# Sage 50 vs Xero

| Attribute | Sage 50 | Xero |
|---|---|---|
| **Vioscale score** | 69.6 (16% (low)) | 49.4 (46% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | Cloud-based accounting software for small businesses with inventory tracking, project management, real-time collaboration, and automated reconciliation. Over 40 years of experience serving 2+ million customers. | A cloud-based accounting platform for small businesses that integrates invoicing, bill tracking, payroll, expense management, and tax reporting to automate financial tasks and ensure compliance with UK tax requirements. |
| features.capabilities | `{"inventory":true,"deployment":"cloud","ar_invoicing":true,"project_accounting":true}` | `{"api_access":"full","bank_feeds":"direct","deployment":"cloud","ar_invoicing":true,"ap_automation":true,"tax_compliance":"VAT, MTD for Income Tax, CIS calculations","payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | - | 1,000 |
| integrations.list | - | `[{"name":"Hubdoc"},{"name":"TaxCycle"},{"name":"Countable"},{"name":"Stripe"},{"name":"GoCardless"}]` |
| market.availability | `{"hqCountry":"GB","primaryMarkets":["GB","US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB","CA"],"availabilityScope":"global","availableCountries":["GB","CA"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Pro Accounting","summary":"$128.67/mo","features":["Cloud-based","Invoice and bill tracking","Purchase order and approval","Expense management","Automated bank reconciliation","Reporting","Inventory management","Cash flow management","Job management","Fraud protection with Sage Security Shield","Automatic updates and backups","Real-time collaboration","Access anytime, anywhere","Payroll subscription available"],"minSeats":1,"commitment":"annual","components":[{"kind":"fixed","amount":128.67,"period":"month","currency":"USD"}],"description":"Essential cloud accounting for one user","contactSales":false},{"free":false,"name":"Premium Accounting","summary":"$182.50/mo (1-5 users)","features":["1-5 users","Purchase orders and change orders","Multiple companies","Advanced budgeting","Advanced reporting","Serialized inventory tracking","Advanced job costing","Audit trails"],"minSeats":1,"commitment":"annual","components":[{"kind":"fixed","amount":182.5,"period":"month","currency":"USD"}],"description":"Everything in Pro, plus advanced budgeting, inventory, multi-company consolidation, and more","contactSales":false},{"free":false,"name":"Quantum Accounting","summary":"$271.17/mo (1-40 users)","features":["1-40 users","Role-based user permissions","Faster processing","Order process workflow","Workflow management","Project management"],"minSeats":1,"commitment":"annual","components":[{"kind":"fixed","amount":271.17,"period":"month","currency":"USD"}],"description":"Full Sage 50 experience for seamless collaboration between larger accounting teams","contactSales":false}],"summary":"From $128.67/mo. Minimum one-year commitment required. Free trial available.","currency":"USD","freeTier":false,"sourceUrl":"https://www.sage.com/en-us/products/sage-50/","retrievedAt":"2026-08-03T12:18:42.581Z","startingPrice":{"amount":128.67,"period":"month","currency":"USD"},"billingPeriods":["month","year"]}` | `{"type":"subscription","plans":[{"free":false,"name":"Grow","features":["Send invoices and quotes","Accept online invoice payments","Auto-reconcile transactions","Smart document capture with Hubdoc","View real-time reports and dashboards","Automate bill entry and track bills","Submit VAT returns to HMRC","Automate subcontractor CIS calculations","Forecast cash flow","Claim expenses and mileage","24/7 online support","MTD for Income Tax ready"],"commitment":"monthly","description":"For self-employed and growing businesses. Includes invoicing, bill tracking, bank reconciliation, document capture, VAT reporting, and performance dashboards.","contactSales":false}],"addOns":[{"name":"Payroll","components":[{"kind":"per_unit","unit":"person","amount":1.5,"period":"month","currency":"GBP"}]},{"name":"Expenses per additional user","components":[{"kind":"per_unit","unit":"user","amount":2.5,"period":"month","currency":"GBP"}]},{"name":"Automate CIS deductions"}],"currency":"GBP","freeTier":false,"sourceUrl":"https://www.xero.com/pricing-plans/standard/","retrievedAt":"2026-08-14T15:24:38.509Z","billingPeriods":["month"]}` |
| pricing.free_tier | no | no |
| pricing.model | commercial | commercial |
| pricing.price_level | unknown | unknown |
| pricing.transparent | yes | no |
| reliability.status_page | - | yes |
| security.disclosure_policy | yes | yes |
| security.gdpr | yes | yes |
| security.iso27001 | - | yes |
| security.pci | - | yes |
| security.soc2 | - | yes |

## Capabilities (Accounting Software)

| Capability | Sage 50 | Xero |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | - | - |
| Multi-entity | - | - |
| Multi-currency | - | - |
| Bank feeds | - | Direct feeds |
| **Modules** |  |  |
| AP automation | - | ✓ |
| AR / invoicing | ✓ | ✓ |
| Inventory | ✓ | - |
| Fixed assets | - | - |
| Project accounting | ✓ | ✓ |
| **Compliance** |  |  |
| Tax compliance | - | VAT, MTD for Income Tax, CIS calculations |
| **Workflow** |  |  |
| Accountant collaboration | - | ✓ |
| **Payments** |  |  |
| Payments capture | - | ✓ |
| **Ecosystem** |  |  |
| API access | - | Full |
| **Deployment** |  |  |
| Deployment | Cloud | Cloud |

*Source: Vioscale. Generated 2026-09-01T17:36:08.550Z. "-" = undocumented, not absent.*