# Navan vs Ramp

**Leader by Vioscale score:** Ramp

| Attribute | Navan | Ramp |
|---|---|---|
| **Vioscale score** | 49 (74% (medium)) | 71.7 (53% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | An integrated business application that consolidates travel booking, expense tracking and categorization, and corporate card management into one platform, with AI assistance for travel planning and real-time spend visibility. | An integrated platform for managing company spending that combines physical and virtual corporate cards with automated expense capture, intelligent invoice processing, real-time spending controls, and streamlined approval workflows. |
| features.capabilities | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` | `{"ocr_capture":true,"procurement":"full_p2p","ap_automation":true,"spend_controls":true,"travel_booking":"native","accounting_sync":"two_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` |
| integrations.count | 1 | 2 |
| integrations.list | `[{"name":"Sherpa"}]` | `[{"name":"Slack"},{"name":"Microsoft Teams"}]` |
| market.availability | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` | `{"type":"subscription","plans":[{"free":true,"name":"Free","features":["Unlimited physical and virtual corporate cards","Card issuing controls","Complete expenses via SMS or Slack","Custom travel policy","Book flights, hotels, and car rentals","Auto-receipt collection and matching","Automated invoice extraction (OCR)","Configurable approval workflows","Automated fraud checks","Pay bills by ACH, card, check, wire, and more","Earn 4.31% in Ramp Investment Account","Earn 2% on FDIC-insured cash account","No fees or minimum deposits","Free wires and same-day ACH","Basic accounting rules","QuickBooks Online and Xero integrations","Custom reports and insights via AI","Custom report builder","Automated vendor tracking and contract extraction","Price intelligence"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"}],"description":"Best for smaller teams who want to simplify finances.","contactSales":false},{"free":false,"name":"Plus","features":["All Free features","AI-driven expense reviews and policy insights","Auto-lock cards when compliance is unmet","24/7 phone support for travel bookings","Auto-coded line items","AI-driven approval recommendations","Automated batch payments","Payment release approvals","NetSuite, Sage Intacct, and more integrations","AI coding for every field","Automate approval and sync of routine spend","Multi-entity business support","Auto tax capture and coding","Share live reports and schedule exports","Track budgets vs. actuals in real time","Custom user roles","Multi-entity visibility restrictions","Audit log"],"components":[{"kind":"per_unit","unit":"user","amount":15,"period":"month","currency":"USD"}],"description":"Perfect for teams who want to use AI-driven automation to eliminate busywork.","contactSales":false},{"free":false,"name":"Enterprise","features":["All Plus features","Workday and Oracle Fusion Cloud integrations","Locally funded reimbursements","Pay card payments in local currency","Local currency card issuing in 30+ countries","Dedicated account and customer success manager","Priority 24/7 global support","Custom implementation scoping and rollout plan","Integration setup and validation testing","Employee training and change management","Custom development","ERP extensions and configurations","Custom policy and workflow configuration","Advanced organization, role, and entity configuration"],"commitment":"annual","description":"Made for teams who need full customization.","contactSales":true}],"addOns":[{"name":"Procurement"}],"summary":"Free tier available. Plus at $15/user/month. Enterprise plans available.","currency":"USD","freeTier":true,"sourceUrl":"https://ramp.com","retrievedAt":"2026-08-01T15:01:37.681Z","startingPrice":{"amount":15,"period":"month","currency":"USD"},"billingPeriods":["month","year"]}` |
| pricing.free_tier | yes | yes |
| pricing.model | commercial | commercial |
| pricing.price_level | low | mid |
| pricing.transparent | yes | yes |
| reliability.status_page | yes | - |
| security.disclosure_policy | - | yes |
| security.fedramp | - | yes |
| security.iso27001 | - | yes |
| security.pci | yes | yes |
| security.soc2 | - | yes |

## Capabilities (Expense & Procurement Software)

| Capability | Navan | Ramp |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | - | ✓ |
| International payments (ACH/wire/FX) | - | ✓ |
| **Procurement** |  |  |
| Procurement | - | Full P2P |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | Two-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | - | - |
| Multi-entity / multi-currency | - | - |
| **Platform** |  |  |
| API access | - | - |

*Source: Vioscale. Generated 2026-09-01T16:48:14.392Z. "-" = undocumented, not absent.*