Comparison

Adyen vs Airwallex

On the evidence we track, Adyen leads this comparison with a composite score of 85/100. Scores are only directly comparable because these tools share a category; the full breakdown and every source is below.

Adyen full profile →Airwallex full profile →

Machine formatsMarkdown JSON GraphQLAll open, no key required.

★Adyen85

Airwallex66

Attribute comparison across 2 tools
Attribute	AdyenLeader	Airwallex
vioscaleAI score	85 / 100medium · 73%	66 / 100medium · 53%
Pricing
Free tierpricing.free_tier	✗	-
Modelpricing.model	commercial	commercial
Price levelpricing.price_level	low	-
Transparentpricing.transparent	✓	-
Integrations
Countintegrations.count	200	10
Security
Disclosure policysecurity.disclosure_policy	✓	✓
Gdprsecurity.gdpr	✓	✓
Iso27001security.iso27001	✓	✓
Pcisecurity.pci	✓	✓
Soc2security.soc2	✓	✓
Trust centersecurity.trust_center	-	https://www.airwallex.com/global/blog/welcoming-carolyn-renzin-as-our-chief-regulatory-and-compliance-officer
Reliability
Sla pctreliability.sla_pct	99.999	-
Status pagereliability.status_page	✓	✓
Market
Availabilitymarket.availability	Available worldwide · Popular in AU, GB, US	Available worldwide · Popular in HK, AU, EU, US, GB · HQ HK
Content
Faqcontent.faq	7 items	6 items

Score

vioscaleAI score

Adyen85 / 100medium · 73%

Airwallex66 / 100medium · 53%

Pricing

Free tier

Adyen✗

Airwallex–

Model

Adyencommercial

Airwallexcommercial

Price level

Adyenlow

Airwallex–

Transparent

Adyen✓

Airwallex–

Integrations

Count

Adyen200

Airwallex10

Security

Disclosure policy

Adyen✓

Airwallex✓

Gdpr

Adyen✓

Airwallex✓

Iso27001

Adyen✓

Airwallex✓

Pci

Adyen✓

Airwallex✓

Soc2

Adyen✓

Airwallex✓

Trust center

Adyen–

Airwallexhttps://www.airwallex.com/global/blog/welcoming-carolyn-renzin-as-our-chief-regulatory-and-compliance-officer

Reliability

Sla pct

Adyen99.999

Airwallex–

Status page

Adyen✓

Airwallex✓

Market

Availability

AdyenAvailable worldwide · Popular in AU, GB, US

AirwallexAvailable worldwide · Popular in HK, AU, EU, US, GB · HQ HK

Content

Faq

Adyen7 items

Airwallex6 items

Capabilities

Feature-by-feature on the axes that matter for fintech infrastructure. “-” means undocumented, not absent.

Capability comparison for Fintech Infrastructure
Capability	Adyen	Airwallex
Core
Primary capability	Payments/acquiring	Payments/acquiring
Capabilities
Payments / acquiring	✓	✓
Card issuing	✓	✓
Banking-as-a-service / accounts	✓	✓
Data aggregation / open banking	✗	-
Payouts / disbursements	✓	✓
Money movement rails (ACH, RTP, wire, card)	ACH, SEPA Direct Debit, card networks, bank transfers, local payment methods	cross-border, multi-currency
Coverage
Multi-currency / cross-border	✓	✓
Geographic coverage (countries / regions)	Global, 200+ local payment methods, operations in 29 countries	EEA, US, Israel
Compliance
PCI DSS Level 1	-	-
SOC 1 / SOC 2 attestation	-	-
PSD2 / Open Banking licensed	✓	-
Developer
SDK language coverage (Node, Python, Ruby, Java, Go)	Python, TypeScript, Ruby, PHP, Java, .NET, Go	-
Pricing
Pricing model	Interchange-plus	-
Market
Target segment	Enterprise	Platform / marketplace

Core

Primary capability

AdyenPayments/acquiring

AirwallexPayments/acquiring

Capabilities

Payments / acquiring

Adyen✓

Airwallex✓

Card issuing

Adyen✓

Airwallex✓

Banking-as-a-service / accounts

Adyen✓

Airwallex✓

Data aggregation / open banking

Adyen✗

Airwallex-

Payouts / disbursements

Adyen✓

Airwallex✓

Money movement rails (ACH, RTP, wire, card)

AdyenACH, SEPA Direct Debit, card networks, bank transfers, local payment methods

Airwallexcross-border, multi-currency

Coverage

Multi-currency / cross-border

Adyen✓

Airwallex✓

Geographic coverage (countries / regions)

AdyenGlobal, 200+ local payment methods, operations in 29 countries

AirwallexEEA, US, Israel

Compliance

PCI DSS Level 1

Adyen-

Airwallex-

SOC 1 / SOC 2 attestation

Adyen-

Airwallex-

PSD2 / Open Banking licensed

Adyen✓

Airwallex-

Developer

SDK language coverage (Node, Python, Ruby, Java, Go)

AdyenPython, TypeScript, Ruby, PHP, Java, .NET, Go

Airwallex-

Pricing

Pricing model

AdyenInterchange-plus

Airwallex-

Market

Target segment

AdyenEnterprise

AirwallexPlatform / marketplace

What each one is

The product in its own terms, so the numbers below have context.

Adyen

Leader

A cloud-based payment service provider that enables platforms and marketplaces to embed payment acceptance, card issuing, and seller payout capabilities within their software, while managing regulatory compliance globally.

Independently observed

Airwallex

A cloud-based platform providing multi-currency accounts, payment processing, card issuing, and embedded finance solutions. Supports marketplaces, e-commerce platforms, and enterprises managing international transactions across 40+ countries.

Independently observed

Pricing

List pricing as published by each vendor, with the date we read it. Always verify at the source before you buy.

Adyen

Leader

from $0.13/moUsage-based

$0.13 fixed fee + 2-5% per transaction (varies by payment method and geography). No setup or monthly fees.

Per-Transaction Pricing$0.13 + 2-5% per transaction, varies by payment method and region
- No setup fees
- Pay per transaction only
- Single integration for 200+ payment methods
- Flexible payouts in multiple currencies

as of 2026-08-14verify ↗

Airwallex

Pricing not documented yet.

Platform & deployment

Where each product runs and how it can be hosted. A dash means undocumented, not unsupported.

Platform and deployment support comparison
Supports	Adyen	Airwallex
WebPlatforms	✓	✓
Cloud / SaaSDeployment	✓	✓

Platforms

Web

Adyen✓

Airwallex✓

Deployment

Cloud / SaaS

Adyen✓

Airwallex✓

Integrations

What each product connects to. Counts come from the vendor's own integration directory where one exists.

In common (3)

Apple Pay
Google Pay
Alipay

Adyen

Leader

21 total - 18 not shared

Visa
Mastercard
American Express
PayPal
WeChat Pay
SEPA Direct Debit
ACH
Affirm
Klarna
iDEAL
Bancontact
Giropay
EPS
Przelewy24
OXXO
Boleto
Zenoti
Adobe

Independently observed

Airwallex

11 total - 8 not shared

Xero
QuickBooks
NetSuite
Venmo
Shop Pay
Shopify
WooCommerce
Tabby

Independently observed

Still deciding?

Adyen or Airwallex: which one depends on you

A composite score cannot know your constraints. Describe them and both get re-weighted against what you actually need, with the evidence behind every position.

Free to run, no account needed to start. How the evaluation works

Comparison generated from independently-sourced facts. Every value links to its source and retrieval date. See the method.