# FreeAgent vs Moneybird

**Leader by Vioscale score:** Moneybird

| Attribute | FreeAgent | Moneybird |
|---|---|---|
| **Vioscale score** | 45.2 (62% (medium)) | 65.8 (63% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | FreeAgent is cloud-based accounting software for small businesses and landlords in the UK, with integrated Making Tax Digital (MTD) compliance, property management, automated bank feeds, and practice collaboration features. | Cloud-based accounting software designed for freelancers and SMEs, featuring invoice automation, bookkeeping, VAT management, time tracking, and integration with 1,700+ European banks and payment processors. |
| features.capabilities | `{"api_access":"full","bank_feeds":"direct","deployment":"cloud","multi_entity":"multi_entity","tax_compliance":"MTD for Income Tax compliance with quarterly updates and final declarations","accountant_collab":true}` | `{"inventory":false,"api_access":"full","bank_feeds":"direct","deployment":"cloud","ar_invoicing":true,"fixed_assets":true,"multi_entity":"none","ap_automation":false,"multi_currency":false,"tax_compliance":"VAT returns, VAT overview, ICP declaration, Electronic VAT return filing","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | 3 | 6 |
| integrations.list | `[{"name":"Syft"},{"name":"Hiscox"},{"name":"HMRC"}]` | `[{"name":"Mollie"},{"name":"Stripe"},{"name":"PayPal"},{"name":"MultiSafepay"},{"name":"CCV Pay"},{"name":"TransactieSysteem"}]` |
| market.availability | `{"hqCountry":"GB","primaryMarkets":["GB"],"availabilityScope":"regional","availableCountries":["GB"],"notAvailableCountries":[]}` | `{"hqCountry":"NL","primaryMarkets":["NL"],"availabilityScope":"regional","availableCountries":["NL"],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"web":true}` |
| pricing | `{"type":"quote","summary":"Free Practice Dashboard for accountants; client licence pricing available on request. Discounted options available through Partner Programme.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.freeagent.com/accountants/resources/navigating-mtd-for-income-tax/mtd-pricing/","retrievedAt":"2026-08-13T16:49:04.914Z"}` | `{"type":"subscription","plans":[{"free":false,"name":"Compact","summary":"€3/month","features":["Smart Document Processing","Process bank transactions","Sales invoices","Purchase invoices and receipts","Time tracking","Reports and dashboard","VAT overview"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":3,"period":"month","currency":"EUR"}],"description":"To start off gently, at your own pace","contactSales":false,"includedLimits":{"users":"1","bank_connections":"0","time_tracking_hours":"20","processed_transactions":"5","smart_document_processing":"3"}},{"free":false,"name":"Start","summary":"€15/month, save €36/year with annual billing","features":["Smart Document Processing","Scan receipts with app","Electronic VAT return","API access","Accountant access","Custom branding","Automatic reminders","Online payment methods","SEPA direct debit","Send via Peppol","Scan and recognize","Pay from Moneybird","Process UBL invoices","Receive via Peppol","Reports and dashboard","Ledger accounts","VAT overview","ICP declaration","Online sales","Time tracking","Assets and depreciation"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":15,"period":"month","currency":"EUR"}],"description":"Ideal for freelancers and startups","contactSales":false,"includedLimits":{"users":"1","bank_connections":"5","processed_transactions":"20"}},{"free":false,"name":"Growth","summary":"€29/month, save €72/year with annual billing","features":["Everything from Start","80% bookkeeping automation","Recurring invoices"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":29,"period":"month","currency":"EUR"}],"description":"For entrepreneurs who are growing","contactSales":false,"includedLimits":{"users":"5","bank_connections":"5","processed_transactions":"50"}},{"free":false,"name":"Complete","summary":"€41/month, save €96/year with annual billing","features":["Everything from Growth","Unlimited bookkeeping","Unlimited linked bank accounts","Unlimited processed transactions","Unlimited users"],"commitment":"monthly","components":[{"kind":"fixed","amount":41,"period":"month","currency":"EUR"}],"description":"The package for unlimited bookkeeping","contactSales":false,"includedLimits":{"users":"None","bank_connections":"None","processed_transactions":"None"}}],"addOns":[{"name":"Payment Processing Fees","components":[{"per":{"qty":1,"unit":"transaction"},"kind":"metered","amount":0.29,"currency":"EUR"}]}],"summary":"From €3/month. 60-day free trial with Complete plan access. Up to 25% discount with annual billing.","currency":"EUR","freeTier":false,"sourceUrl":"https://www.moneybird.com/pricing/","retrievedAt":"2026-08-13T16:57:36.384Z","freeTrialDays":60,"startingPrice":{"amount":3,"period":"month","currency":"EUR"},"billingPeriods":["month","year"]}` |
| pricing.free_tier | yes | no |
| pricing.model | quote | commercial |
| pricing.price_level | low | low |
| pricing.transparent | no | yes |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | - |

## Capabilities (Accounting Software)

| Capability | FreeAgent | Moneybird |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | - | ✓ |
| Multi-entity | Multi-entity | None |
| Multi-currency | - | ✗ |
| Bank feeds | Direct feeds | Direct feeds |
| **Modules** |  |  |
| AP automation | - | ✗ |
| AR / invoicing | - | ✓ |
| Inventory | - | ✗ |
| Fixed assets | - | ✓ |
| Project accounting | - | ✓ |
| **Compliance** |  |  |
| Tax compliance | MTD for Income Tax compliance with quarterly updates and final declarations | VAT returns, VAT overview, ICP declaration, Electronic VAT return filing |
| **Workflow** |  |  |
| Accountant collaboration | ✓ | ✓ |
| **Payments** |  |  |
| Payments capture | - | ✓ |
| **Ecosystem** |  |  |
| API access | Full | Full |
| **Deployment** |  |  |
| Deployment | Cloud | Cloud |

*Source: Vioscale. Generated 2026-09-01T14:46:37.851Z. "-" = undocumented, not absent.*