# FINEOS vs OneShield Policy

| Attribute | FINEOS | OneShield Policy |
|---|---|---|
| **Vioscale score** | 44.3 (22% (low)) | 42.3 (14% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A SaaS platform designed specifically for life, accident, and health insurers, providing integrated modules for policy administration, claims management, billing, absence management, underwriting, and payments—deployable as a complete suite or as modular components. It emphasizes data-driven insights, digital customer engagement, and seamless integration across the insurance value chain. | OneShield is a cloud-based insurance software platform that handles policy administration, billing, claims processing, and provides analytics and configuration tools for property and casualty insurers. |
| features.capabilities | `{"deployment":"cloud","core_system":"suite","claims_module":true,"pricing_model":"quote","billing_module":true,"target_segment":"carrier","deployment_model":"multi_tenant_saas","life_annuity_support":true,"underwriting_rating_engine":true}` | `{"soc2_type_ii":true,"deployment_model":"multi_tenant_saas","life_annuity_support":false,"property_casualty_pc_support":true}` |
| integrations.count | 2 | - |
| integrations.list | `[{"name":"Wellthy"},{"name":"Opifiny"}]` | - |
| market.availability | `{"hqCountry":"IE","primaryMarkets":["US","AU","IE"],"availabilityScope":"global","availableCountries":["US","AU","IE"],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | - |
| pricing.model | commercial | - |
| reliability.status_page | yes | - |
| security.soc2 | - | yes |

## Capabilities (Insurance Policy Admin)

| Capability | FINEOS | OneShield Policy |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Deployment model | Multi tenant saas | Multi tenant saas |
| Property casualty pc support | - | ✓ |
| Life annuity support | ✓ | ✗ |
| ISO ncci bureau rate circular ingestion | - | - |
| No code rating engine and algorithm builder | - | - |
| Out of sequence endorsement processing | - | - |
| Automated renewals and non renewal notices | - | - |
| State regulatory statutory reporting | - | - |
| Omnichannel quote to bind digital portals | - | - |
| Reinsurance treaty and facultative tracking | - | - |
| SOC2 type ii | - | ✓ |
| ISO 27001 | - | - |

*Source: Vioscale. Generated 2026-09-01T15:18:00.975Z. "-" = undocumented, not absent.*