# Navan vs SAP Concur

| Attribute | Navan | SAP Concur |
|---|---|---|
| **Vioscale score** | 49 (74% (medium)) | 52.5 (53% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | An integrated business application that consolidates travel booking, expense tracking and categorization, and corporate card management into one platform, with AI assistance for travel planning and real-time spend visibility. | An AI-powered software solution that handles corporate spending workflows including receipt capture, expense approval, travel booking, and invoice management, with integrations to accounting systems and real-time compliance oversight. |
| features.capabilities | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` | `{"api_access":"full","ocr_capture":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","expense_reporting":true}` |
| integrations.count | 1 | 300 |
| integrations.list | `[{"name":"Sherpa"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intaact"},{"name":"NetSuite"},{"name":"ADP"}]` |
| market.availability | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` | `{"type":"usage","plans":[{"free":false,"name":"Base","summary":"~$7 per report, unlimited users","features":["Automate spend processes","Manage company spend","Improve policy compliance","Customizable administrator controls","Analytics and reporting","Reimburse employees faster","Intuitive user experience"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"metered","amount":7,"currency":"USD"}],"contactSales":false},{"free":false,"name":"Plus","summary":"~$11 per report, unlimited users","features":["Automate spend processes","Manage company spend","Improve policy compliance","Customizable administrator controls","Analytics and reporting","Reimburse employees faster","Intuitive user experience","Enhanced AI capabilities with Joule","Personalize AI travel recommendations","Manage business travel","Book directly with travel suppliers","Travel configuration with country support","Visibility to travel spend across channels"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"metered","amount":11,"currency":"USD"}],"contactSales":false},{"free":false,"name":"Premium","summary":"Custom pricing, unlimited users","features":["Concur Expense","Concur Travel","Concur Invoice","ExpenseIt","User Support Desk","Reporting","Intelligence"],"contactSales":true}],"summary":"From ~$7 per report (usage-based pricing; higher tiers and Premium require quote)","currency":"USD","freeTier":false,"sourceUrl":"https://www.concur.com/about/pricing","retrievedAt":"2026-08-14T15:31:35.327Z","startingPrice":{"amount":7,"period":"month","currency":"USD"}}` |
| pricing.free_tier | yes | no |
| pricing.model | commercial | commercial |
| pricing.price_level | low | low |
| pricing.transparent | yes | no |
| reliability.status_page | yes | yes |
| security.disclosure_policy | - | yes |
| security.pci | yes | - |

## Capabilities (Expense & Procurement Software)

| Capability | Navan | SAP Concur |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | - |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | - | ✓ |
| International payments (ACH/wire/FX) | - | - |
| **Procurement** |  |  |
| Procurement | - | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | - | SaaS fee |
| Multi-entity / multi-currency | - | - |
| **Platform** |  |  |
| API access | - | Full |

*Source: Vioscale. Generated 2026-09-01T16:59:53.388Z. "-" = undocumented, not absent.*