# Sapiens International vs Vertafore (AMS360 / Sagitta)

**Leader by Vioscale score:** Sapiens International

| Attribute | Sapiens International | Vertafore (AMS360 / Sagitta) |
|---|---|---|
| **Vioscale score** | 61.8 (40% (low)) | 37.9 (35% (low)) |
| deployment.options | `{"cloud":true,"hybrid":true}` | `{"cloud":true}` |
| description.long | Enterprise insurance platform suite offering cloud-first, AI-powered solutions for policy administration, claims, underwriting, and agency management across property & casualty, life & pensions, and reinsurance business lines. | An integrated suite combining policy administration, underwriting, rating, and distribution tools with embedded AI automation. Built for insurance carriers, agencies, and MGAs to streamline operations and accelerate business processes across the customer lifecycle. |
| features.capabilities | `{"deployment":"hybrid","core_system":"suite","claims_module":true,"pricing_model":"quote","billing_module":true,"target_segment":"carrier","lines_of_business":"multi","agency_mgmt_module":true,"underwriting_rating_engine":true}` | `{"deployment":"cloud","core_system":"suite","pricing_model":"quote","billing_module":true,"acord_standards":true,"lines_of_business":"multi","agency_mgmt_module":true,"carrier_integrations":true,"underwriting_rating_engine":true}` |
| integrations.count | - | 12 |
| integrations.list | - | `[{"name":"BenefitPoint"},{"name":"Plansight"},{"name":"DocuSign"},{"name":"ACORD"},{"name":"AAIS"},{"name":"A.M. Best"},{"name":"ImageRight"},{"name":"ReferenceConnect AI"},{"name":"NetRate"},{"name":"Surefyre"},{"name":"ClearCert"},{"name":"Dun and Bradstreet"}]` |
| market.availability | - | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"quote","freeTier":false,"sourceUrl":"https://www.sapiens.com","retrievedAt":"2026-08-03T11:48:03.862Z"}` | `{"type":"quote","sourceUrl":"http://www.vertafore.com/plansight","retrievedAt":"2026-08-16T20:54:21.749Z"}` |
| pricing.free_tier | no | - |
| pricing.model | quote | quote |
| pricing.price_level | unknown | unknown |
| pricing.transparent | no | no |
| reliability.sla_pct | - | 99.99 |
| security.disclosure_policy | yes | - |
| security.gdpr | yes | yes |
| security.hipaa | yes | - |
| security.iso27001 | yes | - |
| security.soc2 | yes | - |

## Capabilities (Insurance Software)

| Capability | Sapiens International | Vertafore (AMS360 / Sagitta) |
|---|:--:|:--:|
| **Core** |  |  |
| Core system | Full suite | Full suite |
| Lines of business | Multi-line | Multi-line |
| **Capabilities** |  |  |
| Claims management module | ✓ | - |
| Underwriting / rating engine | ✓ | ✓ |
| Billing / premium collection | ✓ | ✓ |
| Agency / broker management | ✓ | ✓ |
| **Interoperability** |  |  |
| ACORD standards support | - | ✓ |
| Carrier integration network | - | ✓ |
| **Compliance** |  |  |
| SOC 2 (Type II) | - | - |
| NAIC / state DOI alignment | - | - |
| **Deployment** |  |  |
| Deployment | Hybrid | Cloud / SaaS |
| **Pricing** |  |  |
| Pricing model | Quote / contact sales | Quote / contact sales |
| **Market** |  |  |
| Target segment | Carrier / insurer | - |

*Source: Vioscale. Generated 2026-09-01T17:36:14.363Z. "-" = undocumented, not absent.*