# Guidewire vs Vertafore (AMS360 / Sagitta)

**Leader by Vioscale score:** Guidewire

| Attribute | Guidewire | Vertafore (AMS360 / Sagitta) |
|---|---|---|
| **Vioscale score** | 56.9 (75% (high)) | 37.9 (35% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | Cloud-based software combining policy administration, claims management, underwriting, and analytics to help property and casualty insurers operate efficiently and scale their digital transformation. | An integrated suite combining policy administration, underwriting, rating, and distribution tools with embedded AI automation. Built for insurance carriers, agencies, and MGAs to streamline operations and accelerate business processes across the customer lifecycle. |
| features.capabilities | `{"soc2":true,"iso_27001":true,"deployment":"cloud","core_system":"suite","soc2_type_ii":true,"claims_module":true,"billing_module":true,"target_segment":"carrier","deployment_model":"multi_tenant_saas","lines_of_business":"pc","agency_mgmt_module":false,"life_annuity_support":false,"underwriting_rating_engine":true,"property_casualty_pc_support":true}` | `{"deployment":"cloud","core_system":"suite","pricing_model":"quote","billing_module":true,"acord_standards":true,"lines_of_business":"multi","agency_mgmt_module":true,"carrier_integrations":true,"underwriting_rating_engine":true}` |
| integrations.count | 23 | 12 |
| integrations.list | `[{"name":"Amazon Web Services"},{"name":"One Inc"},{"name":"Docusign"},{"name":"Smart Communications"},{"name":"Shift Technology"},{"name":"Swiss Re"},{"name":"Verisk Analytics"},{"name":"Indico Data Solutions"},{"name":"Hi Marley"},{"name":"hyperexponential"},{"name":"Enlyte"},{"name":"Belron Canada"},{"name":"OneSpan"},{"name":"MyChoice"},{"name":"Wisedocs"},{"name":"Box"},{"name":"Genesys"},{"name":"Photocert"},{"name":"Quantexa"},{"name":"Stripe"},{"name":"ValueChecker"},{"name":"Whatfix"},{"name":"Xtract"},{"name":"Mitchell"}]` | `[{"name":"BenefitPoint"},{"name":"Plansight"},{"name":"DocuSign"},{"name":"ACORD"},{"name":"AAIS"},{"name":"A.M. Best"},{"name":"ImageRight"},{"name":"ReferenceConnect AI"},{"name":"NetRate"},{"name":"Surefyre"},{"name":"ClearCert"},{"name":"Dun and Bradstreet"}]` |
| market.availability | `{"hqCountry":"US","primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"quote","freeTier":false,"sourceUrl":"https://www.guidewire.com","retrievedAt":"2026-08-03T09:23:18.654Z"}` | `{"type":"quote","sourceUrl":"http://www.vertafore.com/plansight","retrievedAt":"2026-08-16T20:54:21.749Z"}` |
| pricing.free_tier | no | - |
| pricing.model | commercial | quote |
| pricing.price_level | unknown | unknown |
| pricing.transparent | no | no |
| reliability.sla_pct | - | 99.99 |
| reliability.status_page | yes | - |
| security.gdpr | - | yes |
| security.iso27001 | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |

## Capabilities (Insurance Software)

| Capability | Guidewire | Vertafore (AMS360 / Sagitta) |
|---|:--:|:--:|
| **Core** |  |  |
| Core system | Full suite | Full suite |
| Lines of business | P&C | Multi-line |
| **Capabilities** |  |  |
| Claims management module | ✓ | - |
| Underwriting / rating engine | ✓ | ✓ |
| Billing / premium collection | ✓ | ✓ |
| Agency / broker management | ✗ | ✓ |
| **Interoperability** |  |  |
| ACORD standards support | - | ✓ |
| Carrier integration network | - | ✓ |
| **Compliance** |  |  |
| SOC 2 (Type II) | ✓ | - |
| NAIC / state DOI alignment | - | - |
| **Deployment** |  |  |
| Deployment | Cloud / SaaS | Cloud / SaaS |
| **Pricing** |  |  |
| Pricing model | - | Quote / contact sales |
| **Market** |  |  |
| Target segment | Carrier / insurer | - |

*Source: Vioscale. Generated 2026-09-01T17:14:43.023Z. "-" = undocumented, not absent.*