# Nortridge Loan Software vs Peach Finance

| Attribute | Nortridge Loan Software | Peach Finance |
|---|---|---|
| **Vioscale score** | 48.5 (76% (high)) | 52.4 (15% (low)) |
| deployment.options | `{"cloud":true,"on_prem":true,"self_hosted":true}` | `{"cloud":true}` |
| description.long | A configurable loan servicing platform that automates the full loan lifecycle including payment processing, collections management, escrow handling, and flexible integrations designed for lenders managing diverse loan types and sizes. | A cloud-based backend platform that handles everything in the lending lifecycle after loan origination, including payment processing, compliance management, borrower communications, and accounting integration. Enables lending teams to focus on product development rather than rebuilding core servicing infrastructure. |
| features.capabilities | `{"pricing_model":"flat_monthly_subscription","deployment_model":"cloud_web_app","ach_and_credit_card_payment_processing":true,"investor_syndication_and_fractional_payouts":true,"escrow_and_tax_insurance_disbursement_tracking":true,"automated_collections_sms_and_dunning_waterfalls":true}` | `{"soc2_type_ii":true,"deployment_model":"cloud_web_app","ach_and_credit_card_payment_processing":true}` |
| integrations.count | 2 | - |
| integrations.list | `[{"name":"REPAY"},{"name":"PayNearMe"}]` | - |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Base Platform","summary":"$1,200/month (includes 3 full users) plus $1,750 one-time setup","features":["Loan servicing","Payment processing","Collections management","Reporting and dashboards","Workflow automation","Security and compliance","Borrower records management"],"minSeats":3,"commitment":"monthly","components":[{"kind":"fixed","amount":1200,"period":"month","currency":"USD"},{"kind":"one_time","amount":1750,"currency":"USD"}],"description":"Core loan management system with platform access, security updates, maintenance, database software, web services, and customer support","contactSales":false},{"free":false,"name":"Additional Full Users","summary":"$400/user/month for users 4 and above","features":["Full system access","Complete platform permissions"],"minSeats":1,"commitment":"monthly","components":[{"kind":"per_unit","unit":"user","amount":400,"period":"month","currency":"USD"}],"description":"Extra user access beyond the base plan with full system permissions","contactSales":false},{"free":false,"name":"Read-Only Users","summary":"$57/user/month","features":["View data","Generate reports"],"minSeats":1,"commitment":"monthly","components":[{"kind":"per_unit","unit":"user","amount":57,"period":"month","currency":"USD"}],"description":"Limited access for viewing data and generating reports without making system changes","contactSales":false},{"free":false,"name":"Enterprise License","summary":"Contact sales for custom licensing","features":["Custom licensing","Private cloud or dedicated data center deployment","Dedicated IT management options"],"contactSales":true}],"addOns":[{"name":"Participations Module","components":[{"kind":"fixed","amount":115,"period":"month","currency":"USD"}]},{"name":"SQL Data Table Access","components":[{"kind":"one_time","amount":220,"currency":"USD"},{"kind":"per_unit","unit":"user","amount":28,"period":"month","currency":"USD"}]}],"summary":"From $1,200/month for base platform (3 users) plus $1,750 one-time setup; additional users $400/month; read-only users $57/month","currency":"USD","freeTier":false,"sourceUrl":"https://nortridge.com/loan-software-pricing/","retrievedAt":"2026-08-24T09:49:09.223Z","startingPrice":{"amount":1200,"period":"month","currency":"USD"},"billingPeriods":["month"]}` | - |
| pricing.free_tier | no | - |
| pricing.model | commercial | commercial |
| pricing.price_level | high | - |
| pricing.starting_price | `{"amount":1200,"currency":"USD"}` | - |
| pricing.transparent | yes | - |
| reliability.status_page | yes | - |
| security.hipaa | - | yes |
| security.pci | - | yes |
| security.soc2 | yes | yes |

## Capabilities (Lending Software)

| Capability | Nortridge Loan Software | Peach Finance |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Deployment model | Cloud web app | Cloud web app |
| Complex amortization simple interest rule of 78 | - | - |
| Merchant cash advance mca daily sweeps | - | - |
| Auto loan gps kill switch integration | - | - |
| Ach and credit card payment processing | ✓ | ✓ |
| Metro 2 credit bureau reporting | - | - |
| Automated collections SMS and dunning waterfalls | ✓ | - |
| Escrow and tax insurance disbursement tracking | ✓ | - |
| Investor syndication and fractional payouts | ✓ | - |
| Accounting quickbooks gl sync | - | - |
| SOC2 type ii | - | ✓ |
| ISO 27001 | - | - |
| Pricing model | Flat monthly subscription | - |

*Source: Vioscale. Generated 2026-09-01T17:39:19.755Z. "-" = undocumented, not absent.*