# FICS (Financial Industry Computer Systems) vs Mambu

| Attribute | FICS (Financial Industry Computer Systems) | Mambu |
|---|---|---|
| **Vioscale score** | 40.7 (9% (low)) | 48.7 (21% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | Enterprise software for mortgage lenders that automates residential loan origination, processing, underwriting, and servicing operations, including payment processing, escrow administration, and investor reporting. | Mambu is a SaaS cloud banking platform designed for financial institutions to build and scale banking solutions. It provides an intelligent, composable core with API-first capabilities, real-time processing, and fraud prevention, allowing institutions to modernize their banking operations and adapt to market changes. |
| features.capabilities | `{"deployment_model":"cloud_web_app","ach_and_credit_card_payment_processing":true,"investor_syndication_and_fractional_payouts":true,"escrow_and_tax_insurance_disbursement_tracking":true}` | `{"iso_27001":true,"soc2_type_ii":true,"deployment_model":"cloud_web_app","ach_and_credit_card_payment_processing":true}` |
| integrations.count | 4 | 1 |
| integrations.list | `[{"name":"Compliance EAGLE"},{"name":"Fannie Mae"},{"name":"Freddie Mac"},{"name":"Ginnie Mae"}]` | `[{"name":"Featurespace"}]` |
| market.availability | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"regional","availableCountries":["US"],"notAvailableCountries":[]}` | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing.model | commercial | - |
| security.iso27001 | - | yes |
| security.soc2 | - | yes |

## Capabilities (Lending Software)

| Capability | FICS (Financial Industry Computer Systems) | Mambu |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Deployment model | Cloud web app | Cloud web app |
| Complex amortization simple interest rule of 78 | - | - |
| Merchant cash advance mca daily sweeps | - | - |
| Auto loan gps kill switch integration | - | - |
| Ach and credit card payment processing | ✓ | ✓ |
| Metro 2 credit bureau reporting | - | - |
| Automated collections SMS and dunning waterfalls | - | - |
| Escrow and tax insurance disbursement tracking | ✓ | - |
| Investor syndication and fractional payouts | ✓ | - |
| Accounting quickbooks gl sync | - | - |
| SOC2 type ii | - | ✓ |
| ISO 27001 | - | ✓ |
| Pricing model | - | - |

*Source: Vioscale. Generated 2026-09-01T15:18:35.327Z. "-" = undocumented, not absent.*