# Navan Expense vs Teampay

| Attribute | Navan Expense | Teampay |
|---|---|---|
| **Vioscale score** | 61.6 (21% (low)) | 8.5 (12% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A platform that captures and categorizes business expenses automatically, enforces compliance rules at the point of transaction, and syncs directly with accounting systems to streamline financial close and reporting. | A platform that automates expense submission, approval, policy enforcement, and general ledger posting through chat-based workflows. It integrates natively with ERP systems to eliminate manual data entry and ensure compliance. |
| features.capabilities | `{"soc2_type_ii":true,"netsuite_sage_intacct_erp_sync":true,"native_corporate_card_issuing_underwriting":true}` | - |
| integrations.count | 6 | 7 |
| integrations.list | `[{"name":"NetSuite"},{"name":"QuickBooks Online"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"Datev"},{"name":"Sherpa"}]` | `[{"name":"NetSuite"},{"name":"Sage Intacct"},{"name":"Dynamics 365"},{"name":"QuickBooks Online"},{"name":"Xero"},{"name":"Slack"},{"name":"Microsoft Teams"}]` |
| market.availability | - | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | - | `{"type":"subscription","freeTier":false,"sourceUrl":"https://www.paystand.com/pricing","retrievedAt":"2026-08-19T21:35:21.865Z"}` |
| pricing.free_tier | - | no |
| pricing.model | commercial | commercial |
| pricing.price_level | - | unknown |
| pricing.transparent | - | no |
| security.gdpr | yes | - |
| security.iso27001 | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |

## Capabilities (Spend Management)

| Capability | Navan Expense | Teampay |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Native corporate card issuing underwriting | ✓ | - |
| Unlimited virtual merchant specific cards | - | - |
| Pre approval spend limit routing | - | - |
| Automated receipt matching OCR | - | - |
| Merchant category code mcc blocking | - | - |
| Ap invoice bill payment bundled | - | - |
| Netsuite sage intacct ERP sync | ✓ | - |
| Slack teams receipt upload bot | - | - |
| Multi currency fx handling | - | - |
| SOC2 type ii | ✓ | - |
| PCI DSS level 1 compliant | - | - |
| Pricing model | - | - |

*Source: Vioscale. Generated 2026-09-01T14:59:45.480Z. "-" = undocumented, not absent.*