# FINEOS vs Vertafore (AMS360 / Sagitta)

| Attribute | FINEOS | Vertafore (AMS360 / Sagitta) |
|---|---|---|
| **Vioscale score** | 44.3 (22% (low)) | 37.9 (35% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A SaaS platform designed specifically for life, accident, and health insurers, providing integrated modules for policy administration, claims management, billing, absence management, underwriting, and payments—deployable as a complete suite or as modular components. It emphasizes data-driven insights, digital customer engagement, and seamless integration across the insurance value chain. | An integrated suite combining policy administration, underwriting, rating, and distribution tools with embedded AI automation. Built for insurance carriers, agencies, and MGAs to streamline operations and accelerate business processes across the customer lifecycle. |
| features.capabilities | `{"deployment":"cloud","core_system":"suite","claims_module":true,"pricing_model":"quote","billing_module":true,"target_segment":"carrier","deployment_model":"multi_tenant_saas","life_annuity_support":true,"underwriting_rating_engine":true}` | `{"deployment":"cloud","core_system":"suite","pricing_model":"quote","billing_module":true,"acord_standards":true,"lines_of_business":"multi","agency_mgmt_module":true,"carrier_integrations":true,"underwriting_rating_engine":true}` |
| integrations.count | 2 | 12 |
| integrations.list | `[{"name":"Wellthy"},{"name":"Opifiny"}]` | `[{"name":"BenefitPoint"},{"name":"Plansight"},{"name":"DocuSign"},{"name":"ACORD"},{"name":"AAIS"},{"name":"A.M. Best"},{"name":"ImageRight"},{"name":"ReferenceConnect AI"},{"name":"NetRate"},{"name":"Surefyre"},{"name":"ClearCert"},{"name":"Dun and Bradstreet"}]` |
| market.availability | `{"hqCountry":"IE","primaryMarkets":["US","AU","IE"],"availabilityScope":"global","availableCountries":["US","AU","IE"],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | - | `{"type":"quote","sourceUrl":"http://www.vertafore.com/plansight","retrievedAt":"2026-08-16T20:54:21.749Z"}` |
| pricing.model | commercial | quote |
| pricing.price_level | - | unknown |
| pricing.transparent | - | no |
| reliability.sla_pct | - | 99.99 |
| reliability.status_page | yes | - |
| security.gdpr | - | yes |

## Capabilities (Insurance Software)

| Capability | FINEOS | Vertafore (AMS360 / Sagitta) |
|---|:--:|:--:|
| **Core** |  |  |
| Core system | Full suite | Full suite |
| Lines of business | - | Multi-line |
| **Capabilities** |  |  |
| Claims management module | ✓ | - |
| Underwriting / rating engine | ✓ | ✓ |
| Billing / premium collection | ✓ | ✓ |
| Agency / broker management | - | ✓ |
| **Interoperability** |  |  |
| ACORD standards support | - | ✓ |
| Carrier integration network | - | ✓ |
| **Compliance** |  |  |
| SOC 2 (Type II) | - | - |
| NAIC / state DOI alignment | - | - |
| **Deployment** |  |  |
| Deployment | Cloud / SaaS | Cloud / SaaS |
| **Pricing** |  |  |
| Pricing model | Quote / contact sales | Quote / contact sales |
| **Market** |  |  |
| Target segment | Carrier / insurer | - |

*Source: Vioscale. Generated 2026-09-01T17:25:09.569Z. "-" = undocumented, not absent.*