen✓

Envestnet | Yodlee✓

Card issuing

Adyen✓

Envestnet | Yodlee-

Banking-as-a-service / accounts

Adyen✓

Envestnet | Yodlee-

Data aggregation / open banking

Adyen✗

Envestnet | Yodlee✓

Payouts / disbursements

Adyen✓

Envestnet | Yodlee-

Money movement rails (ACH, RTP, wire, card)

AdyenACH, SEPA Direct Debit, card networks, bank transfers, local payment methods

Envestnet | Yodlee-

Coverage

Multi-currency / cross-border

Adyen✓

Envestnet | Yodlee-

Geographic coverage (countries / regions)

AdyenGlobal, 200+ local payment methods, operations in 29 countries

Envestnet | YodleeNorth America

Compliance

PCI DSS Level 1

Adyen-

Envestnet | Yodlee-

SOC 1 / SOC 2 attestation

Adyen-

Envestnet | Yodlee-

PSD2 / Open Banking licensed

Adyen-

Envestnet | Yodlee-

Developer

SDK language coverage (Node, Python, Ruby, Java, Go)

AdyenPython, TypeScript, Ruby, PHP, Java, .NET, Go

Envestnet | Yodlee-

Pricing

Pricing model

AdyenInterchange-plus

Envestnet | Yodlee-

Market

Target segment

AdyenEnterprise

Envestnet | YodleeEnterprise

What each one is

The product in its own terms, so the numbers below have context.

Adyen

Leader

Adyen is a comprehensive fintech platform that enables businesses to process payments, manage cross-border money movement, and offer financial products (cards, accounts, lending) to customers through a single integrated infrastructure. It processes trillions of euros annually across 200+ payment methods and 150+ currencies.

Independently observed

Envestnet | Yodlee

Yodlee is an enterprise data aggregation platform that powers financial institutions with connections to 19K+ data sources covering 601M+ consumer accounts.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Adyen

Leader

from $0.13/moUsage-based

$0.13 fixed fee + 2-5% per transaction (varies by payment method and geography). No setup or monthly fees.

Per-Transaction Pricing$0.13 + 2-5% per transaction, varies by payment method and region
- No setup fees
- Pay per transaction only
- Single integration for 200+ payment methods
- Flexible payouts in multiple currencies

as of 2026-08-14verify ↗

Envestnet | Yodlee

Pricing not documented yet.

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platform and deployment support comparison
Supports	Adyen	Envestnet \| Yodlee
WebPlatforms	✓	-
Cloud / SaaSDeployment	✓	-

Platforms

Web

Adyen✓

Envestnet | Yodlee–

Deployment

Cloud / SaaS

Adyen✓

Envestnet | Yodlee–

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

In common (1)

PayPal

Adyen

Leader

21 total - 20 not shared

Visa
Mastercard
American Express
Apple Pay
Google Pay
Alipay
WeChat Pay
SEPA Direct Debit
ACH
Affirm
Klarna
iDEAL
Bancontact
Giropay
EPS
Przelewy24
OXXO
Boleto
Zenoti
Adobe

Independently observed

Envestnet | Yodlee

3 total - 2 not shared

Advisor360°
IGG Software

Independently observed

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.