# Expensify vs SAP Concur

| Attribute | Expensify | SAP Concur |
|---|---|---|
| **Vioscale score** | 55.6 (58% (medium)) | 52.5 (53% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | An all-in-one platform that automates expense capture, categorization, approvals, and reimbursement with built-in corporate card management and integrated travel booking. Connects to major accounting systems and uses AI to enforce spending policies. | An AI-powered software solution that handles corporate spending workflows including receipt capture, expense approval, travel booking, and invoice management, with integrations to accounting systems and real-time compliance oversight. |
| features.capabilities | `{"ocr_capture":true,"multi_entity":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"api_access":"full","ocr_capture":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","expense_reporting":true}` |
| integrations.count | 45 | 300 |
| integrations.list | `[{"name":"QuickBooks Online"},{"name":"QuickBooks Desktop"},{"name":"NetSuite"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"FinancialForce"},{"name":"Salesforce"},{"name":"Workday"},{"name":"Gusto"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intaact"},{"name":"NetSuite"},{"name":"ADP"}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"hqCountry":"US","primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Collect","summary":"£5 per member/month","features":["Unlimited SmartScans","Receipt scanning","Reimbursements","Corporate card management","Expense and travel approvals","Travel booking and rules","QuickBooks/Xero integrations","Chat on expenses, reports, and rooms","AI and human support","Distance tracking","Expense categories and tags","ACH reimbursement","Third-party card feeds and reconciliation","In-product reporting"],"components":[{"kind":"per_unit","unit":"member","amount":5,"period":"month","currency":"GBP"}],"description":"Small business plan with expense, travel, and chat","contactSales":false},{"free":false,"name":"Control","summary":"Custom pricing from £14 per active member/month","features":["Everything in Collect","Multiple approval flows","Custom expense rules","ERP integration (NetSuite, Sage Intacct)","HR integrations (Workday, Certinia)","SAML/SSO","Custom insights and reporting","Budgeting","QuickBooks Desktop support","Gusto and Zenefits integrations","Admin-enforced controls"],"components":[{"kind":"per_unit","unit":"active member","amount":14,"period":"month","currency":"GBP"}],"description":"Enterprise plan for larger businesses","contactSales":true}],"summary":"From £5 per member/month. Free tier available for individuals.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.expensify.com","retrievedAt":"2026-08-01T14:21:02.453Z","startingPrice":{"amount":5,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | `{"type":"usage","plans":[{"free":false,"name":"Base","summary":"~$7 per report, unlimited users","features":["Automate spend processes","Manage company spend","Improve policy compliance","Customizable administrator controls","Analytics and reporting","Reimburse employees faster","Intuitive user experience"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"metered","amount":7,"currency":"USD"}],"contactSales":false},{"free":false,"name":"Plus","summary":"~$11 per report, unlimited users","features":["Automate spend processes","Manage company spend","Improve policy compliance","Customizable administrator controls","Analytics and reporting","Reimburse employees faster","Intuitive user experience","Enhanced AI capabilities with Joule","Personalize AI travel recommendations","Manage business travel","Book directly with travel suppliers","Travel configuration with country support","Visibility to travel spend across channels"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"metered","amount":11,"currency":"USD"}],"contactSales":false},{"free":false,"name":"Premium","summary":"Custom pricing, unlimited users","features":["Concur Expense","Concur Travel","Concur Invoice","ExpenseIt","User Support Desk","Reporting","Intelligence"],"contactSales":true}],"summary":"From ~$7 per report (usage-based pricing; higher tiers and Premium require quote)","currency":"USD","freeTier":false,"sourceUrl":"https://www.concur.com/about/pricing","retrievedAt":"2026-08-14T15:31:35.327Z","startingPrice":{"amount":7,"period":"month","currency":"USD"}}` |
| pricing.free_tier | yes | no |
| pricing.model | commercial | commercial |
| pricing.price_level | unknown | low |
| pricing.transparent | no | no |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | yes |
| security.gdpr | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |

## Capabilities (Expense & Procurement Software)

| Capability | Expensify | SAP Concur |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | - |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | - |
| **Procurement** |  |  |
| Procurement | - | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | Hybrid | SaaS fee |
| Multi-entity / multi-currency | ✓ | - |
| **Platform** |  |  |
| API access | - | Full |

*Source: Vioscale. Generated 2026-09-01T17:09:14.866Z. "-" = undocumented, not absent.*