# Guidewire ClaimCenter vs Xactimate (Verisk)

| Attribute | Guidewire ClaimCenter | Xactimate (Verisk) |
|---|---|---|
| **Vioscale score** | 65.9 (21% (low)) | 24.9 (8% (low)) |
| deployment.options | `{"cloud":true}` | - |
| description.long | A SaaS platform that streamlines insurance claims processing through automation, real-time AI-powered guidance for adjusters, and centralized data management. The system reduces processing costs, minimizes errors, and supports faster claim resolution with omnichannel capabilities. | Software that helps insurers, adjusters, and contractors prepare detailed cost assessments for property damage and restoration projects. It integrates with broader claims processing systems to support end-to-end workflow management. |
| features.capabilities | `{"iso_27001":true,"soc2_type_ii":true,"deployment_model":"saas","ai_photo_computer_vision_damage_estimation":true,"omnichannel_fnol_first_notice_of_loss_intake":true,"auto_body_shop_and_rental_car_erp_integration":true,"automated_straight_through_processing_stp_settlement":true}` | `{"automated_straight_through_processing_stp_settlement":true}` |
| integrations.count | 5 | 4 |
| integrations.list | `[{"name":"Mitchell Mobile FNOL"},{"name":"Mitchell Photo Estimating"},{"name":"Mitchell WorkCenter"},{"name":"Guidewire Claim Portal"},{"name":"Guidewire Digital"}]` | `[{"name":"XactAnalysis"},{"name":"Risk Response"},{"name":"NICB ForeWARN"},{"name":"Promatic WorkTracker"}]` |
| market.availability | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | - |
| pricing.model | commercial | - |
| security.iso27001 | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |

## Capabilities (Claims Management)

| Capability | Guidewire ClaimCenter | Xactimate (Verisk) |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Deployment model | Saas | - |
| Omnichannel fnol first notice of loss intake | ✓ | - |
| AI photo computer vision damage estimation | ✓ | - |
| Siu special investigation unit fraud detection | - | - |
| Reserve calculation and depletion tracking | - | - |
| Subrogation and salvage recovery tracking | - | - |
| Bodily injury and medical bill review | - | - |
| Litigation and legal case management sync | - | - |
| Automated straight through processing stp settlement | ✓ | ✓ |
| Auto body shop and rental car ERP integration | ✓ | - |
| SOC2 type ii | ✓ | - |
| ISO 27001 | ✓ | - |
| Pricing model | - | - |

*Source: Vioscale. Generated 2026-09-01T16:49:06.444Z. "-" = undocumented, not absent.*