# Navan Expense vs Soldo

| Attribute | Navan Expense | Soldo |
|---|---|---|
| **Vioscale score** | 61.6 (21% (low)) | 58.2 (43% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A platform that captures and categorizes business expenses automatically, enforces compliance rules at the point of transaction, and syncs directly with accounting systems to streamline financial close and reporting. | Soldo enables organizations to issue corporate cards and wallets to employees with predefined spending limits and approval workflows. The platform automates expense tracking, receipt capture, and accounting system integration, helping reduce manual finance work and maintain policy compliance. |
| features.capabilities | `{"soc2_type_ii":true,"netsuite_sage_intacct_erp_sync":true,"native_corporate_card_issuing_underwriting":true}` | - |
| integrations.count | 6 | 100 |
| integrations.list | `[{"name":"NetSuite"},{"name":"QuickBooks Online"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"Datev"},{"name":"Sherpa"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intacct"},{"name":"Exact Online"},{"name":"DATEV"},{"name":"NetSuite"},{"name":"ZTravel"},{"name":"SAP Concur"},{"name":"TravelPerk"},{"name":"Amazon Business"},{"name":"FreshBooks"},{"name":"Zoho Invoice"},{"name":"Microsoft Dynamics 365"},{"name":"Oracle e-business suite"},{"name":"Certinia"},{"name":"Odoo"},{"name":"Workday"},{"name":"Slack"},{"name":"Okta"},{"name":"Google Workspace"},{"name":"Oracle HCM Cloud"},{"name":"Egencia"},{"name":"BizAway"}]` |
| market.availability | - | `{"hqCountry":"GB","primaryMarkets":["GB","IE"],"availabilityScope":"regional","availableCountries":["GB","IE"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"ios":true,"web":true,"android":true}` |
| pricing | - | `{"type":"subscription","plans":[{"free":false,"name":"Standard","summary":"£21/month","features":["Set user permissions and manage roles","Spend via Apple and Google Pay","Capture receipts using mobile app","Connect to accounting software","Access support during business hours"],"minSeats":3,"components":[{"kind":"fixed","amount":21,"period":"month","currency":"GBP"}],"description":"Basic solution for card issuance, receipt capture, and spending control","contactSales":false,"includedLimits":{"wallets":"1","bank_transfers":"20/month"}},{"free":false,"name":"Plus","summary":"£33/month","features":["Create wallets for team budgets","Manage multi-currency spending","Automate receipt capture with OCR","Integrate with Amazon Business","Export data using templates","Additional setup support"],"components":[{"kind":"fixed","amount":33,"period":"month","currency":"GBP"}],"description":"Comprehensive management with multiple wallets, OCR automation, and reporting","contactSales":false,"includedLimits":{"wallets":"30"}},{"free":false,"name":"Enterprise","summary":"Custom pricing","features":["Unlimited company wallets with full customization","Role-based access controls at scale","Delegate bank transfers","Automate expense categorization","Build custom approval workflows","SAP Concur integration","100+ software system integrations","Tailored integration setup support","Dedicated Customer Success team","Professional Services team access"],"description":"Enterprise-grade solution with unlimited customization and dedicated support","contactSales":true,"includedLimits":{"wallets":"Unlimited"}}],"summary":"From £21/month with 30-day free trial","currency":"GBP","freeTier":false,"sourceUrl":"https://www.soldo.com/en-gb/pricing/","retrievedAt":"2026-08-19T21:34:39.386Z","freeTrialDays":30,"startingPrice":{"amount":21,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` |
| pricing.free_tier | - | no |
| pricing.model | commercial | commercial |
| pricing.price_level | - | mid |
| pricing.starting_price | - | `{"amount":21,"currency":"GBP"}` |
| pricing.transparent | - | yes |
| security.gdpr | yes | yes |
| security.iso27001 | yes | yes |
| security.pci | yes | yes |
| security.soc2 | yes | - |

## Capabilities (Spend Management)

| Capability | Navan Expense | Soldo |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Native corporate card issuing underwriting | ✓ | - |
| Unlimited virtual merchant specific cards | - | - |
| Pre approval spend limit routing | - | - |
| Automated receipt matching OCR | - | - |
| Merchant category code mcc blocking | - | - |
| Ap invoice bill payment bundled | - | - |
| Netsuite sage intacct ERP sync | ✓ | - |
| Slack teams receipt upload bot | - | - |
| Multi currency fx handling | - | - |
| SOC2 type ii | ✓ | - |
| PCI DSS level 1 compliant | - | - |
| Pricing model | - | - |

*Source: Vioscale. Generated 2026-09-01T14:31:33.534Z. "-" = undocumented, not absent.*