# Nium

> Global Real-Time Payments

- **Canonical URI:** https://www.vioscale.ai/software/nium
- **Category:** Fintech Infrastructure
- **Homepage:** https://www.nium.com
- **Also known as:** nium
- **Profile claimed by vendor:** no
- **Last updated:** 2026-08-03T11:59:14.941Z

## Vioscale score

**59.5 / 100**, confidence 13% (low).

Composite of weighted, independently-sourced signals (no user reviews, no vendor payment).

| Signal | Score | Weight | Contribution | Evidence present |
|---|--:|--:|--:|:--:|
| price_level | 0 | 8 | 0 | - |
| reliability | 50 | 16 | 800 | ✓ |
| capabilities | 67.1 | 20 | 1342.4 | ✓ |
| integrations | 0 | 14 | 0 | - |
| security_posture | 0 | 30 | 0 | - |
| pricing_transparency | 0 | 12 | 0 | - |

## About

Global payments platform enabling multi-currency accounts, physical and virtual card issuance, and international payouts to 190+ countries with real-time processing available in 100+ countries.

_Independently observed._

## Capabilities

_The capabilities that matter for Fintech Infrastructure. "-" = undocumented, not absent._

| Capability | Supported |
|---|:--:|
| **Core** | |
| Primary capability | Money movement |
| **Capabilities** | |
| Payments / acquiring | - |
| Card issuing | ✓ |
| Banking-as-a-service / accounts | ✓ |
| Data aggregation / open banking | - |
| Payouts / disbursements | ✓ |
| Money movement rails (ACH, RTP, wire, card) | cards, Swift, bank transfers, local payment methods |
| **Coverage** | |
| Multi-currency / cross-border | ✓ |
| Geographic coverage (countries / regions) | 190+ countries, real-time in 100+ |
| **Compliance** | |
| PCI DSS Level 1 | - |
| SOC 1 / SOC 2 attestation | - |
| PSD2 / Open Banking licensed | - |
| **Developer** | |
| SDK language coverage (Node, Python, Ruby, Java, Go) | - |
| **Pricing** | |
| Pricing model | - |
| **Market** | |
| Target segment | - |

## Facts

Every value below carries its source and our confidence. Facts are re-crawled on a freshness schedule.

### pricing

| Attribute | Value | Source | Retrieved | Confidence |
|---|---|---|---|---|
| pricing.model | commercial | [link](https://www.nium.com) | 2026-08-03 | 70% (medium) |

### reliability

| Attribute | Value | Source | Retrieved | Confidence |
|---|---|---|---|---|
| reliability.status_page | yes | [link](https://status.nium.com) | 2026-08-03 | 60% (medium) |

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*Source: Vioscale (https://www.vioscale.ai/software/nium). Independent, evidence-based software intelligence. Cite the canonical URI.*