# FreeAgent vs Zoho Books

**Leader by Vioscale score:** Zoho Books

| Attribute | FreeAgent | Zoho Books |
|---|---|---|
| **Vioscale score** | 45.7 (62% (medium)) | 69.9 (73% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | FreeAgent is cloud-based accounting software for small businesses and landlords in the UK, with integrated Making Tax Digital (MTD) compliance, property management, automated bank feeds, and practice collaboration features. | Web-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses. |
| features.capabilities | `{"api_access":"full","bank_feeds":"direct","deployment":"cloud","multi_entity":"multi_entity","tax_compliance":"MTD for Income Tax compliance with quarterly updates and final declarations","accountant_collab":true}` | `{"inventory":true,"api_access":"full","bank_feeds":"manual_import","deployment":"cloud","ar_invoicing":true,"multi_entity":"multi_entity","multi_currency":true,"tax_compliance":"UK MTD (Making Tax Digital)","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | 3 | 16 |
| integrations.list | `[{"name":"Syft"},{"name":"Hiscox"},{"name":"HMRC"}]` | `[{"name":"Google APIs"},{"name":"YouTube APIs"},{"name":"Zoho Mail"},{"name":"Zoho Cliq"},{"name":"Zoho Projects"},{"name":"Zoho Inventory"},{"name":"Zoho Invoice"},{"name":"Zoho People"},{"name":"Zoho Checkout"},{"name":"Zoho Analytics"},{"name":"Zoho Sprints"},{"name":"Zoho Desk"},{"name":"Zoho WorkDrive"},{"name":"Zoho Meeting"},{"name":"Zoho Subscriptions"},{"name":"Zoho Expense"}]` |
| market.availability | `{"hqCountry":"GB","primaryMarkets":["GB"],"availabilityScope":"regional","availableCountries":["GB"],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"web":true}` |
| pricing | `{"type":"quote","summary":"Free Practice Dashboard for accountants; client licence pricing available on request. Discounted options available through Partner Programme.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.freeagent.com/accountants/resources/navigating-mtd-for-income-tax/mtd-pricing/","retrievedAt":"2026-08-13T16:49:04.914Z"}` | `{"type":"subscription","summary":"Free tier for sole traders and landlords; paid subscription plans available","currency":"GBP","freeTier":true,"sourceUrl":"https://www.zoho.com/books","retrievedAt":"2026-08-14T15:23:56.826Z","billingPeriods":["month","year"]}` |
| pricing.free_tier | yes | yes |
| pricing.model | quote | freemium |
| pricing.price_level | low | low |
| pricing.transparent | no | yes |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | yes |
| security.gdpr | - | yes |
| security.iso27001 | - | yes |
| security.soc2 | - | yes |

## Capabilities (Accounting Software)

| Capability | FreeAgent | Zoho Books |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | - | ✓ |
| Multi-entity | Multi-entity | Multi-entity |
| Multi-currency | - | ✓ |
| Bank feeds | Direct feeds | Manual import |
| **Modules** |  |  |
| AP automation | - | - |
| AR / invoicing | - | ✓ |
| Inventory | - | ✓ |
| Fixed assets | - | - |
| Project accounting | - | ✓ |
| **Compliance** |  |  |
| Tax compliance | MTD for Income Tax compliance with quarterly updates and final declarations | UK MTD (Making Tax Digital) |
| **Workflow** |  |  |
| Accountant collaboration | ✓ | ✓ |
| **Payments** |  |  |
| Payments capture | - | ✓ |
| **Ecosystem** |  |  |
| API access | Full | Full |
| **Deployment** |  |  |
| Deployment | Cloud | Cloud |

*Source: Vioscale. Generated 2026-09-01T17:38:43.474Z. "-" = undocumented, not absent.*